Jan 12, 2014, 9:38 am
Last edit by: ChrisFlyer66
This is the thread for posts through 2016. The new thread for 2017 is http://www.flyertalk.com/forum/manufactured-spending/1826119-billpay-walmart-2017-a.html
Bill Pay cannot be done at a regular register.
It must be done at Customer Service/Returns.
Or at the Money Center in stores that have it.
BUSINESS DAY transaction completion time is 18:59:59 EST
--------------------------------------------------------------
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
Once your CFP account is set up, you can add cc. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services.
ONLY 4 successful debit card swipes can pay for a transaction.
ONLY 5 payments per 16 digit account number per rolling 30 days.
--------------------------------------------
:-:VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
$1.88 next day.
$1.88 next day.
:-:Issuing Bank
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid.
AMEX cards(SPG, BC, BCE, BCP, etc) can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Consumer Loans - Use for BoA-issued and FIA-issued cards; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)[INDENT]Works:
$1.50 next day.
$1.50 next day, $1.00 three days.
$1.50 next day, $1.00 three days.
For money order questions, check the following threads and their wiki posts:
Bill Pay cannot be done at a regular register.
It must be done at Customer Service/Returns.
Or at the Money Center in stores that have it.
BUSINESS DAY transaction completion time is 18:59:59 EST
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
--------------------------------------------------------------
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
Once your CFP account is set up, you can add cc. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services.
ONLY 4 successful debit card swipes can pay for a transaction.
ONLY 5 payments per 16 digit account number per rolling 30 days.
--------------------------------------------
:-:VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA
MASTERCARDGlimcher VISA
$1.88 next day.
Works:
VISABank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
CitiBusiness Platinum Select MC
Does not work:Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
CitiBusiness Platinum Select MC
Barclay Business US Airways MC - NOT PAYABLE - tried 2x
$1.88 next day.
Works:
----------------------------------------------------------------------------------------Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 10PM EST
Chase Business Ink Bold VS
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Wells Fargo Cashback VS
Does not work:Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 10PM EST
Chase Business Ink Bold VS
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Wells Fargo Cashback VS
TD Bank VS - [Source]
:-:Issuing Bank
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid.
AMEX cards(SPG, BC, BCE, BCP, etc) can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Consumer Loans - Use for BoA-issued and FIA-issued cards; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)[INDENT]Works:
FIA Fidelity VS & MC
BoA Alaska Airlines Visa
Does not work: Capital OneBoA Alaska Airlines Visa
$1.50 next day.
Personal and business CCs
Citibank American Express - Use for Citi-issued AMEX cards$1.50 next day, $1.00 three days.
Citi AAdvantage AMEX
PNC Bank - Use for PNC-issued Visa network cards$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.For money order questions, check the following threads and their wiki posts:
Billpay at Walmart(2013-2016)
Apr 30, 2014, 5:36 am
#1517
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Apr 30, 2014, 7:46 am
#1518
Join Date: Feb 2014
Location: SQSP
Programs: 1&2
Posts: 167
Apr 30, 2014, 8:19 am
#1519
Join Date: Jan 2013
Location: DCA
Programs: US GP, *G, HHonors Gold, SPG
Posts: 141
Exactly. The original story always starts out innocently enough, but after a little probing it turns out they were pushing 6 figure MS every month with a 8k CL.. or something profoundly stupid like that.
Go read the Chase A/A thread on DDF. You'll quickly learn that shutdowns don't occur because of WM BP, per se. They mostly occur when you mix stupidity with greed.
Go read the Chase A/A thread on DDF. You'll quickly learn that shutdowns don't occur because of WM BP, per se. They mostly occur when you mix stupidity with greed.
Apr 30, 2014, 10:43 am
#1520
Join Date: Feb 2014
Location: SQSP
Programs: 1&2
Posts: 167
Spot on. Similar to all the folks complaining about getting their AAdvantage accounts audited. They typically usually claim that they got an award "for a friend" and suddenly got audited out of nowhere but there always ends up being something more to the story. Keep your MS in moderation and you'll be fine. Also, be careful where you deposit money orders.
Apr 30, 2014, 11:14 am
#1521
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
Define "moderation" and "too many"
Apr 30, 2014, 11:15 am
#1522
Join Date: Nov 2013
Posts: 457
Deleted.
Last edited by MsArbi; Oct 30, 2014 at 12:12 am
Apr 30, 2014, 11:16 am
#1523
Join Date: Nov 2013
Posts: 457
Deleted.
Last edited by MsArbi; Oct 30, 2014 at 12:11 am
Apr 30, 2014, 11:51 am
#1525
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
Apr 30, 2014, 12:45 pm
#1526
Suspended
Join Date: Feb 2011
Posts: 313
Is this normal for WF credit card?
I used WMBP ($1998.12) using Visa as a payee. Payment posted within a time frame but my limit hasn't been released yet after almost a week. For the reference, I paid on 4/21/14, payment posted on 4/23 but limit is still not released. I am not too worried as I have large CL to play but this is just annoying.
I used WMBP ($1998.12) using Visa as a payee. Payment posted within a time frame but my limit hasn't been released yet after almost a week. For the reference, I paid on 4/21/14, payment posted on 4/23 but limit is still not released. I am not too worried as I have large CL to play but this is just annoying.
Apr 30, 2014, 1:29 pm
#1527
Join Date: Jan 2013
Location: DCA
Programs: US GP, *G, HHonors Gold, SPG
Posts: 141
1. heavy MO deposits into checking accounts (particularly chase) that are used to pay cc bill or heavily using MOs to pay credit cards. The limit here is different for everyone, but this is a well defined AA.
2. Opening multiple credit cards and having them report with high balances. Makes one a credit risk in banks eyes.
3. Very large cash equivalent transactions. I'm referring more to paypal or AP instead of AGCs since AGCs don't convert as directly to cash. This again indicates credit risk.
4. CC company notices awfully high credit limits and spending relative to income. There are reports of this type of shutdown, both straight off the bat or as part of an FR.
My main concern is that Wally's BP could fit into category #1 fairly easily. Moderation is obviously different for everyone, but for me the number is probably around $20k per month. When spread out over multiple issuers the amount spent per issuer easily squares with my income. Obviously folks do much more, but this keeps me comfortable and (hopefully) keeps banks from paying too much attention. I will probably only BP $2k per card/ month so I don't raise too many flags, as my CU will let me deposit $15k in MO per month.
Apr 30, 2014, 1:52 pm
#1528
Join Date: Apr 2012
Location: Uranus
Posts: 333
Is this normal for WF credit card?
I used WMBP ($1998.12) using Visa as a payee. Payment posted within a time frame but my limit hasn't been released yet after almost a week. For the reference, I paid on 4/21/14, payment posted on 4/23 but limit is still not released. I am not too worried as I have large CL to play but this is just annoying.
I used WMBP ($1998.12) using Visa as a payee. Payment posted within a time frame but my limit hasn't been released yet after almost a week. For the reference, I paid on 4/21/14, payment posted on 4/23 but limit is still not released. I am not too worried as I have large CL to play but this is just annoying.
Apr 30, 2014, 1:58 pm
#1529
Join Date: Apr 2014
Posts: 16
How do the credit card companies know the Checkfree payment comes from Walmart? My credit union uses Checkfree as the billpay in home banking. The details appear identical when I billpay from the credit union, BB and WM.