FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Credit Card Programs (https://www.flyertalk.com/forum/credit-card-programs-599/)
-   -   U.S. Bank FlexPerks (https://www.flyertalk.com/forum/credit-card-programs/958276-u-s-bank-flexperks.html)

Carl Aug 16, 2016 8:21 am


Originally Posted by HeyCrutch (Post 27072202)
Applied yesterday for the Olympics Visa promo and got Pending Review message. I froze both the smaller reporting agencies before applying (got letters confirming). Also signed up for their checking account recently. TU score of 820, which I think is where they pull from. Only 1 recent new account showing on the TU report.

Anyone know the Recon line # that you can call to get automated status of the application?

Allow at least a week (sometimes two) for USB to make a decision, as the process is largely manual. You can periodically check your online account to see if the card has been added.

baronworm Aug 16, 2016 4:36 pm

just got my FlexPerks "airline allowance" in record time!
 
Just thought I'd share a positive experience:
I called US Bank on July 27th to request my $50 baggage reimbursement. ($50 because the travel itinerary was a pair of flexperks reward tickets)

I saw the $50 credit on my visa on August 3rd, about five weeks sooner than I was expecting it! ^^^

jeebus Aug 16, 2016 7:35 pm

Just a warning that U.S. Bank can close your card at any time and force you to forfeit all your points. They did this to me after I hadn't used the card in a year or two.

Carl Aug 16, 2016 7:56 pm


Originally Posted by jeebus (Post 27075540)
Just a warning that U.S. Bank can close your card at any time and force you to forfeit all your points. They did this to me after I hadn't used the card in a year or two.

You were paying an AF for a card you didn't use at all? Did they refund it at least for the year they cancelled?

jeebus Aug 16, 2016 8:19 pm


Originally Posted by Carl (Post 27075642)
You were paying an AF for a card you didn't use at all? Did they refund it at least for the year they cancelled?

My card didn't have an annual fee (nor very good benefits), which is why it usually stayed in the drawer.

Kay_nyc Aug 17, 2016 6:19 am

Has anyone had any luck getting both the biz and personal cards with this Olympic bonus?

HeyCrutch Aug 17, 2016 8:09 am


Originally Posted by Carl (Post 27072370)
Allow at least a week (sometimes two) for USB to make a decision, as the process is largely manual. You can periodically check your online account to see if the card has been added.



Looks as though US Bank pulled my Eqifax report instead of TU. My Equifax report shows 5 new accounts in the last 6 months and 8 inquiries in 2 years. FICO score of 810. Had expected them to pull TransUnion instead.

Feeling like the freeze on IDA and SageStream might not have helped at all.

But it's only been 2 days so we'll see. Really want those extra Olympic FlexPerks ...

Carl Aug 17, 2016 8:30 am


Originally Posted by HeyCrutch (Post 27077568)
Looks as though US Bank pulled my Eqifax report instead of TU. My Equifax report shows 5 new accounts in the last 6 months and 8 inquiries in 2 years. FICO score of 810. Had expected them to pull TransUnion instead.

Feeling like the freeze on IDA and SageStream might not have helped at all.

But it's only been 2 days so we'll see. Really want those extra Olympic FlexPerks ...

They've always pulled EQ for me. Fingers crossed that I'll also get approved for the Signature after just receiving the Gold Amex. The freezes definitely make a difference!

HeyCrutch Aug 18, 2016 5:32 am


Originally Posted by Carl (Post 27072370)
Allow at least a week (sometimes two) for USB to make a decision, as the process is largely manual. You can periodically check your online account to see if the card has been added.

CC account showed up this morning when I opened the USB app this morning on my phone!! Heck yeah, with all the medals team USA is bringing home! Applied 8/15.

Helps with the monthly fee on the gold checking I opened last week to get the $150 bonus. Hopefully the $50 CC bonus applies too in addition to the FlexPerks Olympics bonus. Today's a good day.

MaineFlyer16 Aug 18, 2016 5:54 pm

Thinking of applying with the Olympics bonus…does anyone know if having an existing relationship helps/hurts your chances? I have a Club Carlson card I want to cancel, but I don't know if I should do it before/after applying. Thanks!

frenchie2 Aug 20, 2016 8:03 am


Originally Posted by MaineFlyer16 (Post 27085724)
Thinking of applying with the Olympics bonus…does anyone know if having an existing relationship helps/hurts your chances? I have a Club Carlson card I want to cancel, but I don't know if I should do it before/after applying. Thanks!

I have the Club Carlson card for a couple of years and didn't put any charge on it this past year. I applied the FlexPerk Visa Singature card on 8/14, didn't get auto approval, called the 800 line daily and on Wednesday morning I found out I was approved!!

jkoenig51 Aug 20, 2016 11:21 am

when I use their search engine it doesn't give me a choice for "economy plus" only economy and business ? Is their a way to book economy plus?

Carl Aug 20, 2016 11:31 am


Originally Posted by jkoenig51 (Post 27093271)
when I use their search engine it doesn't give me a choice for "economy plus" only economy and business ? Is their a way to book economy plus?

Call 888.229.8864 (8a-11p CST M-F; 8a-9p CST Sa-Su)

Carl Aug 20, 2016 12:04 pm

Oh, happy FlexPerks month!

My experience started last fall when I applied for the Signature card without knowing about freezing any reports. It took nearly two weeks before I got a call verifying my identity, as they were concerned the IP on my application was from another state (I was out of town when I applied). A week or so later, I instead received the (now discontinued) Select+, as would often happen to people who applied for the Signature and had too many "issues" with those alternate bureaus. I waited a few months, froze the recommended files, and applied for the (also now discontinued) Amex. Bingo! Closed the Select+ and have been enjoying the Amex for five months.

When the current $150 + $50 promo launched, I wanted to apply for the Signature (mainly for the Gogo passes) but was concerned that it might again drop me down to Select+, which would mean I'd miss the $50 entirely since that card was a product I'd already had. I played it safer and went for the Amex Gold, which really wasn't a bad idea anyway since the signup bonus is excellent and totally worth the AF. That was on 08.03. I discovered late last week that I was approved, when it appeared in the app. Throwing caution to the wind (and realizing that the Select+ was finally discontinued along with the possibility of receiving a different product than the one I wanted), I applied for the Signature before actually receiving the Gold Amex in the mail. Yes, I wanted some Olympic FlexPerks! This morning, the Signature appeared in the app!! I also reconfirmed that there was not another hard pull for this card for which I'd applied ten days after the first. ^

MSPeconomist Aug 21, 2016 8:37 pm

For some new USBank FlexPerks cards, the haul from the Olympics should be 14,800 bonus points (46 gold @ 200, 37 silver @ 100m and 38 bronze @ 50). This requires an application for a new card by September 3 with a first purchase by September 30. In addition, you can get 20,000 welcome bonus points by spending $2000 within the first four months.


All times are GMT -6. The time now is 2:49 pm.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.