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Old Jan 9, 2013, 8:35 am
  #751  
 
Join Date: Jun 2011
Posts: 692
Originally Posted by SGJazz
Did you use an Ink Card? Transactions tend to disappear for a few days between pending and posted. Normally Chase is 100% ok with WF.
Used a SouthWest Personal card and a Southwest Business card. Both for $1000 each.

On the SW business card the pending charge disappeared and my credit limit is back to 100% available instead of being down $1000, and my $1000 cash advance limit is available again.

So does that mean it's is in the process of converting from CA to normal charge and being posted?
compddd is offline  
Old Jan 9, 2013, 11:59 am
  #752  
 
Join Date: Nov 2012
Location: NYC
Posts: 398
Originally Posted by DrSifu
AMEX + Vanilla:

$79.00 for 20 Vanilla reloads ($3.95 ea)
$110.50 for 25 $400 withdrawals (25x$2.50 + 24x$2.00)

$189.50 total cost

Wells Fargo:

$20.00 for 4 CC loads of $2500 ea ($5.00 ea)
$6.00 maintenace fee (need to hold on to the card for two mths)
$100.00 for 20 $500 withdrawals (20x$2.50 + 20x$2.50)

$126.00 total cost

So, which one are you gonna use?
- why must there be a maintenance fee for 2 months?
- can the WF be loaded onto the BlueBird?
AscorbylPalmitate is offline  
Old Jan 9, 2013, 12:19 pm
  #753  
 
Join Date: Jan 2009
Location: LAX
Posts: 670
Originally Posted by AscorbylPalmitate
- why must there be a maintenance fee for 2 months?
- can the WF be loaded onto the BlueBird?
There is no reason to load WF onto BB.
sk8uno is offline  
Old Jan 9, 2013, 12:24 pm
  #754  
 
Join Date: Dec 2012
Location: CA
Programs: AA, UA, Hilton, Hyatt, WN, DL, UR.....
Posts: 34
Originally Posted by sk8uno
There is no reason to load WF onto BB.
Unless no access to VR, and they want to use bill pay feature of BB for $ put onto WF to meet msr.
BudgetTravelGirl is offline  
Old Jan 9, 2013, 12:33 pm
  #755  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by AscorbylPalmitate
- why must there be a maintenance fee for 2 months?
- can the WF be loaded onto the BlueBird?
practically, you need at least 3 months+ more (if U are in mess). loading and unloading(ATM + cash back) funds at WF pp is complicated with many restrictions, like BB because it has billpay flexibility
prasha11 is offline  
Old Jan 9, 2013, 12:40 pm
  #756  
 
Join Date: Jun 2011
Posts: 692
Dear XXXX,

We have closed your Wells Fargo Prepaid Card account. Do not attempt to use the card as it will be retained by the merchant per our direction. We have closed this account due to what we have determined to be inappropriate spending/purchasing activity intended to perpetrate fraudulent activity.

This is for my original WF PP. All because I had too many failed load attempts. Seems harsh.
compddd is offline  
Old Jan 9, 2013, 12:46 pm
  #757  
 
Join Date: Jan 2009
Location: LAX
Posts: 670
Originally Posted by compddd
Dear XXXX,

We have closed your Wells Fargo Prepaid Card account. Do not attempt to use the card as it will be retained by the merchant per our direction. We have closed this account due to what we have determined to be inappropriate spending/purchasing activity intended to perpetrate fraudulent activity.

This is for my original WF PP. All because I had too many failed load attempts. Seems harsh.
Are you certain it didn't have anything to do with your liquidation pattern?

Originally Posted by BudgetTravelGirl
Unless no access to VR, and they want to use bill pay feature of BB for $ put onto WF to meet msr.
It's so easy to drain the WF card without BB, not really worth the hassle of adding the BB step. You might be able to save a small amount in fees if you are often at Walmart otherwise, but it just doesn't strike me as worth the effort for most people.
sk8uno is offline  
Old Jan 9, 2013, 12:51 pm
  #758  
 
Join Date: Jun 2011
Posts: 692
Originally Posted by sk8uno
Are you certain it didn't have anything to do with your liquidation pattern?
I had the card for months with no problems, then I got a new Chase card and I didn't know about the CA limit, so I had about 7 failed loads before I figured it out, but it was too late and it locked me out of the account and they auto closed it.
compddd is offline  
Old Jan 9, 2013, 8:08 pm
  #759  
 
Join Date: Nov 2002
Posts: 164
Wanted to give my experience so far with this card. I have ONLY done cash back at grocery stores and BB loads (no VR in area). I'm avoiding the WF ATM's just bec I don't want them to shut me down.

