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Originally Posted by jk2
(Post 21394555)
I've seen this before with usage of Club Carlson cards (also issued by US Bank). I saw a receipt that was printed after swipe - "authorization code required". The cashier called, followed instructions and the system gave him authorization code. Then the purchase was cleared.
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Originally Posted by jk2
(Post 21394555)
I've seen this before with usage of Club Carlson cards (also issued by US Bank). I saw a receipt that was printed after swipe - "authorization code required". The cashier called, followed instructions and the system gave him authorization code. Then the purchase was cleared.
FWIW, I've been a US Bank customer for 7 years though. Flexperks was my regular card for about 6 years (before I knew better!) although it isn't a terrible card. |
My first shot at VR at CVS went as follows:
1) Find plenty of VR cards on kiosk rack in store (bad omen?) 2) Ask checkout girl to load with CC (concern registers on face, calls mgr.) 3) Waiting for mgr. to reply, I say, "why not just try and see if it goes thru?" 4) CG says, "Oh it will go through, but CVS stores have different policies and I might get in trouble." (she works at more than one CVS location?) 5) Mgr. says cash only (I leave with my toothpaste and greeting card, rejected and dejected) On the way home I had to stop in Walgreens anyway, asked clerk if she could load VR with CC, she said let's see...yep, cash only. All around :( |
Originally Posted by PaulMSN
(Post 21394484)
An interesting new thing happened to me at CVS today. I bought $1000 in VRs using a card I'd never used for this before, the USBank FlexPerks Travel Rewards Visa. The cashier asked for my ID as usual, but then she said she needed to call in to confirm the purchase with USBank. Apparently the register told her to do this. She called, listened to some prompts, keyed in something and then hung up, wrote something down on a piece of paper and finished the purchase. I guess my usage of this card never included a $1000 purchase before. This hasn't happened with any of the Chase, Citi and Barclays cards I've used there, including several new CCs.
I'm kind of wondering what additional information she had to put in to satisfy the bank. |
Originally Posted by dmattj
(Post 21394964)
My first shot at VR at CVS went as follows:
1) Find plenty of VR cards on kiosk rack in store (bad omen?) 2) Ask checkout girl to load with CC (concern registers on face, calls mgr.) 3) Waiting for mgr. to reply, I say, "why not just try and see if it goes thru?" 4) CG says, "Oh it will go through, but CVS stores have different policies and I might get in trouble." (she works at more than one CVS location?) 5) Mgr. says cash only (I leave with my toothpaste and greeting card, rejected and dejected) On the way home I had to stop in Walgreens anyway, asked clerk if she could load VR with CC, she said let's see...yep, cash only. All around :( |
Originally Posted by dmattj
(Post 21394964)
On the way home I had to stop in Walgreens anyway, asked clerk if she could load VR with CC, she said let's see...yep, cash only.
All around :( As noted, try more CVS stores. Or the same one you went to when different manager/cashier are working. You will be surprised at the variability of these policies. |
Are the Cards separate for each store, can WG card be used at CVS.
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Originally Posted by upinair
(Post 21395077)
Are the Cards separate for each store, can WG card be used at CVS.
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I work in real estate. Not all, but some, CVS leases pay about 3% of sales as additional rent when sales hit a certain point. For example, when sales are $4,600,000 the lease may say "Pay an additional 3% for all sales over $4,000,000." So CVS is required to pay $600,000 x .03 = $18,000 additional rent.
Some landlord somewhere is thanking us! Next time I see one for sale that has that clause I'll have to check if their are any FT'ers shopping there. Time for a kickback from this landlord LOL. |
Originally Posted by upinair
(Post 21395077)
Are the Cards separate for each store, can WG card be used at CVS.
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Originally Posted by Mbcijim10
(Post 21395145)
I work in real estate. Not all, but some, CVS leases pay about 3% of sales as additional rent when sales hit a certain point. For example, when sales are $4,600,000 the lease may say "Pay an additional 3% for all sales over $4,000,000." So CVS is required to pay $600,000 x .03 = $18,000 additional rent.
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Originally Posted by Mbcijim10
(Post 21395145)
I work in real estate. Not all, but some, CVS leases pay about 3% of sales as additional rent when sales hit a certain point. For example, when sales are $4,600,000 the lease may say "Pay an additional 3% for all sales over $4,000,000." So CVS is required to pay $600,000 x .03 = $18,000 additional rent.
But CVS must be making a bit of a profit, because why else would they increase the limit from $1k to $5k? |
When I went in today to buy $1000 of VRs, the clerk helpfully asked me if I wanted that split into separate transactions. I said "sure, why not." We then chatted and she said a previous customer asked her to do it that way. I assume it's to avoid the reporting requirements.
That said, I'm wondering if I should just try to buy several thousand at one time. I've avoiding doing this because my store managers have been a bit jittery about larger VR purchases (1 store only allows $500) and I think they will view it as "suspicious." I'm also worried how the credit card companies will react, particularly Citi. I would kind of expect a fraud alert to be triggered. |
Originally Posted by LoveMountains
(Post 21287115)
Kybosh's post bring up an interesting question - do you guys think CVS employees are buying tons of cards? They obviously know what is going on and they have the power to circumvent the system.
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Originally Posted by dmattj
(Post 21394964)
My first shot at VR at CVS went as follows:
1) Find plenty of VR cards on kiosk rack in store (bad omen?) 2) Ask checkout girl to load with CC (concern registers on face, calls mgr.) 3) Waiting for mgr. to reply, I say, "why not just try and see if it goes thru?" 4) CG says, "Oh it will go through, but CVS stores have different policies and I might get in trouble." (she works at more than one CVS location?) 5) Mgr. says cash only (I leave with my toothpaste and greeting card, rejected and dejected) On the way home I had to stop in Walgreens anyway, asked clerk if she could load VR with CC, she said let's see...yep, cash only. All around :( |
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