Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
#1531
Join Date: Dec 2011
Location: WI
Programs: A bunch
Posts: 488
So a follow up question if you will:
Loading multiple gift cards at the kiosk. Can i say loading $600 and swipe 3 cards consecutively or must i preform 3 seperAte transactions if im loading $200 gc's for example?
Thanks
Loading multiple gift cards at the kiosk. Can i say loading $600 and swipe 3 cards consecutively or must i preform 3 seperAte transactions if im loading $200 gc's for example?
Thanks
#1532
A FlyerTalk Posting Legend
Join Date: Sep 2002
Location: LAX/TPE
Programs: United 1K, JAL Sapphire, SPG Lifetime Platinum, National Executive Elite, Hertz PC, Avis PC
Posts: 42,231
You can only load up to the value of the card - no stacking. You need a cashier if you want to stack.
#1533
Join Date: Mar 2002
Location: SF Bay area
Posts: 269
Kiosk cannot split payment, so $200 max for each transaction.
#1534
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
So does this mean I can walk up to the kiosk and consider loading BB as my first purchase? Or do I have to buy a pack of gum and set pin?
#1535
A FlyerTalk Posting Legend
Join Date: Sep 2002
Location: LAX/TPE
Programs: United 1K, JAL Sapphire, SPG Lifetime Platinum, National Executive Elite, Hertz PC, Avis PC
Posts: 42,231
#1536
Join Date: Feb 2013
Programs: United MP, American AAdvantage, Chase UR, AMEX MR
Posts: 211
Went to 4 ODs, no $200 Visa GC; 2 OM, no $200 GC; finally 3 Staples, no $200 period. All office supply stores have the racks with the reorder tag, but no GC present. Lots of $100, $50 and $25s. Just not my day today.
#1537
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
If it makes you feel any better the max my Staples & OD both have are the packets of three $50 cards for something like $15.
#1539
Join Date: Dec 2011
Location: WI
Programs: A bunch
Posts: 488
Important reminder that i found out today!!!
Never go to a wallmart in the "hood" on a pay day or close to first of the month!!
Lol wow it was like a day at the zoo with free admission!! 20 deep in the money center line. 5 deep in the kiosk line and the machine was out of money and they were exchanging the cartridges. Every line was packed. I jist turned arojnd and walked out and will just miss out on my last $1k left to load bb this month.
Never go to a wallmart in the "hood" on a pay day or close to first of the month!!
Lol wow it was like a day at the zoo with free admission!! 20 deep in the money center line. 5 deep in the kiosk line and the machine was out of money and they were exchanging the cartridges. Every line was packed. I jist turned arojnd and walked out and will just miss out on my last $1k left to load bb this month.
#1540
Join Date: Aug 2009
Location: ORD, LAS
Programs: AA-EXP, BAEC Silver, Hyatt-Globalist, Hilton-gold, SPG-gold
Posts: 855
Important reminder that i found out today!!!
Never go to a wallmart in the "hood" on a pay day or close to first of the month!!
Lol wow it was like a day at the zoo with free admission!! 20 deep in the money center line. 5 deep in the kiosk line and the machine was out of money and they were exchanging the cartridges. Every line was packed. I jist turned arojnd and walked out and will just miss out on my last $1k left to load bb this month.
Never go to a wallmart in the "hood" on a pay day or close to first of the month!!
Lol wow it was like a day at the zoo with free admission!! 20 deep in the money center line. 5 deep in the kiosk line and the machine was out of money and they were exchanging the cartridges. Every line was packed. I jist turned arojnd and walked out and will just miss out on my last $1k left to load bb this month.
#1541
Join Date: Feb 2013
Programs: United MP, American AAdvantage, Chase UR, AMEX MR
Posts: 211
Thanks for the tip, i need to load $1k tomorrow and its being the 1st.
Important reminder that i found out today!!!
Never go to a wallmart in the "hood" on a pay day or close to first of the month!!
Lol wow it was like a day at the zoo with free admission!! 20 deep in the money center line. 5 deep in the kiosk line and the machine was out of money and they were exchanging the cartridges. Every line was packed. I jist turned arojnd and walked out and will just miss out on my last $1k left to load bb this month.
Never go to a wallmart in the "hood" on a pay day or close to first of the month!!
Lol wow it was like a day at the zoo with free admission!! 20 deep in the money center line. 5 deep in the kiosk line and the machine was out of money and they were exchanging the cartridges. Every line was packed. I jist turned arojnd and walked out and will just miss out on my last $1k left to load bb this month.
#1544
Join Date: Jul 2004
Location: MCO
Programs: AA 1MM, BA, UA, HH Dia, CC Gold, SPG Plat
Posts: 795