Just an update on this. The 5x is total points no matter the category. I've had some 1x and some 2x charges go through and the ones that get 2x got an additional 3x points (of course, the 1x got 4x additional).
In case anyone had any doubts about how it worked.

Another update, yesterday (the 20th) was my last day for the 5x points. I got an email in the afternoon today giving me another 30 days of 5x on groceries, gas and dining. Of course this came AFTER my weekly Trader Joe's run I did in the morning.

New BillPay (not BiltPay) FAQ: https://support.biltrewards.com/hc/e...w-does-it-work

No action required at the end of March, but is required for the end of April.

This is intriguing.

Is there a limit to the number of payments I can make via BillPay? Can I make separate payments for rent, utilities, etc.?

You can make up to three (3) BillPay payments per 30-day period. These can be separate and may include rent, HOA fees, utilities, and internet.

Saw that too. I believe the intent is that, for example:

• You preauthorize $3500 so they know you have the funds
• You pay rent of $3000
• You pay utilities of $100-200 each month, varying
• You pay internet of $80

Right, but I take it to mean that now paying my electric utility, and internet service charges monthly (and separately from rent) using the ACH account is officially kosher and should earn me Bilt points?

Maybe. I would try it but 5x on utilities from the Wyndham Business card is better than 1x Bilt...

Many utilities won't (yes, even in AD 2025) accept credit cards or otherwise remove auto-pay discounts for paying with anything other than a checking account, hence the (expanded) appeal of Bilt's ACH account.

This is good for those of us who have been wondering about paying HOA fees. Unfortunately, the payment processor charges a small fee for pulling the payment, which posts as a separate transaction. (I don't quite trust Bilt to send a check properly.) It won't affect my use case since I am only doing the HOA fee payment, so I'd have at most two ACH transactions.

Bilt has always allowed HOA fee payments.

I have been paying my HOA fees with Bilt as an "e-check" (my HOA payment portal's no-fee option, as it's technically a bank transfer) since I got my card more than two years ago.

The transactions go through fine, even though my HOA sends me two charges every month (HOA fee and my portion of the property tax), even before this bill pay switch. The merchant name even says HOA.

It's unclear to me whether those separate payments can be made to different entities. I guess we'll find out soon...

for apr rent day promo, bilt is offering up to 100% bonus for transfer to avios. i wonder what's everyone's take on this? is it worth the speculative transfer? i mean it is a very enticing offer and i do have some avios left that i would like to burn, meaning i would need a top up at some point. but at the same time, i have always stayed clear of transferring speculatively

Whenever Bilt offers a significant transfer bonus to an FFP that I use (and BA is one of them), I take advantage of it, because I just don't know for how long Bilt can continue to offer such transfer bonuses. This is the exact opposite of the strategy that I use for other transferrable currencies, which is transfer only when needed.

I’m cashing everything to BA. Don’t want to hold Bilt points

EDIT: The transfer bonus is
100% Platinum
75% Gold
60% Silver
50% Blue

Same, though mine is just a single charge. I wish I could pay my property tax through Bilt too!