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josephstern Oct 7, 2023 4:29 pm


Originally Posted by Dr Jabadski (Post 35645119)
Wondering what's considered appropriate (to BILT and to the cardholder) usage of this card for those who only have the card to points-etize rent or condo payments?

I've only had the card for 1 month, first statement included significant number and amounts of charges due to meeting the quasi-SUB, my plan going forward has been 4-5 charges per month, probably gasoline or grocery store, for $4 - $10. Thinking about more frequent higher charges to avoid charges* (no pun intended) of "micro transactions". Thank you.

(* “charges”: 1. demand (an amount) as a price from someone for a service rendered or goods supplied "he charged me 2 euros for the postcard". 2. accuse (someone) of something, especially an offense under law "they were charged with assault".)

Why not use it for a few restaurants? 3x

Dr Jabadski Oct 7, 2023 6:23 pm


Originally Posted by josephstern (Post 35645601)
Why not use it for a few restaurants? 3x

Thank you, excellent suggestion. I use one of multiple quasi-sock drawered AmEx biz golds for dining, gets 4x since I only use those cards for dining and gasoline, (hopefully) avoids charges of inactivity and ideally I’d like to charge as little as possible (other than rent) to Bilt card. I’d sock drawer my Bilt MC if it was productive and prudent.

Brighton Line Oct 8, 2023 7:34 am

Paid for a cruise on the 1st of the month posted as travel.

Dr Jabadski Oct 11, 2023 6:49 am


Originally Posted by dw (Post 35560443)
… reports this week on Reddit of Bilt accounts with the credit card being shut down for very odd reasons. Data points are not clear but for some reason the accounts (who all claim they were legitimately paying rent via ACH) are being flagged and being asked to provided copies of leases for verification. One poster claims she moved recently and is no longer paying rent via Bilt, another claims her two year lease was rejected because it was not signed within the past year; both accounts were shut down. Another account was shut down because the user was only using the credit card for small charges to meet the 5 transaction minimum per month, and Bilt claimed the “micro transactions” were against the T&Cs. All very odd.


Originally Posted by dw (Post 35561936)
... Reddit data point… Apparently this month, Bilt sent out their rent check, then flagged the account due to the monthly variations in rent payment and stopped payment on the check, and never told the user. It was only when the check bounced with the landlord that the user contacted Bilt, found out their account had been suspended, …


Originally Posted by Dr Jabadski (Post 35645119)
Wondering what's considered appropriate (to BILT and to the cardholder) usage of this card for those who only have the card to points-etize rent or condo payments? … Thinking about more frequent higher charges to avoid charges* (no pun intended) of "micro transactions". Thank you. …

Upon research of these concerns I found what I believe to be the reddit threads referred to above along with 2 or 3 other reddit threads on the subject of “Bilt shutdown”, all within the past 1-3 months, including the following quote.

(reddit poster) ... Other than rent, my bilt card became a microtransaction card to meet the transaction requirements. I've been using it for buying stamps at the post office, amazon auto reloads, and laundry. These transactions range from 51 cents to $1.75. No other transactions are made on this card...
On every reddit thread I found and reviewed there's one or more posts from BiltRewards as quoted below.

(biltrewards) Hey there! Please send us a private message with your account information, we will be happy to look into this for you. Bilt does not close accounts for the reasons stated above.

And, for broader community, we continue to reach out to folks who post this and they never follow up which makes it impossible to investigate.

(biltrewards) Hey there! Can you please send us a private message with your Bilt account information? I will be happy to look into this for you.

(biltrewards) Hey there! Please send us a private message with your account information, we will be happy to look into this for you. Bilt does not close accounts for reasons such as moving or changes to your lease and accounts are not cancelled or suspended unless there is indication of potential fraud.

(biltrewards) We are aware of these reddit posts. To be 100% clear, Bilt business and customer usage is totally business as usual and there are no account closures happening (unless there is clear fraud).

