Merrill+ VISA [Consolidated]
#436
Join Date: Oct 2007
Location: L.A.
Programs: WN A-list & CP, Delta GM
Posts: 448
2.25 cashback is great, but if you can use Merrill points for tickets on AA/CO/DL/BA you have potential to hit 3.25% (1.25% plus up to 2%) or you have 1.25% cashback plus 1 BA mile per dollar spent since BA is the only transfer partner.
Anyhow, congratulations on the great deal!
Anyhow, congratulations on the great deal!
It is the same card. I did not mean to imply that the ML rewards program was similar program to AMEX only that it was a program similar to AMEXs' (if that makes sense). There are a bunch of benefits that differ from AMEX. They are similar only in the sense that points can be redeemed for Air, gift cards, cash, travel, etc.. However, when you add the 1.25% cash back per point on top of the 1 point per dollar spent, that totals 2.25% back, which is excellent in my book. This offer is targeted to people with a ML CMA who have the VISA deferred debit (signature or not) as ML is doing away with the rewards program for their debit cards as of 10/15/2011.
Also forgot. NO AF!!! Makes it irresistible in my book.
Also forgot. NO AF!!! Makes it irresistible in my book.
#437



Join Date: Dec 2002
Location: Long Island, NY
Programs: United 1K, AA Plat Exec, DL Plat, Marriott Titanium Lifetime Elite, Hilton Gold, Hyatt Globalist
Posts: 1,906
Has anyone heard ANYTHING regarding this card and its benefits for 2012? The online system now lists the annual fee as $0, and the benefits guide is still "Coming soon!". Does anyone know if this card is even still considered a top tier card to BOA?
#439
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,895
#440




Join Date: Jul 2003
Location: CT/ Germany - Ich spreche deutsch
Programs: UA Plat, Bonvoy LTTE, HH Dia, HY Expl
Posts: 4,801
Is BA still a transfer option? I couldn't find anything on the web site yesterday and only saw the options of using the points for travel rewards.
#441
Join Date: Aug 2008
Posts: 93
Merrill + Visa and Merrill Accolades
Are any of these cards worth using? I get them both for free and I just got the new ones with the smart chips. I used to really like the + Visa card.
I spend enough to get into the +2 bracket but I don't really see myself using any of those benefits.
I spend enough to get into the +2 bracket but I don't really see myself using any of those benefits.
#442




Join Date: Jul 2003
Location: CT/ Germany - Ich spreche deutsch
Programs: UA Plat, Bonvoy LTTE, HH Dia, HY Expl
Posts: 4,801
Merrill + was a great card when they first introduced it and you could get Ritz-Carlton vouchers by achieving certain spend levels. Since those have been removed the card is pretty much useless IMHO. I keep it due to the credit limit and the no annual fee. You can find more info on the card if you SEARCH the forum.
#444
Join Date: Sep 2010
Location: STL
Programs: AA PLT, DL GOLD
Posts: 31
Merrill+ Visa Signature Card Delta Discounts
I have been a Merrill+ Visa Signature Card holder for a few years and noticed that one of the benefits is that you get discounts on Delta Flights. I have called the travel and reservations number three times but no one knows how to take advantage of this promotion. Has anyone been able to take advantage of these Delta discounts?
50% off Delta International Tickets
and
Up to 12% off Domestic Business, First Class and Coach Tickets
Offer applicable to new reservations for one way or roundtrip travel. The discount applies to fares in select booking classes and to destinations in the U.S. and Canada. This offer may not be combined with any other discount or offer and does not apply to Merrill Point redemption tickets. 12% discount applies to fare codes: F/A/J/C/D/Y/B/M. 8% discount applies to fare codes: H/Q/K/L.
50% off Delta International Tickets
and
Up to 12% off Domestic Business, First Class and Coach Tickets
Offer applicable to new reservations for one way or roundtrip travel. The discount applies to fares in select booking classes and to destinations in the U.S. and Canada. This offer may not be combined with any other discount or offer and does not apply to Merrill Point redemption tickets. 12% discount applies to fare codes: F/A/J/C/D/Y/B/M. 8% discount applies to fare codes: H/Q/K/L.
#445
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,895
Moderator action
I appended your question to the established thread about this card to keep all information in one place.
To be sure we understand correctly you called 1.800.419.0000 and they do not know how to provide a benefit which is published in the 2012 Program Guide? (I have this card, but haven't used it in a long while.)
To be sure we understand correctly you called 1.800.419.0000 and they do not know how to provide a benefit which is published in the 2012 Program Guide? (I have this card, but haven't used it in a long while.)
#447
Join Date: Jan 2012
Posts: 19
Merrill+ No FTF Effective 9/24/12
I just called in to check up on some rates for my account and apparently as of 9/24/12, Merill+'s Foreign Transaction Fee is now at 0%. Awesome surprise considering they just added the Chip to the card.
#450
Join Date: Jan 2012
Posts: 19
Was in Amsterdam and Munich for the last month. Had no problems using it or my Palladium card. I'd call and set a cash advance pin, because that's what worked every time when a PIN was required instead of printing out a signature receipt.


