What card to apply for next?
Nov 27, 2023, 3:29 am
#316
Join Date: Jul 2017
Posts: 47
Losing Frequent Traveller Status - which credit card to get? [Germany]
Hello everyone,
I will lose my frequent traveller status in 2024 so I will stop paying half-price monthly fees (5,41€ at the moment) and would probably be spending 11,50€/month. My thought is to close my Miles and More credit card saving 140€/year and get a free one where I could still collect some points. I am thinking of the Payback Amex which is free and I still get points for purchases. Does this seem like a good strategy? Do I have other options?
I will lose my frequent traveller status in 2024 so I will stop paying half-price monthly fees (5,41€ at the moment) and would probably be spending 11,50€/month. My thought is to close my Miles and More credit card saving 140€/year and get a free one where I could still collect some points. I am thinking of the Payback Amex which is free and I still get points for purchases. Does this seem like a good strategy? Do I have other options?
Nov 27, 2023, 8:54 am
#317
FlyerTalk Evangelist
Join Date: May 2008
Location: San Francisco
Programs: GM on VX, UA, AA, HA, AS, SY; Budget Fastbreak
Posts: 27,652
if I get this bread Amex then will this card be more of an Amex or a bread card because then I could use the amex app for easier management
0 AF
2% cash back
so it doesn’t seem super bad.
Nov 27, 2023, 11:13 am
#318
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
This is an Amex network card. It is issued and serviced by the bank (Bread). American Express acts as the transaction processor (instead of MasterCard or VISA), and might supply some of the benefits.
Last edited by mia; Nov 27, 2023 at 11:19 am
Nov 29, 2023, 7:01 am
#319
FlyerTalk Evangelist
Join Date: May 2008
Location: San Francisco
Programs: GM on VX, UA, AA, HA, AS, SY; Budget Fastbreak
Posts: 27,652
I couldn’t resist that free $200 for the Bread cashback card on amex network. Comenity Bank. Fast approval on my mobile. I really don’t know this branding.