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Old Feb 9, 2017, 10:56 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: MDtR-Chicago
US Bank Flexperks credit cards
U.S. Bank FlexPerks® Gold American Express® Card

U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card

U.S. Bank FlexPerks® Select+ American Express® Card
__________________________________________________ _________

Flexperks FAQ: http://www.flexperks.com/credit/rewardsRedemption.do

application page: http://www.flexperks.com/credit/welc...w&lang=en&exp=



Flexperks Real-Time Rewards Confirmed Merchants:

Flexperks listed examples: "United, American, British Airways, Emirates, JetBlue, Southwest, Delta, Sun Country", however BEWARE that "non U.S. merchants" are not supposed to work (i.e. British Airway & Emirates). Supervisor has said that this list hasn't been updated to exclude non-US airlines. Note that it will be difficult to get any transactions covered if Real-time Rewards do not work automatically.

Airlines:
  • American Airlines
  • Delta
  • Southwest
  • Sun Country
  • United Airlines

Lodging:

Other:
  • Uber
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U.S. Bank FlexPerks

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Old Mar 6, 2011, 6:29 pm
  #286  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
Originally Posted by satman40
Flex is one to stay away from, the rewards are always a dollar short, and credit voucher 50% short.
It would be helpful if you could explain more fully.
mia is offline  
Old Mar 6, 2011, 7:29 pm
  #287  
 
Join Date: Dec 2010
Location: Indianapolis
Programs: Hilton-Diamond Lifetime Platinum AA UA, WN-CP, SPG Gold.
Posts: 7,377
20,000 get you up to a $400 ticket, if the ticket is $200. then the full 20,000 points are gone.

That same ticket may be Internet priced at $69.00 and the flex tick points have a time limit.

Not full bucks..even AA had super saver rewards...

Now if you canceled the ticket it goes back to flex..

Correct me if I am wrong..or tell me a better way to get the most from the points.
satman40 is offline  
Old Mar 7, 2011, 5:59 am
  #288  
 
Join Date: Mar 2003
Location: at 35,000 feet
Programs: WN A-List; Hyatt Glob: CC/HH Gold, Hertz 5*
Posts: 1,473
I've had some issues with denied charges because of their fraud department. The problem was concurrent charges in two cities (2 cards), something I had told them was going to happen. After 6 months that notice apparently fell of the radar and they started declining again. It's a nuisance but next time they pull this off again I'll take my business elsewhere.
robbert is offline  
Old Mar 7, 2011, 6:04 am
  #289  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
Originally Posted by satman40
...if the ticket is $200....That same ticket may be Internet priced at $69.00
Serious question: Why would anyone redeem rewards in any program for tickets which can be purchased for $200 or less?
mia is offline  
Old Mar 7, 2011, 7:37 am
  #290  
 
Join Date: Dec 2010
Location: Indianapolis
Programs: Hilton-Diamond Lifetime Platinum AA UA, WN-CP, SPG Gold.
Posts: 7,377
Expiration dates, and too many free miles.

Most of US like to get the best of a deal and do not take this thing personal,

Many miles are lost, by expiration, and a good saver has more money and miles than he needs...he also hate to see them go the waste..

Flex is not at the top for Flexibility, but them I am not pushing FLEX. just telling like it is for me, It was a card left over from NW days, other wise it would have been gone a long time ago..


I am open to having the value of this card explained, I do have a high credit limit on but see no value in using it., INK and SPG are my main cards at the moment.
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Old Mar 7, 2011, 9:55 am
  #291  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
Originally Posted by satman40
Expiration dates...
I do not have a FlexPerks card, but my understanding is that the points expire after 5 years. The program launched in mid-2009 which suggests that this shouldn't be a concern for anyone until late 2013.
mia is offline  
Old Mar 7, 2011, 3:41 pm
  #292  
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Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Originally Posted by satman40
I am open to having the value of this card explained, I do have a high credit limit on but see no value in using it., INK and SPG are my main cards at the moment.
I only use it to the point that bonuses work. They gave me a bonus of 3500 points for doing a low % rate 1-year BT ($1000 minimum I think). Then another few hundred bonus points for singing up for statements by email rather than snail mail. At this rate, I have about 4000 points without having ever used the card yet for a single purchase. (I had need of a BT, and the bonus simply made me use US Bank as opposed to someone else.) If I never earn anything again, I can still redeem for a gift card, not as good as the theoretical $400 flight, but few of the flights I've ever wanted to date have been just under $400 anyway, they tend to be either under $300 or over $400!

But the point is, if I only use it for bonuses (and thus only in situations where I couldn't have gotten anything nearly as good with another card), then even a gift card is better than nothing.
sdsearch is offline  
Old Mar 7, 2011, 8:07 pm
  #293  
 
Join Date: May 2006
Posts: 1,433
I've actually found this card to good for someone who
1) Wants to redeem for domestic travel
2) Is an elite.
3) will use the travel within 5 years.

You earn miles on your travel (including elite miles) and it equals 2% cash back.

