Originally Posted by jrey
(Post 26433523)
I already have the Amex Hilton with no annual fee. Just today, I logged on and found that my Hilton is eligible to upgrade to Surpass card with 100K point bonus after $3k spending. Should I upgrade or should I apply as a new card for the same offer? If I upgrade, is it possible to downgrade in the future since I still want to keep the no annual fee card for the long run? If so, how soon can I downgrade?
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Originally Posted by jrey
(Post 26433523)
I already have the Amex Hilton with no annual fee. Just today, I logged on and found that my Hilton is eligible to upgrade to Surpass card with 100K point bonus after $3k spending. Should I upgrade or should I apply as a new card for the same offer? If I upgrade, is it possible to downgrade in the future since I still want to keep the no annual fee card for the long run? If so, how soon can I downgrade?
Originally Posted by mpeterson78
(Post 26435186)
How did you see the upgrade offer? I too have the Amex Hilton and would love for an upgrade offer to match the new card bonus.
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Apologies if this has been answered, did a quick search but couldn't find it.
When does the 12x points for completing a stay post? I just completed my first stay and it gave me the 500 bonus points for booking directly, but I do not see the 12x for Surpass. |
Originally Posted by esac
(Post 26435418)
When does the 12x points for completing a stay post? I just completed my first stay and it gave me the 500 bonus points for booking directly, but I do not see the 12x for Surpass.
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Originally Posted by beltway
(Post 26435299)
Given the new Surpass offer & interest in signups & upgrades, I've added a section to the wiki on how to maximize your bonuses over the long run. (Short version: earn signup bonus first, then upgrade later on. The reverse order is functionally impossible.)
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Originally Posted by jrey
(Post 26433523)
I already have the Amex Hilton with no annual fee. Just today, I logged on and found that my Hilton is eligible to upgrade to Surpass card with 100K point bonus after $3k spending. Should I upgrade or should I apply as a new card for the same offer? If I upgrade, is it possible to downgrade in the future since I still want to keep the no annual fee card for the long run? If so, how soon can I downgrade?
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Originally Posted by jrey
(Post 26437045)
According to the wiki, I should apply and then upgrade to get 2x100k bonus, right? If the card is canceled right after bonus is obtained, will we get annual fee refund?
I personally wouldn't cancel right a receiving a bonus but its whatever you feel comfortable with. |
Originally Posted by BoeingOrNotGoing
(Post 26438137)
If you already have the no annual fee version with a 100k offer to upgrade that is the best deal (at least for me). Not sure about if the AF would be refunded but my SA just canceled her SPG and amex prorated the annual fee back to her, $16. Winning!
I personally wouldn't cancel right a receiving a bonus but its whatever you feel comfortable with. |
Originally Posted by jrey
(Post 26433523)
I already have the Amex Hilton with no annual fee. Just today, I logged on and found that my Hilton is eligible to upgrade to Surpass card with 100K point bonus after $3k spending. Should I upgrade or should I apply as a new card for the same offer? If I upgrade, is it possible to downgrade in the future since I still want to keep the no annual fee card for the long run? If so, how soon can I downgrade?
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Originally Posted by jumpdogjump
(Post 26441221)
Upgrading usually saves you a hard credit pull vs. a fresh application. Downgrade anytime before yr. 2 annual fee is due. Be thankful that your 100,000 points is only costing $95. ;)
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Originally Posted by jumpdogjump
(Post 26441221)
Upgrading usually saves you a hard credit pull vs. a fresh application. Downgrade anytime before yr. 2 annual fee is due. Be thankful that your 100,000 points is only costing $95. ;)
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I could not find a answer to this,
so I currently have the no annual fee version of AMEX Hilton HHonors card, I received the sign-up bonus for this card. I had this card for less than a year, so I have never upgraded this card to surpass card. Now, can I apply for the surpass card and received the 100K current offer? I never had the surpass card before. If the surpass card and the no-fee card are considered two different products, then I should be able to receive the 100k sign-up bonus on the surpass card, but I just want to make sure. Thanks! |
Originally Posted by jrey
(Post 26433523)
I already have the Amex Hilton with no annual fee. Just today, I logged on and found that my Hilton is eligible to upgrade to Surpass card with 100K point bonus after $3k spending. Should I upgrade or should I apply as a new card for the same offer? If I upgrade, is it possible to downgrade in the future since I still want to keep the no annual fee card for the long run? If so, how soon can I downgrade?
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Originally Posted by jrey
(Post 26442086)
What is the best strategy ? Apply for new card for 100k points and then upgrade the no fee card for another 100k? I'm afraid that by the time I get the first 100k from the new card, the offer to upgrade might go away. Plus, will Amex allow to have 2 surpass cards at the same time or I have to cancel the first card before upgrading the no fee one???
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Originally Posted by adobe
(Post 26442691)
I could not find a answer to this,
so I currently have the no annual fee version of AMEX Hilton HHonors card, I received the sign-up bonus for this card. I had this card for less than a year, so I have never upgraded this card to surpass card. Now, can I apply for the surpass card and received the 100K current offer? I never had the surpass card before. If the surpass card and the no-fee card are considered two different products, then I should be able to receive the 100k sign-up bonus on the surpass card, but I just want to make sure. Thanks! Once I get the physical card, I'll charge $3k and verify I get the 100k HH points. To be continued ... will report back. |
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