Apr 3, 2013, 11:44 am
Last edit by: markr33
Read the wiki before posting a question.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
- BB loading via VR or WM load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load* - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
- You can pay the credit card that you used to buy reloads
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)
Jul 9, 2013, 6:56 am
#1381
Join Date: Jun 2011
Location: IAH
Programs: CO, AA, UA
Posts: 88
So, which is it three swipes or dollar amount?
Here are quotes from other people. Some of this we won't know unless trying? For example would it work to do 3 at $500 and then a 4th at $499 or not? According to one person it is less than $2000 limit.
Quote:
Originally Posted by cfbrown
I check the thread but could not find anything regarding the kiosk and depositing 1k twice, on two different accounts. I did it twice and the second time, the kiosk calls over an WM assistant manager. They assistant manager was really nice and said I had to do the 1k deposit at a register. Today, I did 2, $990 deposits without a problem. (All were from Visa cards from GCM).
Has anyone had this experience too?
I had a some what similar experience. I had four $500 gift cards (GCM) to load to two different Bluebird accounts. I loaded the first one just fine with two of the gift cards. When I got to the second gift card on the second Bluebird account, the kiosks calls over an assistant manager. She let the transaction go through, but said your total transactions must be less than $2000 at the kiosk. The Bluebirds had different names so they must have a way of tracking, maybe by address.
Here are quotes from other people. Some of this we won't know unless trying? For example would it work to do 3 at $500 and then a 4th at $499 or not? According to one person it is less than $2000 limit.
Quote:
Originally Posted by cfbrown
I check the thread but could not find anything regarding the kiosk and depositing 1k twice, on two different accounts. I did it twice and the second time, the kiosk calls over an WM assistant manager. They assistant manager was really nice and said I had to do the 1k deposit at a register. Today, I did 2, $990 deposits without a problem. (All were from Visa cards from GCM).
Has anyone had this experience too?
I had a some what similar experience. I had four $500 gift cards (GCM) to load to two different Bluebird accounts. I loaded the first one just fine with two of the gift cards. When I got to the second gift card on the second Bluebird account, the kiosks calls over an assistant manager. She let the transaction go through, but said your total transactions must be less than $2000 at the kiosk. The Bluebirds had different names so they must have a way of tracking, maybe by address.
Jul 9, 2013, 12:40 pm
#1382
Join Date: Mar 2013
Posts: 809
From my experience, it is NOT the number of cards...it is the dollar amount. Every weekend, I load 4 $500 cards. I load 2 cards to my account and 2 cards to my wife's account to get to the $1000 limit per day for each of us. I do it all back to back. The way I get around the machine shutting down is to load 3 cards at $500 and then on the fourth card, I load it at $499.95. Yes, I'm leaving 5 cents on the card...no biggie. I have NEVER had a machine lock on me EVER. So from experience, it has to be the dollar amount, not number of cards....
Yes, people who use lower denomination cards can load as many as they want because of the amount of time it takes to load the card.
Jul 9, 2013, 1:33 pm
#1383
Original Member, Moderator: Hotel Deals and MilesBuzz
Join Date: May 1998
Location: Washington, DC
Posts: 14,257
Reminder - Private messages are meant to be just that - private. Please be respectful and considerate of others.
Thank you,
MileageAddict
Moderator
Thank you,
MileageAddict
Moderator
Jul 9, 2013, 2:01 pm
#1384
Join Date: Jan 2013
Location: CA
Posts: 188
Which option to chose on Walmart ATM machine?
First time loading BB here on a Machine. I saw there were different options to chose for which card to start with. There was no option for Bluebird but instead something that said "other prepaid cards". When I clicked on that, it only gave me an option of unload.
Am i missing something here? Any suggestions are welcome.Thanks.
Am i missing something here? Any suggestions are welcome.Thanks.
Jul 9, 2013, 2:13 pm
#1385
Join Date: Sep 2007
Location: Chicago
Programs: AA, BA, CX, DL, EK, F9, GA, HA, IB, JL, KE, LH, MH, NH, OS, PG, QR, RJ, SA, TG, UA, VN, WN, ZH
Posts: 927
First time loading BB here on a Machine. I saw there were different options to chose for which card to start with. There was no option for Bluebird but instead something that said "other prepaid cards". When I clicked on that, it only gave me an option of unload.
Am i missing something here? Any suggestions are welcome.Thanks.
Am i missing something here? Any suggestions are welcome.Thanks.
"Green Dot" for everything else (GoBank or MyVanilla Debit)
Jul 9, 2013, 2:58 pm
#1387
Join Date: Aug 2011
Location: SFO/SJC
Programs: MR,UR, UA, BA, AA, Hotels
Posts: 581
Not quite correct. They will also max out too, usually at 10 cards - look at the OM GC thread for more on this where all the cards were mostly $100.
Jul 9, 2013, 3:14 pm
#1388
Join Date: Sep 2007
Location: Chicago
Programs: AA, BA, CX, DL, EK, F9, GA, HA, IB, JL, KE, LH, MH, NH, OS, PG, QR, RJ, SA, TG, UA, VN, WN, ZH
Posts: 927
Jul 9, 2013, 3:39 pm
#1389
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
Im sure in this thread somehwere in these 93 pages but is the 5k limit per month a rolling monthly limit or calendar.
Jul 9, 2013, 4:04 pm
#1390
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
Jul 9, 2013, 4:58 pm
#1391
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Jul 9, 2013, 5:22 pm
#1393
Join Date: Feb 2011
Programs: DL DM Hub Captive, Marriott Plat, Hilton Diamond, PC Plat, and other stuff.
Posts: 904
Jul 9, 2013, 5:40 pm
#1394
Join Date: Jun 2013
Posts: 122
Ideally, the $3.74 is cheaper than buying the reloads at CVS, etc., but I assume that you cannot use a CC at the Walmart machine, so it would be pointless (hahah you would be point-less
).Please someone tell me if I am wrong that you can only load MVD at WM machines with a debit/cash.
Jul 9, 2013, 5:59 pm
#1395
Join Date: Feb 2013
Posts: 1,818
I was thinking he meant buy GC for approx $5 somewhere, go to WM, load MVD at the kiosk for another $3.74. Total is approx $8.74 in fees, not worth it. with BB there is no $3.74 fee.