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Originally Posted by tomprc
(Post 32938265)
Yes, the fallback was exactly what I was using all the time, to get cash out like an ATM card :)
Seems like the loophole is no more? |
Originally Posted by Majuki
(Post 32939162)
If it's broken then that would seem to be the case. The cash back was possible since Discover allows you to get cash back without a fee (although I don't believe such transactions award points on the cash back amount). With UnionPay the entire transaction amount was recorded as a purchase. It worked as a debit card successfully at Costco and USPS at least back in 2017. I believe Costco no longer works, and at least the self service kiosk supports PBOCCARD. I don't know about the terminals inside though.
Safeway: 2019 Oct - I tested Safeway cashback at self-checkout and it did the swipe fallback to debit card mode to get $200 cash with a PIN like an ATM card. 2021 Feb - I retested Safeway and it now had full contactless UnionPay support. Fallback for cash definitely dead. Costco: 2019 July - Tested and it was unusable as either swipe or chip card due to infinite loop of swipe & insert. Haven't tested at Costco since. |
I received a spending promotion for 7% CB at amazon and 4.5% cashback for in-person purchases (capped at $600) .
In the email it says applications are still being taken in-person, or by emailing ([email protected]), or calling (212-238-8300). |
I’m trying to buy Marriott points and wonder if I will get the rebate with this card. From the Marriott site:
**UnionPay Terms
I don’t have my card right now (will have it tomorrow) so can’t confirm
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Originally Posted by gudugan
(Post 34036003)
I don’t have my card right now (will have it tomorrow) so can’t confirm
Yes, this is a single-logo card. There are dual-logo cards issued in China that have both UnionPay and Visa branding. I can't speak to the Marriott promo itself, but it looks like this card should be eligible based on the T&Cs. |
Originally Posted by Majuki
(Post 34036087)
Yes, this card starts with a 62.
Yes, this is a single-logo card. There are dual-logo cards issued in China that have both UnionPay and Visa branding. I can't speak to the Marriott promo itself, but it looks like this card should be eligible based on the T&Cs. |
Bought points today. On the "Account Activity" screen on ICBC, it shows up as:
03-05-2022 MARRIOTT BY POINTS.COM POINTS.COM USA CAT USD XXX.XX Card#YYYY USD XXX.XX Where XXX.XX is the USD amount after the 10% discount. Looks good! |
I still have this card and question why I have it.
The card expired in March 2023. They claimed they sent a card in February 2023, never arrived. Claimed they sent a new card again in March 2023, never arrived. I have never used it for a significant transaction other than the Marriott promotion listed above. Since I've spent 2 months trying unsuccessfully to get a replacement card, of course it's not here for my trip to China, which defeats the point of getting the card in the first place. It's also inferior to an actual China-based debit or credit card (see https://www.flyertalk.com/forum/chin...xperience.html) as it can't be linked to Alipay or WeChat pay and according to DPs gets declined randomly. At least I'm not paying an annual fee... BTW there is new language on the site that says If you wish to apply for our credit card, please email us at [email protected] and indicate which product you’d like to apply. You may also visit one of our branches to apply in person. Please kindly note that only existing ICBC USA customers are eligible to apply for any credit card. New customers with no current banking relationship may open a deposit account to be eligible for a card application. Only U.S. Citizens or Permanent Resides are eligible to apply for ICBC USA UnionPay cards. |
Yes something certainly changed with them. When my card expired recently, they weren't going to send me anything unless I emailed them (using a form in their website). And when my Driver License on file expired, they asked me for a copy before they could send a renewal card (and that was 3 yrs ago).
And that is also the other thing - the card is only valid for 3 years while others are typically 5. I think I can get my 1% cashback from other cards, I mostly only use this at Ranch99 these days. You should be able to get AliPay funded through a different channel like Swapsy and not bother with this. |
I got asked for the Driver's license too.
Alipay / WeChat pay don't accept p2p payments unless you're verified with a Chinese bank account (more details in https://www.flyertalk.com/forum/chin...anghai-24.html). |
Yes, that is true for WeChat (i.e. we're all screwed without a Chinese ID and/or bank account) but I thought AliPay accepts foreign passports (for its real name verification) as long as you own a Chinese cell number which is easy to get from eBay. Granted you would still be considered "second class citizen" and will have lower limits in terms of how much balance you carry, but if I recall still in the CNY 9000-10,000 range (which is about USD 1,500-2,000 - enough if you're just a tourist). The tourist version of all these are a joke, of course.
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Originally Posted by Jamester
(Post 35206852)
Yes something certainly changed with them. When my card expired recently, they weren't going to send me anything unless I emailed them (using a form in their website). And when my Driver License on file expired, they asked me for a copy before they could send a renewal card (and that was 3 yrs ago).
I'll still keep the card for future travel, but I haven't made more than one small transaction stateside since December 2019. Finally, when I applied for the card in November 2016, the employee in the branch said I needed a bank account. Their minimum balance is now $1,000 to avoid a monthly fee if that is a consideration for anyone looking to get this card now. |
Glad I’m not the only one experiencing this. I never got a renewal card when mine expired last fall so I called and was told one was sent. It was mostly useless in mainland China anyway.
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Originally Posted by Magic Pickles
(Post 35207535)
Glad I’m not the only one experiencing this. I never got a renewal card when mine expired last fall so I called and was told one was sent. It was mostly useless in mainland China anyway.
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In Mainland China I can't actually find anyone with a card reader to test this out. I saw one vending machine that allegedly accepted UnionPay but forgot about it and then other similar ones only accepted AliPay or WeChat Pay. I asked a hotel front desk to use it for a security deposit but they didn't have a card reader.
However I will keep trying for the sake of data points. Tried to add it to AliPay, more details here: https://www.flyertalk.com/forum/35226838-post370.html |
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