Noticed that the chip now appears to work at my local grocery store. It can see that it's it's using a PBOC card chip and then runs it on the discover network. I was a little surprised that no PIN was required, but perhaps it was below a threshold for that.

https://cimg9.ibsrv.net/gimg/www.fly...061c15bd54.png

Yes, this is a chip-and-signature card. The 6-digit PIN will only be at unattended terminals and for debit transactions. I will check at Safeway next weekend and report back. I tried a couple of places back in May, but none of them worked as a chipped transaction.

Speaking of debit transactions, I'm thinking that won't come up much in the US once UnionPay chip becomes more common. As noted in the receipt above, they used the UnionPay credit AID, not the common debit one.

The card worked at Costco in debit mode back in May. :D I don't use the card in the US since I have a better earn rate with other cards. Furthermore, since I couldn't get any EMV transactions to work - it was always fallback mode - it triggered a fraud alert from ICBC. They called me and wanted to verify that I had made all of those purchases. Perhaps that has changed with more places adding PBOC support.

Have you tried get cashback during debit transaction? If it works I wonder if it counts as cash advance or purchase.

My most recent data points are from May 2017, but I will say that back then all transactions, debit or credit, posted as purchases and received 1% cashback.

Did the debit transactions involve any cash back? I would completely expect the non-cashback ones to code as purchases regardless.

I'll leave the answer to that question as an exercise to the reader, but I suggest you read all of the text in post 187 carefully. ;)

Saw this ad today. Might be worthwhile for those who happen to be near Ontario, CA before March 31st depending on the specific brands/stores involved.

https://cimg8.ibsrv.net/gimg/www.fly...0d259f156f.jpg

I believe this is no different than the standard coupon booklet for Simon Outlet Malls that they hand out at customer service. You can also receive it as a AAA member.

Might not matter for most in this thread, but it looks like Walmart supports UnionPay natively now (as in, doesn't go over Discover or Diners Club): https://ficoforums.myfico.com/t5/Cre...e/td-p/5297550

Nice find. I forgot to go check out Safeway in January, but I will soon, along with Walmart. Regarding QuickPass, I wasn't able to get it to work in Hong Kong when percysmith and I tried a few different merchants back in early 2017. I don't use the card domestically due to its low rewards structure, but I was testing it out about a year ago. Due to the number of fallback transactions at the time, I promptly got a call from ICBC inquiring if I had the card in my possession. I even almost had the card rejected at a local merchant because of the need to do a fallback due to lack of PBOC support.

One would think they'd tone down the fraud monitoring for the US a bit so that fallback transactions in and of themselves aren't suspicious. Though maybe that's no longer necessary considering the increase in support?

Considering most people are probably using this card in China where PBOC is supported, I would tend to think that fallback transactions would be viewed with more scrutiny.