Aug 23, 2014, 4:03 pm
Last edit by: MasterCharge
https://simple.com/
It’s Simple
Use the Simple card for all your purchases. See transactions appear in your account in seconds.
Pay Anyone
The fastest, most intuitive way to pay your friends and pay your bills–by check or electronic funds transfer.
Get Cash
Welcome to the largest no-fee ATM network, Allpoint®.
See limits, terms, etc.
https://simple.com/policies/bancorp-account-agreement/
Fees (Rivals Bluebird)
https://simple.com/policies/schedule-of-fees/
Shutdowns
Yes see post 137, 287
It’s Simple
Use the Simple card for all your purchases. See transactions appear in your account in seconds.
Pay Anyone
The fastest, most intuitive way to pay your friends and pay your bills–by check or electronic funds transfer.
Get Cash
Welcome to the largest no-fee ATM network, Allpoint®.
See limits, terms, etc.
https://simple.com/policies/bancorp-account-agreement/
...These limits are $3,000 per check ($2,000 first 30 days) with a daily maximum of $5,000 and no more than 5 per day. There can be no more than 10 checks per week with a total of $25,000, or 15 checks not to exceed $75,000. Limits may be changed based on the length of time the account is opened and account activity.
https://simple.com/policies/schedule-of-fees/
Shutdowns
Yes see post 137, 287
Simple: The next pre-paid to rival Bluebird?
Mar 29, 2014, 12:34 am
#196
Join Date: Sep 2012
Location: ORD
Posts: 269
I got the dreaded email from Robyn asking:
(1) What is the source of the deposited money orders?
(2) What is the purpose of the deposited money orders?
How have people been responding to the source? I've been using VGC so can't really show any statements if it gets to that. I also deposited 2 money orders but only one shows up as pending, will the 2nd one show up after I respond or is that going to be stuck until this gets resolved?
(1) What is the source of the deposited money orders?
(2) What is the purpose of the deposited money orders?
How have people been responding to the source? I've been using VGC so can't really show any statements if it gets to that. I also deposited 2 money orders but only one shows up as pending, will the 2nd one show up after I respond or is that going to be stuck until this gets resolved?
Mar 29, 2014, 5:00 am
#197
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
I got the dreaded email from Robyn asking:
(1) What is the source of the deposited money orders?
(2) What is the purpose of the deposited money orders?
How have people been responding to the source? I've been using VGC so can't really show any statements if it gets to that. I also deposited 2 money orders but only one shows up as pending, will the 2nd one show up after I respond or is that going to be stuck until this gets resolved?
(1) What is the source of the deposited money orders?
(2) What is the purpose of the deposited money orders?
How have people been responding to the source? I've been using VGC so can't really show any statements if it gets to that. I also deposited 2 money orders but only one shows up as pending, will the 2nd one show up after I respond or is that going to be stuck until this gets resolved?
Mar 29, 2014, 5:45 am
#199
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,407
I got the dreaded email from Robyn asking:
(1) What is the source of the deposited money orders?
(2) What is the purpose of the deposited money orders?
How have people been responding to the source? I've been using VGC so can't really show any statements if it gets to that. I also deposited 2 money orders but only one shows up as pending, will the 2nd one show up after I respond or is that going to be stuck until this gets resolved?
(1) What is the source of the deposited money orders?
(2) What is the purpose of the deposited money orders?
How have people been responding to the source? I've been using VGC so can't really show any statements if it gets to that. I also deposited 2 money orders but only one shows up as pending, will the 2nd one show up after I respond or is that going to be stuck until this gets resolved?
From the consensus of the board, it also seems that if you're not closed, they will ask you to curtail your MO deposits. Ridiculous, as I assume you were within the limits, but they do what they do.
It's weird I haven't received anything from them... I've deposited probably $7k-10k since I've opened the account.
Mar 29, 2014, 6:19 am
#200
Join Date: Mar 2013
Location: PHL based
Programs: USAir, UA, AA, BA, Hyatt, HHonors, SPG, Marriott, IHG
Posts: 356
I got the dreaded email from Robyn asking:
(1) What is the source of the deposited money orders?
(2) What is the purpose of the deposited money orders?
How have people been responding to the source? I've been using VGC so can't really show any statements if it gets to that. I also deposited 2 money orders but only one shows up as pending, will the 2nd one show up after I respond or is that going to be stuck until this gets resolved?
(1) What is the source of the deposited money orders?
(2) What is the purpose of the deposited money orders?
How have people been responding to the source? I've been using VGC so can't really show any statements if it gets to that. I also deposited 2 money orders but only one shows up as pending, will the 2nd one show up after I respond or is that going to be stuck until this gets resolved?
Mar 29, 2014, 9:08 am
#201
Join Date: Jul 2013
Posts: 227
Am I missing something? Does Simple have a bill pay mechanism?? None that I've found on their site/app, but would love to be wrong.
As an update, haven't heard back since "investigation" started several weeks ago and I sent in my explanation. Took a hiatus on transactions but recently restarted, using only Usps MOs and not for full thou. Also starting to use the card for a few real transactions (Evolve, for example).
Regarding that, if you're using Evolve for mortgages/car loans, mix in several debits cards for the multi-payments. Spread the love around your MS herd.
Guess that makes me an "old timer" now. Nearing the 2month mark.