If your idea of travel is miles for business elite to Europe, this is not your card.
johndoe123 is offline  
Old Mar 8, 2011, 7:48 am
  #294  
 
Join Date: Dec 2010
Location: Indianapolis
Programs: Hilton-Diamond Lifetime Platinum AA UA, WN-CP, SPG Gold.
Posts: 7,377
Yes you earn miles on your travel, but it is not the lowest purchase price.

20k gets you up to a $400 ticket not a bad deal, but that same ticket is web priced at $109.00, so almost $300 is lost.

That same 10k points get you a $50 coupon on some hotels.

All cards have good points, I just look for value when I pay a fee every year for a card.

The card was a hold over from NW days, someones trash is always someones treasure.
satman40 is offline  
Old Mar 8, 2011, 9:22 am
  #295  
 
Join Date: Jan 2005
Posts: 1,458
Originally Posted by satman40
20k gets you up to a $400 ticket not a bad deal, but that same ticket is web priced at $109.00, so almost $300 is lost.

The card was a hold over from NW days, someones trash is always someones treasure.
I like this trash.

Most of my flights booked with this retailed for about the same cost as any other site. LAX-KOA, LAX-BON. I've been happy with it alongside our Delta Amex, AA Citi, Chase United, etc.
rc408 is offline  
Old Mar 8, 2011, 7:36 pm
  #296  
 
Join Date: Dec 2007
Posts: 2,412
I've been happy with it as well, and have not experienced what satman has.

The tickets are booked via a Travelocity booking engine that has fliced pirced in points required (rather than dollars). I have found that the points are in line with the cash value of the ticket.

Here's the key: I only book if I get close to the full value. For instance, I will only redeem 20,000 flexpoints if the value of the ticket is $350-400. If not, I'll just buy them myself. But if the points make it a good deal, I pull the trigger.

Example: I booked PIT-CDG (approx $750 if I were buying it myself), but I was able to use 40,000 Flexpoints, so it was a great deal. Plus, I earned 33,000 DL miles thanks to a promotion DL was running in PIT, and I got the $25 air allowance that I used to offset a price of a 30-day SkyClub membership. Not too shabby if you ask me, particularly because I on't pay an annual fee due to my spending levels on the card.
newsmanhoss is offline  
Old Mar 9, 2011, 12:51 pm
  #297  
 
Join Date: Mar 2007
Location: On the road
Programs: Too many to list
Posts: 1,051
Originally Posted by satman40
Yes you earn miles on your travel, but it is not the lowest purchase price.

20k gets you up to a $400 ticket not a bad deal, but that same ticket is web priced at $109.00, so almost $300 is lost.

That same 10k points get you a $50 coupon on some hotels.

All cards have good points, I just look for value when I pay a fee every year for a card.

The card was a hold over from NW days, someones trash is always someones treasure.
I'll take it as treasure, so far. (at least 4% back (2% on air, redeem at around 2% more), plus the double point/mile dip when the card first converted, plus the constant promos for 500 points here, 1,000 there)

I don't know why you're getting such bad redemptions through flexperks. The MINIMUM you should be getting is $.01/pt, which would come out to a $100 gift card for hotels, not $50 for 10k flexpts.

As far as redeeming for flights, don't bother unless your flight cost is around the "magical" $400, $600, $800, etc. numbers. If you can get a flight for $109, why even bother going onto flexperks and search? That would be a non-starter for me.

If, however, you are noticing that flights that are in the $370s to $399 range are coming up on flexperks as 30k flexpoints, instead of 20k, you might want to change your search to multi-city and put in the exact itinerary on the exact dates you found on, let's say kayak or the regular travelocity engine.

I think the flexperks engine very specifically limits search results and you have to force out the more "inconvenient," yet cheaper routings from the search engine and the multi-city search can usually do it if you have at least one connection.
Cheapskate Travels is offline  
Old Mar 9, 2011, 6:12 pm
  #298  
 
Join Date: Dec 2010
Location: Indianapolis
Programs: Hilton-Diamond Lifetime Platinum AA UA, WN-CP, SPG Gold.
Posts: 7,377
Here is a big plus for FLEX, I did change a reward, booked it as SW business, and got back the full amount,change , an AA change gets you a fee with miles,

Guess I'll keep FLEX for the last minute renss when miles are no good.

I do thank them for the miles return,
satman40 is offline  
Old Mar 11, 2011, 1:15 pm
  #299  
 
Join Date: Mar 2004
Posts: 42
Another reason to keep the card

I am not a huge fan of this card, but have kept it for one purpose--for some reason, it gives me double points at Walmart!!
elcraig is offline  
Old Mar 11, 2011, 2:34 pm
  #300  
 
Join Date: Feb 2009
Location: SEA
Programs: Alaska MVPG 100K, IHG Ambassador, Hilton Diamond, Hyatt Globalist, Marriott Titanium
Posts: 1,704
Originally Posted by elcraig
for some reason, it gives me double points at Walmart!!

"Double FlexPoints earned on whichever you spend most on each monthly billing cycle: Gas, office supplies or airline purchases"
buschoi is offline  


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