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heads-up on MBNA access-check fee

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Old Dec 11, 2003 | 4:54 am
  #1  
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Join Date: Jul 2002
Location: mill valley, ca, usa
Programs: Northwest Gold, UAL PremExec, Motel 6 Frequent Snorer
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heads-up on MBNA access-check fee

Today Dec. 11 is the last day that the transaction fee for using an MBNA convenience check is 3% to a maximum $50; as of tomorrow 12th the maximum is $75.

The transaction date is what counts, so presumably the only way to avoid the extra 25 is to go to your brick-and-mortar bank today and make a deposit with today's date.

For MBNA holders generally, this bears watching. Looks like either a policy to be the leader in nickel-and-diming customers, or they want to see if competitors follow, and will go back to $50 if they don't.
manwillneverfly is offline  
Old Dec 12, 2003 | 9:56 am
  #2  
 
Join Date: Feb 2003
Location: Khyber Pakhtunkhwa
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<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by manwillneverfly:
The transaction date is what counts, so presumably the only way to avoid the extra 25 is to go to your brick-and-mortar bank today and make a deposit with today's date.</font>
Are you sure MBNA doesnt only care about the date it posts ? How will MBNA know what the transaction date is for a transaction at a bank they dont own. I think its too late, however you can keep your transaction receipt from your bank and argue with MBNA later on, faxing it in hoping for a YMMV $25 credit.


[This message has been edited by Alcibiades (edited Dec 12, 2003).]
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