12/22 - Loaded $2500 onto card with Ink
12/30 - Loaded 1K with Ink
1/2 - Loaded 1K with Ink
1/5 - Moved 1K to BB
1/9 - Loaded 1K with Ink

I've done lots of cash back transactions, but the point of this post was to point out that the $4500 load limit in 30 days seems to be inaccurate. I know MMS says he loaded about $9500 in 4 days, but I couldn't reproduce. I did have failed load attemps on 1/6 or 1/7 (error saying max loads). Anyone know what the correct load limit is?
Cbass98 is offline  
Old Jan 9, 2013, 8:11 pm
  #760  
 
Join Date: Nov 2012
Location: NYC
Posts: 398
Originally Posted by sk8uno

It's so easy to drain the WF card without BB, not really worth the hassle of adding the BB step. You might be able to save a small amount in fees if you are often at Walmart otherwise, but it just doesn't strike me as worth the effort for most people.
how do u drain it w/o being at walmart, using ATMs or buying money orders??
AscorbylPalmitate is offline  
Old Jan 9, 2013, 9:00 pm
  #761  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by Cbass98
Wanted to give my experience so far with this card. I have ONLY done cash back at grocery stores and BB loads (no VR in area). I'm avoiding the WF ATM's just bec I don't want them to shut me down.

12/22 - Loaded $2500 onto card with Ink
12/30 - Loaded 1K with Ink
1/2 - Loaded 1K with Ink
1/5 - Moved 1K to BB
1/9 - Loaded 1K with Ink

I've done lots of cash back transactions, but the point of this post was to point out that the $4500 load limit in 30 days seems to be inaccurate. I know MMS says he loaded about $9500 in 4 days, but I couldn't reproduce. I did have failed load attemps on 1/6 or 1/7 (error saying max loads). Anyone know what the correct load limit is?
Why do you repeat $1000 loads, costs $5 each time. I do $2495 and 1995 alternate each 16th day. now I am stuck with $3000 in the account and leaving country for 26 days. yesterday $250 cash back denied, today 500 ATM denied but $50 cash back worked.... I have 4 days. no more WF loads when I return...wf finito, ende....
prasha11 is offline  
Old Jan 9, 2013, 9:01 pm
  #762  
 
Join Date: May 2012
Posts: 221
Originally Posted by compddd
I had the card for months with no problems, then I got a new Chase card and I didn't know about the CA limit, so I had about 7 failed loads before I figured it out, but it was too late and it locked me out of the account and they auto closed it.
7 failed loads? People: if you are having trouble making a purchase, payment or WF PP load, or anything online just chill out. Close the window. Try again an hour or day later.
PresskittJon is offline  
Old Jan 9, 2013, 9:54 pm
  #763  
 
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 706
Agree with above poster. I am using WF loading 4500 each month from Chase Sapphire and United cards and using Walmart to load to my BB. I withdraw 500 each month from WF ATM. No issues so far and I load 2 times a month(2500 and 2000) with 15 days gap.
concordian is offline  
Old Jan 9, 2013, 11:22 pm
  #764  
 
Join Date: Nov 2002
Posts: 164
Originally Posted by prasha11
Why do you repeat $1000 loads, costs $5 each time. I do $2495 and 1995 alternate each 16th day. now I am stuck with $3000 in the account and leaving country for 26 days. yesterday $250 cash back denied, today 500 ATM denied but $50 cash back worked.... I have 4 days. no more WF loads when I return...wf finito, ende....
I was only doing 1K loads because MMS was doing 1K loads. It seems like you're getting $4500 every 16 days. I just recalculated this and you're right, I did $4500 in 14 days and on my 18th day, I added another 1K, so I am within their limits (and wasting an extra $2.50). I'll have to move to your schedule every 16 days. Thanks for the tip. And why $2495 and $1995? Why couldn't you do $2500 and $2000? Isn't the $2.50 outside of the limits?

To the other person - I am loading the BB in WMT with 2x$500 loads.
Cbass98 is offline  
Old Jan 10, 2013, 12:35 am
  #765  
 
Join Date: Nov 2004
Posts: 291
I've loaded $6,200 over three months, everything out via cash back at grocery stores. No problems yet.
Dynastar is offline  


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