We do not see any reports of customer issues in our regular support inbox. And, none of the posters in the reddit threads have actually replied to us and provided us their info to investigate their accounts. It is hard for us to do anything if we users post and then don't actually engage with us to get help (if there is an issue).

Smiley90 Oct 24, 2023 4:10 pm

New Benefit just announced - in ten US cities at select restaurants, earn up to 10x extra points if you use a linked card (doesn't have to be the Bilt card).

Checked a couple restaurants near me, not bad..a hotpot plade we go to is +8. So... 11 points per dollar using the Bilt card? That's basically a 20% discount. Near.

notquiteaff Oct 26, 2023 10:07 am

Nov 1 rent day transfer bonus: Emirates
  • Blue: 75% (1,000 Bilt Points=1,750 Skywards Miles)
  • Silver: 100% (1,000 Bilt Points=2,000 Skywards Miles)
  • Gold: 125% (1,000 Bilt Points=2,250 Skywards Miles)
  • Platinum: 150% (1,000 Bilt Points=2,500 Skywards Miles)

tattikat2 Oct 26, 2023 1:52 pm


Originally Posted by notquiteaff (Post 35695801)
Nov 1 rent day transfer bonus: Emirates
  • Blue: 75% (1,000 Bilt Points=1,750 Skywards Miles)
  • Silver: 100% (1,000 Bilt Points=2,000 Skywards Miles)
  • Gold: 125% (1,000 Bilt Points=2,250 Skywards Miles)
  • Platinum: 150% (1,000 Bilt Points=2,500 Skywards Miles)

Come on UA or BA!

notquiteaff Oct 26, 2023 4:28 pm


Originally Posted by tattikat2 (Post 35696368)
Come on UA or BA!


Come on, in a few months, when I have enough points from the quizzes to actually be eligible to transfer anything :)

With the uncertainty of whether everyone gets the 5 day spend bonus offer I have so fa4 not bothered with getting the card. And I am not a renter.

Dr Jabadski Oct 29, 2023 5:12 pm

WikiPost updated, added links to:
- Bilt Terms of Use
- Evolve/Bilt Customer Account Agreement
- 10/11/23 post which includes several references to Reddit reports about shutdowns and several Reddit Bilt quotes in response.

Dr Jabadski Nov 1, 2023 5:38 am

11/1/23 Rent Day Challenge, “Find the Three Hidden Bilt Bricks”: side of ice cream truck, green surfboard, building upper left corner.

Links to Reddit threads for November Points Quest answers: Point Quest - November 2023 Point Quest. Just spent 15-20 minutes finding and reading (twice) these Reddit threads, did Bilt Points Quest, 250 (10, 20, 30, 40, 50, 150) points posted immediately.

Link to Reddit thread for Rent Free Answers: Rent Free Answers.

aviators99 Nov 1, 2023 1:11 pm

I decided to pull the trigger and take advantage of the Emirates 150% bonus. I didn't put much stock into the people here who suggested that Bilt won't last, until I saw the jacket the CEO was wearing in the O'Leary interview. That convinced me.

Dr Jabadski Nov 1, 2023 1:36 pm


Originally Posted by aviators99 (Post 35711554)
... the jacket the CEO was wearing in the O'Leary interview. ....

The jacket below? What's significant about it?

https://cimg5.ibsrv.net/gimg/www.fly...e2bb059f29.jpg

aviators99 Nov 1, 2023 1:51 pm


Originally Posted by Dr Jabadski (Post 35711629)
The jacket below? What's significant about it?

https://cimg5.ibsrv.net/gimg/www.fly...e2bb059f29.jpg

I find it embarassing.

tattikat2 Nov 6, 2023 9:32 am

Any one know what the "personalized Bilt gift"is upon reaching Plat status?

Dr Jabadski Nov 6, 2023 10:05 pm


Originally Posted by tattikat2 (Post 35723667)
Any one know what the "personalized Bilt gift"is upon reaching Plat status?

I don't. Searching “bilt platinum personalized gift reddit” reveals several Reddit threads, all of which indicate essentially all Bilt elite status levels offer little of value.


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