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Old Jun 15, 2014, 4:36 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: hi-guy
Thanks to Doctor of Credit for adding this list.

Low Fee ATMs
  • AllSouth Federal Credit Union: $1 per withdrawal, unknown limit. [Branch locator, SC only]
  • B&H Photo: $1 per withdrawal, $500 limit [Store location, NY only]. ATM is behind the cashiers.
  • Costco: $1.25 per withdrawal [Store locator]. You don’t need to be a Costco member to use their ATM. $400 limit
  • Cathay Bank: $2 per withdrawal [ATM locator].
  • First Entertainment Credit Union: 99cents per withdrawal [CA only Branch locator]
  • McDonalds: $1 per withdrawal, $300 limit [Restaurant locator]
  • Frost Bank (TX) $2.00 per WD
  • Wegmans: $1 per withdrawal [East Coast, Store locator]
  • Winco: $1 per withdrawal [AZ, CA, NV, OR, UT, WA, TX.Store locator]

No Fee ATMs
  • Barona Casino: San Diego, California
  • Bellco: Colorado Only, Branch locator
  • Capital One 360 CafesChicago, IL), (Honolulu, HI), (Los Angeles, CA), New York (NY), (Philadelphia, PA), (St. Cloud, MN), (Wilmington, DE), (San Francisco, CA) All locations here. Free internet. Extra perks with use of Capital One debit card. $800 limit
  • Quick Chek: .NY, NJ only,.Store locator
  • KwikTrip: $200 limit IA, MN, WI only, Store locator
  • Liberty Bank: CT only, Branch locator (New Haven branch near Yale charges per this post)
  • Murphy's Gas Stations:.$200 limit CO, NM, TX, KS, OK, MN, IA, MO, AR, LA, IL, MS, AL, TN, KY, IN, MI, OH, MI, FL, GA, SC, NC, VA, WV.Store locator
  • MSU Federal Credit Union: MI only, .Branch locator
  • Racetrac: ATM sponsored by Fifth Third Bank (not at bank) Central Florida
  • Rutters: PA only, Store locator
  • Royal Farms Convenience Store: VA, MD, PA, DE. $200 limit Store locator
  • Sheetz: PA, VA, WV, MD, OH, NC only, Store locator
  • The Free ATM: This start up requires you to watch a small advertisement before giving you a fee free ATM withdrawal, locations seem to be mainly in NY at the moment but there isn't a list of locations. We've contacted them and if they provide a list we'll post it here.
  • Thornton's Gas/Convenience Stores (Central FL). Sponsor: PNC (may not be good at PNC branch)
  • Turkey Hill Gas Stations:.PA, OH, IN only Store locator
  • Wawa convenience store: Central FL, MD, NJ, PA & VA .Store locator
  • Get Go: OH, Store locator
  • Wiegels Convenience Store: Knoxville TN area only.Store locator
  • Woodman’s: WI and extreme northern IL only,.Store locator
  • View fee free ATM withdrawals in the Bay Area. This list was provided for EBT cards (e.g government assistance) and as such doesn't include a fee free list for all card holders. It is useful as a starting point as a lot of those listed are fee free for everybody.

I haven't been able to confirm the following so if anybody could confirm for me that would be great:
  • Aldi supermarkets, not sure if fee free or low fee. Some stores don't have ATM. Don't make special trip.
  • Cardtronics ATM inside CVS locations. (Varies due to bank branding, ie, Chase affiliated Cardtronics ATM had $3 fee. On the other hand, Cardtronics ATM at a local Costco had local CU branding, was $1.25 per WD) Cardtronics inside CVS = $3 in PHX area See below:
    http://www.cardtronics.com/consumers/consumer-faq.asp
  • Eastern Washington University PUB (building) in Cheney, Washington
  • RaceTrac: Possibly only TX locations only Store locator here, hit the magnifying glass in top right corner $300 limit $2 fee in Houston as of 2/2015
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True no-fee ATMs?

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Old Feb 7, 2017, 9:14 am
  #256  
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Join Date: Jan 2014
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Originally Posted by emvchip
Again, ATMs from other banks than the card still receive income without surcharges from the cardholder's bank AND the store gets more volume, which means more sales.
Wouldn't a store be able to mostly get that same benefit by supporting cash back at the checkout? As a bonus, whatever purchases customers make would likely end up costing the store much less in swipe fees.
tmiw is offline  
Old Jun 8, 2017, 7:28 am
  #257  
 
Join Date: Jan 2011
Posts: 1
I recently visited New Haven, CT, and Liberty Bank (at least the branch near Yale University) indeed did ask for a fee; I can't remember the exact amount but it definitely was higher than the fee the Citibank ATM in JFK arrivals charged.

However, in 2012, we visited Independence Hall in Philadelphia, and the ATM within its premises (but accessible without actually entering) was without fee. I don't know whether this still holds true, however.

PS: I cannot edit the Wiki myself, as I don't have 90 posts. Perhaps someone could do this for me---thanks.

Last edited by AntonBauer; Jun 8, 2017 at 8:50 am Reason: PS added.
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Old Jun 10, 2017, 1:38 am
  #258  
 
Join Date: Apr 2000
Location: HNL,HI,USA
Posts: 256
Originally Posted by AntonBauer
PS: I cannot edit the Wiki myself, as I don't have 90 posts. Perhaps someone could do this for me---thanks.
Done.
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