BoA Auto-Pay Authentication Microdeposits
#1
Original Poster


Join Date: Apr 2015
Programs: United Global Services, Amtrak Select Executive
Posts: 4,885
BoA Auto-Pay Authentication Microdeposits
I just got my BoA AGR Mastercard, and want to set up auto-pay from my Chase checking account. BoA uses an authentication system where they make two microdeposits of <$1 to your checking account, and then ask you to enter the exact number of cents of each of the two deposits to authenticate your rights to the checking account. I initiated the process two days ago, but still haven't seen the microdeposits appear on my Chase checking account.
Anyone have experience with this and know how long it should take for the microdeposits to appear?
Anyone have experience with this and know how long it should take for the microdeposits to appear?
#2




Join Date: Jun 1999
Location: NYC/LA
Programs: DL DM, UA Silver, Marriott Titanium/LTP, Hilton Diamond
Posts: 9,806
If by "two days ago" you mean two calendar days, being Friday, they'll probably show up by tomorrow. I believe the deposits take one or two business days to show up.
#3
Original Poster


Join Date: Apr 2015
Programs: United Global Services, Amtrak Select Executive
Posts: 4,885

