Old Jan 8, 14, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: TheDapperDon
Bonus category spending is now capped at $50k per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. This card is less viable as an MS instrument. Consider factors that may have led to these closures when sharing personal experiences.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of Dec 13, 2014, shutdown reports continue. Shutdowns appear to be triggered by spending on the card or upon statement closure, but not always

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

Others have succeeded in getting new cards, including new OBCs, but consider your relationship with Amex and how much you value that and this card when deciding how to use it.

There might be some impact with other issuers. If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

So, if you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/credit-card/blue-cash/25330


Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 spend in a reward year, you will earn 1% on Everyday Purchases (5% after 6500), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
First '$6,500' is spend on all purchases.

'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

* Read the fine print for 'gas' purchases! Right from AMEX T&C's:
...Everyday Purchases are: ... $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)... A >$400 purchase at a gas station will get 5% for the first $400 and 1% thereafter. E.g., for something, say, $503.95, you would earn $21.04 CB [($400*5%)+(103.95*1%)].

5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 23 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Amex Blue (2013-2014)

Old Mar 25, 14, 8:32 am
  #1441  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Originally Posted by adminds
From Blue Cash Everyday CC? How did you apply for it, via online chat or by phone?
From the normal Blue card that earned MR @ 1X.
I asked what card I could change to. (I was looking at getting the new Everyday)

She told me Blue Sky and Blue Cash Everyday.
I sent her the link and asked if the Blue Cash was available.
She said it was. But didn't show up initially as an option. ^

I have a chip&sign Blue Cash on it's way. Changes already reflecting in my account.
f0xx is offline  
Old Mar 25, 14, 8:35 am
  #1442  
 
Join Date: Jan 2014
Posts: 198
So you did it by online chat? Or called and then sent her email?

Originally Posted by f0xx
From the normal Blue card that earned MR @ 1X.
I asked what card I could change to. (I was looking at getting the new Everyday)

She told me Blue Sky and Blue Cash Everyday.
I sent her the link and asked if the Blue Cash was available.
She said it was. But didn't show up initially as an option. ^

I have a chip&sign Blue Cash on it's way. Changes already reflecting in my account.
adminds is offline  
Old Mar 25, 14, 8:37 am
  #1443  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Originally Posted by adminds
So you did it by online chat? Or called and then sent her email?
Whoops. Online chat. Super effective.
I've done Blue > BCE > Blue > Blue Cash in the half a year that I've owned this card lol.
f0xx is offline  
Old Mar 25, 14, 8:39 am
  #1444  
 
Join Date: Feb 2014
Posts: 823
Originally Posted by glocklt4
So has anyone had their second statement hit with > $6500 spending cashback breakdown that can confirm Safeway/Randalls/Tom Thumb purchases all count at 5%? Same with CVS for VRs? Mine hits in a couple days, but FrequentMiler has people reporting problems with Safeway. If this card isn't going to work out right for 5%, I need to redo my plans. Or if 5% only gets credited in certain situations, we need to document those.
I will be interested in the results as well. I've seen posts where people say that purchases consisting only of GC/prepaid or reload cards are getting only 1%, while mixing in other items bumps it up to 5%
exarkun is offline  
Old Mar 25, 14, 9:01 am
  #1445  
 
Join Date: Jan 2014
Posts: 198
Holly cow! My request for conversion was declined, citing only three other cards are available to be converted to from my BCE

Originally Posted by f0xx
Whoops. Online chat. Super effective.
I've done Blue > BCE > Blue > Blue Cash in the half a year that I've owned this card lol.
adminds is offline  
Old Mar 25, 14, 9:05 am
  #1446  
 
Join Date: Aug 2011
Posts: 94
If you are trying to meet the initial $6500 spend and want to buy a $3000 AGC is it a bad idea to call Amex to let them know you'll be making a purchase online to prevent a fraud alert or better to just deal with the fraud alert when it happens? Also are people using BB loaded with VR's to pay off Amex cards even though Amex owns BB?
dr0832 is offline  
Old Mar 25, 14, 9:09 am
  #1447  
 
Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 5,464
Originally Posted by dr0832
If you are trying to meet the initial $6500 spend and want to buy a $3000 AGC is it a bad idea to call Amex to let them know you'll be making a purchase online to prevent a fraud alert or better to just deal with the fraud alert when it happens? Also are people using BB loaded with VR's to pay off Amex cards even though Amex owns BB?
Yes.
Majuki is offline  
Old Mar 25, 14, 9:15 am
  #1448  
 
Join Date: Aug 2011
Posts: 94
yes to both questions?
dr0832 is offline  
Old Mar 25, 14, 9:59 am
  #1449  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Originally Posted by adminds
Holly cow! My request for conversion was declined, citing only three other cards are available to be converted to from my BCE
That's interesting...
I'd ask again.

Refer them to the link and ask if it's not a choice.
I thought people had success PC'ing from BCE?
f0xx is offline  
Old Mar 25, 14, 1:36 pm
  #1450  
 
Join Date: Jan 2014
Posts: 198
I gave the CSR the link but he declined, without even a try...

Originally Posted by f0xx
That's interesting...
I'd ask again.

Refer them to the link and ask if it's not a choice.
I thought people had success PC'ing from BCE?
adminds is offline  
Old Mar 25, 14, 2:08 pm
  #1451  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by adminds
Holly cow! My request for conversion was declined, citing only three other cards are available to be converted to from my BCE
I applied and have this Blue Cash for 3 months, I do not understand why so many are bent on for conversion? is it because of the credit score? or something else that I missed in the long thread ? (pl don't ask me to read) I like to now include in the wiki.
prasha11 is offline  
Old Mar 25, 14, 2:13 pm
  #1452  
 
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
Originally Posted by prasha11
I applied and have this Blue Cash for 3 months, I do not understand why so many are bent on for conversion? is it because of the credit score? or something else that I missed in the long thread ? (pl don't ask me to read) I like to now include in the wiki.
it gives 5% on pharmacy and supermarket - no cap
oohaahouch is offline  
Old Mar 25, 14, 2:13 pm
  #1453  
 
Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 5,464
Originally Posted by dr0832
yes to both questions?
Yes to both questions.
Majuki is offline  
Old Mar 25, 14, 2:14 pm
  #1454  
 
Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 5,464
Originally Posted by oohaahouch
it gives 5% on pharmacy and supermarket - no cap
Well, subject to AmEx's cap of your CL.
Majuki is offline  
Old Mar 25, 14, 2:16 pm
  #1455  
Original Poster
 
Join Date: Nov 2011
Posts: 1,944
Originally Posted by oohaahouch
it gives 5% on pharmacy and supermarket - no cap
I think Prasha meant "Why convert and not app" rather than "Why get this card"

So probably basically credit score (or rather avoiding a HP). Usual reason NOT to convert is because you lose bonuses on the new card, but in this case there aren't any.

Applying gives a new credit line, which with other issuers might hurt credit score, but with Amex can be backdated so not a problem.
silver6054 is offline  

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