Last edit by: WhateverDude
Please report any successful debit transactions after 8/1/2013 on the wiki. Currently majority of reports indicate failure after 4PM EST on 8/1/13.
Cannot unload at Walmart as of 4PM EST on 8/1/13.
Retailers listed
Home Depot Sears Ace True Value Lowes Orchard Supply Menards Northern Tool & Equipment Restoration Hardware Tractor Supply Stores Lumber Liquidators Do It Best 84 Lumber United Hardware Aubuchon Hardware Handy Hardware Harbor Freight Sherwin Williams Kelly Moore Dunn Edwards Benjamin Moore ToolUp.Com
List of retailers that accept HIGC to buy other Gift cards
Home Depot, Lowes, Sears
Cannot unload at Walmart as of 4PM EST on 8/1/13.
Retailers listed
Home Depot Sears Ace True Value Lowes Orchard Supply Menards Northern Tool & Equipment Restoration Hardware Tractor Supply Stores Lumber Liquidators Do It Best 84 Lumber United Hardware Aubuchon Hardware Handy Hardware Harbor Freight Sherwin Williams Kelly Moore Dunn Edwards Benjamin Moore ToolUp.Com
List of retailers that accept HIGC to buy other Gift cards
Home Depot, Lowes, Sears
Greatest way ever to manufacture spend with HIGC
#1576
Join Date: Feb 2013
Location: Tampa, FL
Posts: 304
Curious where you got the $200 from. I bought $150 in g/c yesterday and had to hand it over. Huge Catch-22, because she had to call a manager over since my name wasn't on the card, and I said well if there's no name how would anyone be able to use the card? Ended up letting me go through.
I think best explanation if they ask is that it's a debit if asked(and you're prepared to enter your PIN when asked for security-- of course this won't happen but it should give them better peace-of-mind), since if you argue it's a credit card, they'll wonder what credit card doesn't have a name.
I think best explanation if they ask is that it's a debit if asked(and you're prepared to enter your PIN when asked for security-- of course this won't happen but it should give them better peace-of-mind), since if you argue it's a credit card, they'll wonder what credit card doesn't have a name.
Clearly!
#1577
Join Date: Mar 2007
Posts: 375
#1578
Join Date: Nov 2008
Location: ORD
Programs: AA PLT
Posts: 2,781
Hmm, anyone tried the refund route by using a BB to pay the initial balance, and then having the full return amount credited back to the BB? Not going to try it, but wondering if that would count against your load limit for the month.
#1579
Join Date: Jun 2005
Location: Chicago
Programs: UA, AA, US, DL, PC Plat, Dollar, Avis, National, SPG, HH Gold, CC Gold
Posts: 1,212
Otherwise you would have a miles machine. Buy, get miles, return, buy, get miles, return. You would have a never ending supply of miles and points. Nice dream.
#1580
Join Date: May 2013
Posts: 128
i went to sears today to buy a laptop with the HIGC card and the rest on my CC. Out of curiosity, i asked if my godson doesnt like the laptop, what is your return policy. He said you have 30 days to return it but you will have to pay a 15% restocking fee. Now i know if you dont take it out of the box, you will not but he did not know this so i thought this would be a great excuse to cancel the order. I said i didnt want to risk paying the 15% so cancel it. He said ok and went to a manager to refund the money. The manager was going to put the money back on the HIGC card and the rest on my CC. I didnt know he could do that. Is this possible. If I go back tomorrow to return the laptop and dont have the HIGC card, can they still put it back on the HIGC or make me briing it back or force me to take a sears gift card?
Thanks for your responses
Thanks for your responses
#1582
Join Date: Mar 2010
Posts: 1,173
oracles4444 tell them you already trashed the giftcards and would like the entire refund on your CC....it actually makes it easier since they only have to credit one.
My previous post was an update to a even more previous post where I described, in detail, the weekends toiling for a cashout and points gathering...I used the HH amex to buy a couple of giftcards at Kroger yesterday earning me 2000 fuel points and 5000 HH points (5X grocery store), I'm hoping the credit back from nordstrom will only negate the points for the $100 that I charged on it there...the other $400 credit might lead to a loss of 400 points, but since there is no purchase linked to the credit I hope it will be treated like a payment. In any case I used it because I had a $1000 debt on it due to the Kroger charge...I didn't want to have to ask the CC company for a check for a negative balance.....sorry if I was too detailed, I didn't use pictures and arrows, and this info has popped up in this thread a few times already.
My previous post was an update to a even more previous post where I described, in detail, the weekends toiling for a cashout and points gathering...I used the HH amex to buy a couple of giftcards at Kroger yesterday earning me 2000 fuel points and 5000 HH points (5X grocery store), I'm hoping the credit back from nordstrom will only negate the points for the $100 that I charged on it there...the other $400 credit might lead to a loss of 400 points, but since there is no purchase linked to the credit I hope it will be treated like a payment. In any case I used it because I had a $1000 debt on it due to the Kroger charge...I didn't want to have to ask the CC company for a check for a negative balance.....sorry if I was too detailed, I didn't use pictures and arrows, and this info has popped up in this thread a few times already.
Last edited by wise2u; Aug 4, 2013 at 10:42 pm Reason: craptera snooping on my posts
#1583
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
You'll have to speak up about it.
I had it happen to me. I called. They verified that the refund for that purchase shouldn't have had points deducted because since that purchase wasn't made with the card, no points were earned for that purchase in the first place.
#1584
Join Date: Apr 2013
Programs: Starwood/Hyatt/IHG-PLAT/Hilton-DIA
Posts: 468
Greatest way ever to manufacture spend with HIGC
Went to lowes today...
Bought $1200 in nordy cards no prob for wife's bday
Then took nordy cards to nordys
Bought item at nordys a few hundred dollars over the 1200 for wife's bday, had to use a few hundred from my cc
Wife HATED it and told me to return immediately when she saw it
Went back to nordys an hour later and had to return it, they automatically put it all back on my cc, even though I wanted gift cards to still have for gifts... Oh we'll, ill take the cc credit
Bought $1200 in nordy cards no prob for wife's bday
Then took nordy cards to nordys
Bought item at nordys a few hundred dollars over the 1200 for wife's bday, had to use a few hundred from my cc
Wife HATED it and told me to return immediately when she saw it
Went back to nordys an hour later and had to return it, they automatically put it all back on my cc, even though I wanted gift cards to still have for gifts... Oh we'll, ill take the cc credit
#1586
Join Date: Dec 2010
Location: Indianapolis
Programs: Hilton-Diamond Lifetime Platinum AA UA, WN-CP, SPG Gold.
Posts: 7,377
A gift card and an HI card number is recorded on the sale, and will be returned to that card, they do not need to card to return it to the card.
Amazon does the same thing.
Do not throw the GC away if you take back the items,
Lot of stories spun up here, retailers keep records, with smart computers.
Amazon does the same thing.
Do not throw the GC away if you take back the items,
Lot of stories spun up here, retailers keep records, with smart computers.
#1587
Join Date: Jul 2010
Location: DCA
Programs: US CP, DL GM, AA Plat
Posts: 729
Getting stuff refunded to a CC that you didn't used to pay for is very risky. Credit card companies will flag this and could blacklist you.
#1588
Join Date: Jul 2009
Location: RDU
Programs: Delta silver, HH silver, IHG platinum, SPG gold, AMEX platinum
Posts: 400
The poster put part of it on this CC. It could have been done with a non rewards CC or a debit card..don't see any cause for blacklist.
#1590
Join Date: Jul 2011
Posts: 583
Cheers