I just got my BoA AGR Mastercard, and want to set up auto-pay from my Chase checking account. BoA uses an authentication system where they make two microdeposits of <$1 to your checking account, and then ask you to enter the exact number of cents of each of the two deposits to authenticate your rights to the checking account. I initiated the process two days ago, but still haven't seen the microdeposits appear on my Chase checking account.

Anyone have experience with this and know how long it should take for the microdeposits to appear?