Wells Fargo Prepaid Cards
Jan 14, 2013, 7:32 pm
#811
Join Date: Oct 2012
Posts: 970
Sapphire Preferred works as that is my main funding source. But likely your family members tried to load more than their respective cash advance limits. My CA limit is 20% of my credit line...
Jan 14, 2013, 7:54 pm
#812
Join Date: Nov 2012
Location: NYC
Posts: 398
interesting. if these charges do go thru, do these CA count towards the MSRs (or does it differ across CCs)?
Jan 14, 2013, 8:16 pm
#813
Join Date: Mar 2012
Location: IL
Posts: 270
Just ran into the same thing yesterday, 20% is what Chase gives me for all my cards. I inquired to increase the CA limit and they said they can't do that specifically but can increase the credit limit and that'll increase the CA limit .... with a hard pull so I said no as I'm eyeing a AOR soon. I put in the request to redistribute my credit limit between my 5 cards to cover full loading from 2 different cards.
I'll add I had no problem with IB on initial full load because I believe there is no true credit limit.
As others have mentioned, the charge starts life as a CA but turns into an expense later.
I'll add I had no problem with IB on initial full load because I believe there is no true credit limit.
As others have mentioned, the charge starts life as a CA but turns into an expense later.
Jan 14, 2013, 11:57 pm
#815
Join Date: Nov 2002
Posts: 164
A few 100 posts back, someone mentioned 2 per person/SSN, but I haven't gotten a 2nd one yet.
Anyone know the best card to use to load up this WF card? Is IB/Sapphire the best although you only get 1X, if you value Chase UR at $.02, then it's really 2X? Any other potential good ones? Maybe the Cap One Venture One that nets you 2X the first year (assuming you use it to buy domestic economy tickets)? I just got the US Bank Cash+ card and although it'd give me 1% back, I just don't think the 1% is worth the hassle.
Anyone know the best card to use to load up this WF card? Is IB/Sapphire the best although you only get 1X, if you value Chase UR at $.02, then it's really 2X? Any other potential good ones? Maybe the Cap One Venture One that nets you 2X the first year (assuming you use it to buy domestic economy tickets)? I just got the US Bank Cash+ card and although it'd give me 1% back, I just don't think the 1% is worth the hassle.
Jan 15, 2013, 11:44 pm
#816
Join Date: Aug 2011
Location: On the Lake USA
Programs: Marriott Ambassador, Hilton Diamond because they have nothing higher
Posts: 523
A few 100 posts back, someone mentioned 2 per person/SSN, but I haven't gotten a 2nd one yet.
Anyone know the best card to use to load up this WF card? Is IB/Sapphire the best although you only get 1X, if you value Chase UR at $.02, then it's really 2X? Any other potential good ones? Maybe the Cap One Venture One that nets you 2X the first year (assuming you use it to buy domestic economy tickets)? I just got the US Bank Cash+ card and although it'd give me 1% back, I just don't think the 1% is worth the hassle.
Anyone know the best card to use to load up this WF card? Is IB/Sapphire the best although you only get 1X, if you value Chase UR at $.02, then it's really 2X? Any other potential good ones? Maybe the Cap One Venture One that nets you 2X the first year (assuming you use it to buy domestic economy tickets)? I just got the US Bank Cash+ card and although it'd give me 1% back, I just don't think the 1% is worth the hassle.
Jan 16, 2013, 3:54 am
#819
Join Date: Feb 2008
Programs: National Executive Elite, Hertz PC, Avis CC, Continental Onepass
Posts: 451
Jan 16, 2013, 9:56 am
#820
Join Date: Sep 2012
Posts: 4,431
I just received my WF PP in the mail and called in to activate it. However, I'm starting to think that this card might not be as useful as I originally thought. If I add no funds to the card, what will WF do about the $3 monthly fee? Also, is that fee on a 30 day schedule, or calendar month?
In case I decide to load it, what about ATM limits? is the 2 per month based on 30 days or calendar months?
In case I decide to load it, what about ATM limits? is the 2 per month based on 30 days or calendar months?
Jan 16, 2013, 10:05 am
#821
Suspended
Join Date: May 2010
Posts: 2,998
I just received my WF PP in the mail and called in to activate it. However, I'm starting to think that this card might not be as useful as I originally thought. If I add no funds to the card, what will WF do about the $3 monthly fee? Also, is that fee on a 30 day schedule, or calendar month?
In case I decide to load it, what about ATM limits? is the 2 per month based on 30 days or calendar months?
In case I decide to load it, what about ATM limits? is the 2 per month based on 30 days or calendar months?
Jan 16, 2013, 10:15 am
#822
Join Date: Sep 2012
Posts: 4,431
Jan 16, 2013, 10:56 am
#824
Join Date: Jan 2013
Location: Phoenix
Posts: 48
Has anyone had success using an Amex card to load the WFPP? I've read no on this thread but just wanted to ask again to see if anyone has found away by now. Have $6k spend I'm trying to reach and no VR's within 100miles so looking for other options.
Jan 16, 2013, 11:00 am
#825
Join Date: Jan 2010
Posts: 1,708
WF website only accepts numbers from Visa or Mastercard. No AMEX, no Discover.