As an update, haven't heard back since "investigation" started several weeks ago and I sent in my explanation. Took a hiatus on transactions but recently restarted, using only Usps MOs and not for full thou. Also starting to use the card for a few real transactions (Evolve, for example).
Regarding that, if you're using Evolve for mortgages/car loans, mix in several debits cards for the multi-payments. Spread the love around your MS herd.
Guess that makes me an "old timer" now. Nearing the 2month mark.
Mar 29, 2014, 10:03 am
#202
Join Date: Jul 2010
Location: Midwest
Programs: AA LT Gold 1MM ,Hyatt Explorist,Marriott Platinum,HHonors Diamond
Posts: 364
I got the dreaded email from Robyn asking:
(1) What is the source of the deposited money orders?
(2) What is the purpose of the deposited money orders?
How have people been responding to the source? I've been using VGC so can't really show any statements if it gets to that. I also deposited 2 money orders but only one shows up as pending, will the 2nd one show up after I respond or is that going to be stuck until this gets resolved?
(1) What is the source of the deposited money orders?
(2) What is the purpose of the deposited money orders?
How have people been responding to the source? I've been using VGC so can't really show any statements if it gets to that. I also deposited 2 money orders but only one shows up as pending, will the 2nd one show up after I respond or is that going to be stuck until this gets resolved?
(1) I have used prepaid debit cards (VGC).
(2) Pay my bills.
And added love the service and the concept....
Robyn replied a day later asking about how I got the prepaid cards and I replied "Purchased from a store".
Few days later they released the funds....but the damage is done....doubt if I will use it again....or at least will sit on it for few months to see if there will be any changes once BBVA takes over...
Mar 29, 2014, 10:24 am
#203
Join Date: Sep 2012
Location: ORD
Posts: 269
I've been using the service for awhile and never had any issues. I did two deposits a few days ago, both showed as accepted but only one has shown up since being held then released today. I'm not sure if the second one is just because of the Robyn email or not?
Mar 29, 2014, 11:05 am
#205
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,407
I inquired about it and explained that the MO closing was why, but Robyn sounded very confused as to what I was talking about. I'm not using it now, but it's not closed.
I was just more talking about in the time you all received messages about it, I received nothing and I was probably right along the lines as you all were, if not more.
I was just more talking about in the time you all received messages about it, I received nothing and I was probably right along the lines as you all were, if not more.
Mar 29, 2014, 6:50 pm
#206
Join Date: Mar 2013
Location: PHL based
Programs: USAir, UA, AA, BA, Hyatt, HHonors, SPG, Marriott, IHG
Posts: 356
Am I missing something? Does Simple have a bill pay mechanism?? None that I've found on their site/app, but would love to be wrong.
As an update, haven't heard back since "investigation" started several weeks ago and I sent in my explanation. Took a hiatus on transactions but recently restarted, using only Usps MOs and not for full thou. Also starting to use the card for a few real transactions (Evolve, for example).
Regarding that, if you're using Evolve for mortgages/car loans, mix in several debits cards for the multi-payments. Spread the love around your MS herd.
Guess that makes me an "old timer" now. Nearing the 2month mark.
As an update, haven't heard back since "investigation" started several weeks ago and I sent in my explanation. Took a hiatus on transactions but recently restarted, using only Usps MOs and not for full thou. Also starting to use the card for a few real transactions (Evolve, for example).
Regarding that, if you're using Evolve for mortgages/car loans, mix in several debits cards for the multi-payments. Spread the love around your MS herd.
Guess that makes me an "old timer" now. Nearing the 2month mark.
Mar 29, 2014, 7:05 pm
#207
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,407
Mar 31, 2014, 1:00 pm
#208
Join Date: Nov 2013
Location: DC/NOVA
Programs: AA Gold, SPG Gold, HHonors Gold
Posts: 192
In my case I replied:
(1) I have used prepaid debit cards (VGC).
(2) Pay my bills.
And added love the service and the concept....
Robyn replied a day later asking about how I got the prepaid cards and I replied "Purchased from a store".
Few days later they released the funds....but the damage is done....doubt if I will use it again....or at least will sit on it for few months to see if there will be any changes once BBVA takes over...
(1) I have used prepaid debit cards (VGC).
(2) Pay my bills.
And added love the service and the concept....
Robyn replied a day later asking about how I got the prepaid cards and I replied "Purchased from a store".
Few days later they released the funds....but the damage is done....doubt if I will use it again....or at least will sit on it for few months to see if there will be any changes once BBVA takes over...
Mar 31, 2014, 1:13 pm
#209
Join Date: Jul 2010
Location: Midwest
Programs: AA LT Gold 1MM ,Hyatt Explorist,Marriott Platinum,HHonors Diamond
Posts: 364
Got the email from Simple with the same two questions about MO deposits this afternoon. Hadn't been doing too much so far since my account was just opened about 6-8 weeks ago - maybe a shade under 5K from AFT, VisaBuxx, and VGC plus a $30 MO from my Grandma. Any update on whether your response re: source (prepaid debit cards) spooked them?
Mar 31, 2014, 1:14 pm
#210
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,407
Well Robyn replied back that they will let me know if they will need more info or documents pending their "investigation".....but few days later they lifted the hold and immediately ACHed the funds to my regular bank.....and will not deposit any MO for now .....will just wait until BBVA takes over from Bancorp,hoping things will change and keep it ....Simple.... as it should be...
I thought about doing a quick $5k of MO's in and out, but nothing is quick as it seems like they look at every transaction!!