Nov 6, 2015, 11:03 pm
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)
Past bonuses were:
***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******
100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED
A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
Sources:
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
Past bonuses were:
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
$350 airline incidental credit per account (was $250 per AU)$95 Annual Fee per AU$32 per guest using PriorityPass (used to be free & unlimited)Elimination of $100 Visa Air Discount BenefitGroceries and Gas only earn 1x (used to be 3x)
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN
Nov 22, 2018, 1:36 pm
#1833
Join Date: Jul 2017
Posts: 80
Attempted to buy 2 AA $250 cards 11/13/18 (AUs). Both went through, but actually retrieving the codes failed. Called AA and apparently one transaction was blocked and the other automatically refunded. Nonetheless, a $250 credit posted 11/21 for it. So refund tricks still (may?) work.
Nov 22, 2018, 2:41 pm
#1834
Join Date: Sep 2018
Posts: 80
Attempted to buy 2 AA $250 cards 11/13/18 (AUs). Both went through, but actually retrieving the codes failed. Called AA and apparently one transaction was blocked and the other automatically refunded. Nonetheless, a $250 credit posted 11/21 for it. So refund tricks still (may?) work.
The other elephant in the room is that AA gift cards are not like Visa GC (practically cash). I can see and understand if they wouldn't apply the credit for such transaction. However, why would they block the transaction itself? is there anything else here in play that you may have forgotten to add?
Nov 22, 2018, 2:52 pm
#1835
Join Date: Apr 2005
Location: NYC
Posts: 1,756
This is very interesting. Did the charge actually post to your account and then reversed? or the transaction just sort of fell through before it actually posted but you still got the credit?
The other elephant in the room is that AA gift cards are not like Visa GC (practically cash). I can see and understand if they wouldn't apply the credit for such transaction. However, why would they block the transaction itself? is there anything else here in play that you may have forgotten to add?
The other elephant in the room is that AA gift cards are not like Visa GC (practically cash). I can see and understand if they wouldn't apply the credit for such transaction. However, why would they block the transaction itself? is there anything else here in play that you may have forgotten to add?
Nov 23, 2018, 11:25 pm
#1836
Join Date: Jul 2017
Posts: 80
This is very interesting. Did the charge actually post to your account and then reversed? or the transaction just sort of fell through before it actually posted but you still got the credit?
The other elephant in the room is that AA gift cards are not like Visa GC (practically cash). I can see and understand if they wouldn't apply the credit for such transaction. However, why would they block the transaction itself? is there anything else here in play that you may have forgotten to add?
The other elephant in the room is that AA gift cards are not like Visa GC (practically cash). I can see and understand if they wouldn't apply the credit for such transaction. However, why would they block the transaction itself? is there anything else here in play that you may have forgotten to add?
I'll report back if there's a clawback, though.
Nov 24, 2018, 10:01 am
#1837
Join Date: Mar 2003
Location: Los Altos, CA
Posts: 41
After getting scared because of the recent posts of AA credits not working I'm happy to report that my 2 transactions got refunded. I did an initial test of $100 on one AU card, which got refunded and then did a followup of $250 on a second AU card and that just got refunded as well.
Nov 24, 2018, 8:26 pm
#1838
Join Date: Sep 2006
Posts: 524
To be clear, the second transaction was apparently blocked as a duplicate by AA, not the bank. I'm not sure how, since the card numbers/names of the payers were obviously different, but the recipient in both cases was me so perhaps that's it. In any case, it never appeared on my statement. The first transaction was charged and posted before being refunded by AA. The gift card phone rep was very vague on the reasons for the refund, but my sense is that for some reason it triggered a fraud tripwire. The charge itself posted to my statement, and then a corresponding credit from AA appeared a few days later - along with a separate $250 credit from CNB marked as "travel credit". It was definitely from that transaction, as those are the only $250 purchases I've made.
I'll report back if there's a clawback, though.
I'll report back if there's a clawback, though.
Nov 26, 2018, 3:09 pm
#1840
Join Date: Sep 2018
Posts: 150
Applied in-branch in Minneapolis last Thursday, banker informed me of approval on Monday, awaiting fulfillment after the holiday (likely next week). They cared about my paystubs and liquid assets, but not other assets nor any income/assets of AUs. Hard pull on Experian.
Has anyone gotten AA points purchase to trigger the reimbursement? AA’s the only the airline to process points purchases directly and presumably it shows up as a misc. fee.
Has anyone gotten AA points purchase to trigger the reimbursement? AA’s the only the airline to process points purchases directly and presumably it shows up as a misc. fee.
Nov 26, 2018, 3:48 pm
#1842
Join Date: Sep 2018
Posts: 150
Most of the app criteria DP’s I have seen are pretty speculative. Your experience is probably the most recent published one I have seen. I will keep watching. Thanks!
Nov 27, 2018, 7:14 am
#1843
Join Date: Dec 2017
Posts: 12
But I am still waiting for my travel rebate of $250 for purchasing a single AA giftcard. It has been almost a month. I will wait till my first statement.
Nov 27, 2018, 9:30 am
#1844
Join Date: Nov 2018
Posts: 3
Got approved two weeks ago. Bought an $250 american e-gc yesterday. I've been putting some regular spend here and there on my primary card so I will update you guys if I get the credit. In the meantime I'm going to spread out some spend on the AU cards before trying to purchase another e-gc