Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Jan 18, 2016, 9:52 pm
#4291
Join Date: Oct 2014
Posts: 827
running through this thread and unable to find an answer:
Do incentive card lab visas work?
They seem to allow for some pretty large cards and the fee is fairly minimal on them. Would I be able to use them with a pin to load to either my serve (not dead...yet) or to buy MO?
Do incentive card lab visas work?
They seem to allow for some pretty large cards and the fee is fairly minimal on them. Would I be able to use them with a pin to load to either my serve (not dead...yet) or to buy MO?
Mar 12, 2016, 3:48 pm
#4292
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
I have purchased Vanilla Visa and OneVanilla (for myvanilla 2014?) in the past anyone who remembers be kind to point out remind me the difference? both can set 4 digit PIN on 1st purchase? -tia-
Mar 12, 2016, 4:02 pm
#4293
Join Date: Jan 2015
Posts: 1,112
Neither can be used at Walmart for debit transactions over $49.99.
The only difference is appearance and price. OneVanilla has a lower fee of $4.95 versus regular Vanilla Visas which have $5.95.
My Vanilla is the reloadable version that's not exactly useful for MS.
Just as a reminder to people, if it doesn't matter to you, please consider getting the StandUp2Cancer Vanilla MasterCards. They have the lower $4.95 fee, and for every card purchased, $1 goes to cancer research.
Mar 12, 2016, 4:39 pm
#4294
Join Date: Jul 2014
Posts: 3,688
it is true that OVs have 4.95 purchase fees but NOT all regular vanillas have 5.95 fees. I am sure of this because every time the free $5 WGC offer comes at WAG for buying any 2 vanillas, I buy any of these 3 designs which all have 4.95 fees: metallic gold gift package with bow, metallic black and silver package with bow and occasionally, green colored happy birthday vanilla visa. all these 3 can be loaded up to $500.
Apr 7, 2016, 9:45 pm
#4295
Join Date: Oct 2014
Posts: 827
Has anyone else noticed these ever get restocked? In my area, it seems like once they're gone, they're gone for good...
Apr 7, 2016, 10:36 pm
#4296
Join Date: Feb 2003
Location: Khyber Pakhtunkhwa
Posts: 1,929
Cancer only occurs once a year.
Apr 18, 2016, 11:13 am
#4297
Suspended
Join Date: Sep 2013
Posts: 817
Can you simply take these to an ATM and cash them out, or can they only be used for goods/services?
Apr 18, 2016, 12:09 pm
#4298
Join Date: Jul 2014
Posts: 3,688
Applicable to all VGC DCs you buy at the store, you CANNOT cash out with a PIN on atms NOR get cashback at POS. They are mostly processed as "sale" at store registers. Years ago, some CCs accepted them as payment over the phone, that is no longer true today.
Apr 25, 2016, 11:14 am
#4299
Join Date: Apr 2016
Posts: 9
Do simon gift cards still work for loading the one VIP serve at walmart or rite aid?
Apr 30, 2016, 8:31 am
#4302
Join Date: May 2014
Location: SoCal
Posts: 2,164
I Have no experience with target prepaid $400 Visa cards, do they work?
Apr 30, 2016, 11:27 am
#4303
Join Date: Feb 2003
Location: Khyber Pakhtunkhwa
Posts: 1,929
You can buy them at Target.
Apr 30, 2016, 2:24 pm
#4305
Join Date: Feb 2003
Location: Khyber Pakhtunkhwa
Posts: 1,929
ITC based, should work at PO fine.