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-   -   Netspend (https://www.flyertalk.com/forum/manufactured-spending/1488468-netspend.html)

aeneas3 Nov 30, 2013 5:51 pm


Originally Posted by JW008 (Post 21851503)
On mine and my girlfriend's accounts, we've been capped at $3500. Any idea if it's a calendar or rolling month?

not sure

netspend a little more $ than other ways to MS. I limit to $500-1k/month since fees are higher than other methods. i could just buy MO with MC instead. much easier

edit:
I guess both require trips to WM but with mc I can do it all in one trip, though I guess I could bring a laptop and load while on the run with VR

craz Nov 30, 2013 5:58 pm


Originally Posted by aeneas3 (Post 21879737)
not sure

netspend a little more $ than other ways to MS. I limit to $500-1k/month since fees are higher than other methods. i could just buy MO with MC instead. much easier

edit:
I guess both require trips to WM but with mc I can do it all in one trip, though I guess I could bring a laptop and load while on the run with VR

If you are MOing @ Wallys why limit yourself to $500-1000 its the same $2 fee so get 2 $1k MOs

aeneas3 Nov 30, 2013 6:04 pm


Originally Posted by craz (Post 21879755)
If you are MOing @ Wallys why limit yourself to $500-1000 its the same $2 fee so get 2 $1k MOs

yup, not sure why I said 500 to continue with. I did a small one as a test the first time. definitely want to maximize value for fees, thanks.

KYBOSH Nov 30, 2013 10:24 pm

Would someone post a link to the major Netspend thread here on FT? I'd like to read it but the search function isnt pulling up anything.

JW008 Dec 2, 2013 3:55 pm


Originally Posted by JW008 (Post 21851503)
On mine and my girlfriend's accounts, we've been capped at $3500. Any idea if it's a calendar or rolling month?

It's calendar. I was able to enter 3K more this morning.


Originally Posted by KYBOSH (Post 21880610)
Would someone post a link to the major Netspend thread here on FT? I'd like to read it but the search function isnt pulling up anything.

I've been looking for it, as well. Search doesn't seem to bring it up.

brettskyg Dec 9, 2013 1:53 pm

It ;looks l;ike you can do a bill pay if you initiate it from your biller's site, not netspend.

zceuxbhjutf Dec 9, 2013 3:47 pm

Yeah, that's what I plan to test first.

On one of netSpend's summary pages or something it implies billpay is $1, but when you try to pay a bill via your account the links I was clicking usually indicated something like "fee varies" and the fees seemed all over the map (but higher than $1). Clicking something else gives the ACH details specific to your account, with the implication that that sort of billpay is free.

Any netSpenders wanna post a short Strategy Primer? There's new netSpenders due to the silly CVS/PayPal promo from right before Thanksgiving.

aeneas3 Dec 9, 2013 7:52 pm

Here is what I am doing:
- 1k/ month for now until the beginning of the year with beans purchased at RA
- use netspend card to purchase MO

per 1k spent:
- 3.95 VR activation x 2
- $2 debit fee
- $9.90/1k

You can offset the fees with the netspend referral conga, you will get $40 in referral bonuses. I am unsure of the bill pay. I was basically going to use this card to get the fees to be offset by the referral cash. of course you could just get the referral money and run...

zceuxbhjutf Dec 9, 2013 10:30 pm

Thanks, ae...

Re VR can I cut that in half via ReloadIt $950 max at Safeway (i.e. kinda looking for a wiki re buying X with a CC)?

Re MO say you then deposit at Bank Z. Have you tried the alternative of using Z's website to instead do an ACH-pull from netSpend? Was it free?
EDIT: I USED MY CC WEBSITE TO ACH-Pull from netSpend FOR FREE

Thanks!

cyclotron Dec 16, 2013 12:22 am

Unable to load card
 
My netspend card had been going strong for ~ 10 months
However now I am unable to load any money on it at all. I have loaded 1.4K this month and 1.5K in November. When I try to load it with VR it says that I have exceeded the recharge limit. I am still able to login and see my transactions and balance.

Any thoughts on is this a shut down or if they have new limits on how much we can load and unload each month?

drdrew450 Dec 23, 2013 5:16 pm

I called and was told 3500 load limit in a 7 day period, 5000 load limit for 30 day period.

Not sure how accurate that is but gels with my ability to only load 3500 in my first 2 days.

groundhog Dec 23, 2013 7:15 pm


Originally Posted by drdrew450 (Post 22018058)
I called and was told 3500 load limit in a 7 day period, 5000 load limit for 30 day period.

Not sure how accurate that is but gels with my ability to only load 3500 in my first 2 days.

Is this limit per one NS card or between all NS cards (issued for one SSN)?

craz Dec 23, 2013 8:43 pm


Originally Posted by drdrew450 (Post 22018058)
I called and was told 3500 load limit in a 7 day period, 5000 load limit for 30 day period.

Not sure how accurate that is but gels with my ability to only load 3500 in my first 2 days.

I was able to load $4k ($2k x 2) and unloaded via MOing. Tried to load some more and VR wouldnt work, called up VR to do it and message said the card wasnt allowing any loads and to contact that company.I'll wait till after 1/1 to see if its dead or was just frozen for hitting the max

aeneas3 Dec 24, 2013 11:11 am


Originally Posted by drdrew450 (Post 22018058)
I called and was told 3500 load limit in a 7 day period, 5000 load limit for 30 day period.

Not sure how accurate that is but gels with my ability to only load 3500 in my first 2 days.

these limits have held true for me

BarnyardRomeo Dec 25, 2013 10:48 pm


Originally Posted by aeneas3 (Post 22021263)
these limits have held true for me

in september i was able to load much much much more.
but october onward, i was able to load only $3500. something bad happened in september.


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