HDFC Diners Club Credit Card (ex Jet Airways cobrand)
#736
Join Date: Jul 2017
Programs: KrisFlyer Gold, Marriott & SPG Plat, Hilton Gold, ShangriLa Jade, Enterprise Plat, Taj Gold
Posts: 3,347
I seems in practical terms there is a much bigger difference between DCB's 3.3% and Prestige's 4% reward rates assuming of course you're doing a large number or transactions.
#738
Join Date: Jan 2015
Location: around the bend
Posts: 400
BTW if anyone else was thinking of paying their taxes using a CC, forget it. The site now accepts only debit cards and netbanking payments.
#739
Join Date: Jun 2004
Programs: BD, DL, UA, AA, Marriott, SPG
Posts: 1,131
Imagine/Tresor (Apple) has been added as a 5X partner through Smartbuy.
"1. This redirection holds good only for Imagine|Tresor module via SmartBuy. Hence, 5X RP/5% CB benefit would only be applicable for Imagine|Tresor via SmartBuy.
2. The payment modes for Imagine|Tresor have been restricted to only HDFC Bank payment methods. No other payment instruments can be utilised here. This again would only be applicable for Imagine|Tresor via SmartBuy."
"1. This redirection holds good only for Imagine|Tresor module via SmartBuy. Hence, 5X RP/5% CB benefit would only be applicable for Imagine|Tresor via SmartBuy.
2. The payment modes for Imagine|Tresor have been restricted to only HDFC Bank payment methods. No other payment instruments can be utilised here. This again would only be applicable for Imagine|Tresor via SmartBuy."
#740
Join Date: Jan 2015
Location: around the bend
Posts: 400
They've taken Swiggy off the 10X partner list for Diners. And the 3X Payzapp thing appears to have become semi-permanent, though with confusing T&C. In one place it seems to imply 3X is valid only on Big Basket, Goibibo and a couple of other places. In the detailed T&C, it says no such thing and seems to suggest the 3X will apply wherever Payzapp payments are accepted.
#742
Join Date: Jun 2004
Programs: BD, DL, UA, AA, Marriott, SPG
Posts: 1,131
Agreed! I normally check the list of partners at the start of every month but didn't this month since they said Swiggy would be a partner through 2021! Lost out on the 5X I could have gotten using vouchers instead.
#743
Join Date: Mar 2011
Location: BOS
Programs: BA Gold, AA Platinum, SQ Gold, Marriott Titanium
Posts: 1,582
Are 10X rewards over? I just checked the following linkhttps://www.hdfcbankdinersclub.com/privileges#0
Smart buy is still there, but the whole 10X section is gone.
Smart buy is still there, but the whole 10X section is gone.
#744
Join Date: Jul 2017
Programs: KrisFlyer Gold, Marriott & SPG Plat, Hilton Gold, ShangriLa Jade, Enterprise Plat, Taj Gold
Posts: 3,347
They had dropped the whole 10x rewards once before a year or so into the pandemic. Since they brought it back they had really really terrible partnerships. Who wants to pay full marked prices to Crocs & Seiko when you buy them at half or one third the price at any online retailer. Just made no sense. I miss Swiggy but that was already knocked off the list a couple of months ago.
Has anyone been using the 10x in it's last avatar?
Hopefully they will bring it back with some better partnerships this time. But I'm not holding my breath.
Has anyone been using the 10x in it's last avatar?
Hopefully they will bring it back with some better partnerships this time. But I'm not holding my breath.
#747
Join Date: Jun 2004
Programs: BD, DL, UA, AA, Marriott, SPG
Posts: 1,131
#749
Join Date: Jul 2017
Programs: KrisFlyer Gold, Marriott & SPG Plat, Hilton Gold, ShangriLa Jade, Enterprise Plat, Taj Gold
Posts: 3,347
After axing Amazon & Flipkart - accelerators. DCB continues to slash benefits - now max 2k RP on property services (rent etc.) payment and 10% to max Rs. 500 per month for Dineout! Bah!
Now we need a complicated matrix chart to look up and decide when to pay with DCB and when to use Citi Prestige!
Now we need a complicated matrix chart to look up and decide when to pay with DCB and when to use Citi Prestige!
#750
Join Date: Mar 2011
Location: BOS
Programs: BA Gold, AA Platinum, SQ Gold, Marriott Titanium
Posts: 1,582
I have stopped using DCB now, for anything that we can do on smartbuy, we use my wife's Infinia.
Citi prestige is the default card for us now.
I tried to upgrade my DCB to Infinia coz Citi Prestige doesn't have lot of runway left, but HDFC declined saying I must spend atleast 7.5 L in 6 months to qualify for upgrade to Infinia.
My spends are lot lower now coz of lack of business travel (my company allowed using personal cards)
Citi prestige is the default card for us now.
I tried to upgrade my DCB to Infinia coz Citi Prestige doesn't have lot of runway left, but HDFC declined saying I must spend atleast 7.5 L in 6 months to qualify for upgrade to Infinia.
My spends are lot lower now coz of lack of business travel (my company allowed using personal cards)