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Originally Posted by jan_believes
(Post 22252245)
Please forgive the break in the chain here.
Yesterday a very nice CS person steered me toward a grocer chain Netspend card. Upon reading the info booklet, I don't see any attractive reload options other than cash and DD, definitely no VR emblems shown. What Netspend debit card include VR reloads? I get it if there are too many to list so just a few names in reply could be helpful. TIA! :) Problem is u might need to pay GC fees $4.95 in addition to WM reload fees $3.70? |
Jan, if you want a NS I humbly recommend you head over to the Conga...
http://www.flyertalk.com/forum/s-p-m...ding-40-a.html P.S. Not here, but in lotsa your posts you quote somebody, then draw a line, then write your reply. FWIW many many readers will never read your reply because of the line. That's cuz lines are automatically inserted in anybody's post who uses a signature and lines are automatically inserted in any edited post and 99% of folks ignore or at best quickly skim signatures and edit stamps. HTH. |
Originally Posted by adminds
(Post 22252195)
I loaded just 3500 in 7 days, so basically I did not exceed this limit. Anyway, NetSpend is just a crappy company.
My PayPal debit card was also closed, and I believe it is caused by my NS shutdown. But no big deal for me: I was about to close the PayPal card since I never used it to load and upload VRs. Hmmm. I'm wondering if all the account closures and extra suspicions are limited to VR packs only? Based on the following conditions it would appear that VR packages have smaller limits than in store loads. • Maximum of $7,500 In Store per 24-hour load amount, • Maximum of $15,000 In Store per 30-day load amount. Has anyone had a NS account closed using in-store loads? |
Ummm, is anyone DOING in-store loads?
This is the first month where my goal is to maximize: No VR, all 950 ReloadIts (~50% success re CC), all draining via ACH-pull (100% success). One exception: I plan to do one fast food transaction a month to throw them $1. Are you MSing with NS? P.S. You wrote you have two cards. Same SSN/etc? P.P.S. Edit...$161.13 profit per ($3499 self-imposed limit) month per NS card (if RIs bought with 5% cashback CC). We'll see... |
Originally Posted by zceuxbhjutf
(Post 22253874)
Ummm, is anyone DOING in-store loads?
This is the first month where my goal is to maximize: No VR, all 950 ReloadIts (~50% success re CC), all draining via ACH-pull (100% success). One exception: I plan to do one fast food transaction a month to throw them $1. Are you MSing with NS? P.S. You wrote you have two cards. Same SSN/etc? My NS then was even more reliable than my regular bank debit cards. Never a fraud alert while my bank card occasionally triggerd fraud phone calls. I am using GD and GCs mostly for MSing. I do plan to use NS after some DD. couldn't reopen my NS account from a few years ago so I requested a free card from their website. Had to go through ID and SS# verification. On the same weekend I also purchased a NS card at a local gas station. That card also required ID verification and SS, etc.. Although both cards are under the same ss# both have two separate account # and required TWO separate verfications. I have two separate NS logins. |
[QUOTE=zceuxbhjutf;22253874]Ummm, is anyone DOING in-store loads?
QUOTE] Not many are doing in stores which is understandable due to cost. But after factoring in time in line to buy MOs and the headaches of random account closures and other issues, paying an extra reload fee could save the day. But that's just coming from someone that hasn't yet used this method. |
Originally Posted by adminds
(Post 22249771)
Did you request a check for your remaining balance in your account? How long since then?
They told me my check would arrive in 20 business days, but I am afraid there will be a fight... They refused to do anything till I supplied them with things that simply don't exist eg a utility bill in my name to the address on file with them |
So you managed to reopen two NS cards, right? Did NS require you to send proof of ID & ID?
BTW, what is GD?
Originally Posted by Fico2Go
(Post 22253970)
I'm not sure how NS monitors customers. But I was a NS customer from 2008 to 2012. At the time I would deposit cash at a retail location and could make purchases, pay for gas, and withdraw from ATM ..even while I was working internationally. Never had a single issue.
My NS then was even more reliable than my regular bank debit cards. Never a fraud alert while my bank card occasionally triggerd fraud phone calls. I am using GD and GCs mostly for MSing. I do plan to use NS after some DD. couldn't reopen my NS account from a few years ago so I requested a free card from their website. Had to go through ID and SS# verification. On the same weekend I also purchased a NS card at a local gas station. That card also required ID verification and SS, etc.. Although both cards are under the same ss# both have two separate account # and required TWO separate verfications. I have two separate NS logins. |
How to do in-store loads? Which stores will let you use credit cards?
Originally Posted by Fico2Go
(Post 22253584)
Hmmm. I'm wondering if all the account closures and extra suspicions are limited to VR packs only? Based on the following conditions it would appear that VR packages have smaller limits than in store loads.
• Maximum of $7,500 In Store per 24-hour load amount, • Maximum of $15,000 In Store per 30-day load amount. Has anyone had a NS account closed using in-store loads? |
Originally Posted by adminds
(Post 22256238)
How to do in-store loads? Which stores will let you use credit cards?
I think a better question might be who allows in store loading with GC? A WM cashier can reload up to $1000 ( $3.70 ) using GCs with a pin. Problem is you would need to pay for the giftcards. Potential cost = 3.70+$9.90 per $1000 GC value. or $13.60 to load $1000. A bit pricey but could save a lot of time and frustration. |
After a series of login failures, I called customer service and they told me they would send me password reset info within a half hour. After not getting that, I called back and they told me my account had been closed. Their customer service reps are friendly but totally useless...closure decisions are made by customer account reps you aren't allowed to speak with.
I was able to push $6500 in VRs through over six weeks, with $5K in Jan. Liquidated all through ACHs. |
Thanks for your helpful information.
Originally Posted by Fico2Go
(Post 22256438)
GD = GreenDot
I think a better question might be who allows in store loading with GC? A WM cashier can reload up to $1000 ( $3.70 ) using GCs with a pin. Problem is you would need to pay for the giftcards. Potential cost = 3.70+$9.90 per $1000 GC value. or $13.60 to load $1000. A bit pricey but could save a lot of time and frustration. |
Same thing happened to me. I guess when you failed to log in, you account had been closed.
Originally Posted by darkeststar
(Post 22256497)
After a series of login failures, I called customer service and they told me they would send me password reset info within a half hour. After not getting that, I called back and they told me my account had been closed. Their customer service reps are friendly but totally useless...closure decisions are made by customer account reps you aren't allowed to speak with.
I was able to push $6500 in VRs through over six weeks, with $5K in Jan. Liquidated all through ACHs. |
Originally Posted by adminds
(Post 22261646)
Same thing happened to me. I guess when you failed to log in, you account had been closed.
After my gb acct also got shut down, I have lost any sense of guilt I have about "using" the services of these "banks". |
Originally Posted by darkeststar
(Post 22256497)
After a series of login failures, I called customer service and they told me they would send me password reset info within a half hour. After not getting that, I called back and they told me my account had been closed. Their customer service reps are friendly but totally useless...closure decisions are made by customer account reps you aren't allowed to speak with.
I was able to push $6500 in VRs through over six weeks, with $5K in Jan. Liquidated all through ACHs. |
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