Nov 6, 2015, 11:03 pm
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)
Past bonuses were:
***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******
100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED
A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
Sources:
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
Past bonuses were:
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
$350 airline incidental credit per account (was $250 per AU)$95 Annual Fee per AU$32 per guest using PriorityPass (used to be free & unlimited)Elimination of $100 Visa Air Discount BenefitGroceries and Gas only earn 1x (used to be 3x)
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN
Dec 7, 2018, 10:11 pm
#1909
Join Date: Feb 2018
Posts: 12
I had something similar where the bank entered an authorized user's address incorrectly (or not at all). This made it tough for the AU to get an AA eGC. In my case, the authorized user's address defaulted to my address (main cardholder). The AU just entered my address as the billing address to solve the problem. Later contacted CNB to rectify the authorized user's home address.
Dec 8, 2018, 12:24 pm
#1910
Join Date: Dec 2015
Programs: AS MVP 100K, DL Platinum,WN A-list, Hyatt Globalist, Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 264
DP on Primary card:
$250 AA eGC purchased on Nov 30, Posted on Dec 03
$250 Rebate processed on Dec 04, Posted on Dec 06
Just purchased 3 x $250 for AA eGC for AU, will update once the credit posted.
$250 AA eGC purchased on Nov 30, Posted on Dec 03
$250 Rebate processed on Dec 04, Posted on Dec 06
Just purchased 3 x $250 for AA eGC for AU, will update once the credit posted.
Dec 8, 2018, 5:52 pm
#1911
Join Date: Mar 2008
Posts: 13
Dec 9, 2018, 8:08 pm
#1913
Join Date: Feb 2012
Posts: 197
I just got the card a few weeks ago and today activated 12 gogo passes from one of the cards onto my gogo account. Will I get another 12 on this card on January 1, or is it a rolling 12 months?
I've read here that each of my AU card numbers also get 12. That's great, but I'm wondering if I need to load up my account with all AU's 12 passes for 2018 before Jan 1 hits. The expiration date on the 12 I just added is 12/11/19.
I've read here that each of my AU card numbers also get 12. That's great, but I'm wondering if I need to load up my account with all AU's 12 passes for 2018 before Jan 1 hits. The expiration date on the 12 I just added is 12/11/19.
Dec 10, 2018, 12:59 am
#1914
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,722
This took me a long time to find so I am going to do everyone a favor here.
PGGM refers to an old Dan's deal thread where poster Platinum Guy first posted his idea for scoring a travel rebate on an Amex card. "Grand Mehalach" means "great idea" - from what I gather there are quite a few posters in that forum that enjoy yiddish references. The original PGGM was to purchase DL airline tickets, then make a separate purchase of $200 in seat upgrade fees, then cancel all transactions within 24 hours. The $200 Amex travel credit would often post before the airline refund transactions as airlines are well known for slow refunds. IMO this is borderline fraudulent as you are receiving a credit for a transaction that was cancelled. And ultimately it appears that Amex eliminated this loophole and the original PGGM died circa 2016
In the present tense, you can refer to the Wiki for legitimate transactions that qualify for the $200 travel credit on the CNB card. IMO it is not wise to process multiple large transactions (particularly in the same amount) on the same day as these may be rejected as duplicate transactions or worse. Similarly I don't find it wise to utilize PGGM for these transactions as it may draw additional scrutiny to your account and potentially shut down this benefit. YMMV
Be smart, not greedy. This is a great card with great perks including unlimited Priority Pass guests and other perks. Don't ruin it by abusing the system. Mahalo
PGGM refers to an old Dan's deal thread where poster Platinum Guy first posted his idea for scoring a travel rebate on an Amex card. "Grand Mehalach" means "great idea" - from what I gather there are quite a few posters in that forum that enjoy yiddish references. The original PGGM was to purchase DL airline tickets, then make a separate purchase of $200 in seat upgrade fees, then cancel all transactions within 24 hours. The $200 Amex travel credit would often post before the airline refund transactions as airlines are well known for slow refunds. IMO this is borderline fraudulent as you are receiving a credit for a transaction that was cancelled. And ultimately it appears that Amex eliminated this loophole and the original PGGM died circa 2016
In the present tense, you can refer to the Wiki for legitimate transactions that qualify for the $200 travel credit on the CNB card. IMO it is not wise to process multiple large transactions (particularly in the same amount) on the same day as these may be rejected as duplicate transactions or worse. Similarly I don't find it wise to utilize PGGM for these transactions as it may draw additional scrutiny to your account and potentially shut down this benefit. YMMV
Be smart, not greedy. This is a great card with great perks including unlimited Priority Pass guests and other perks. Don't ruin it by abusing the system. Mahalo
Dec 10, 2018, 10:19 am
#1915
Join Date: May 2014
Posts: 39
This took me a long time to find so I am going to do everyone a favor here.
PGGM refers to an old Dan's deal thread where poster Platinum Guy first posted his idea for scoring a travel rebate on an Amex card. "Grand Mehalach" means "great idea" - from what I gather there are quite a few posters in that forum that enjoy yiddish references. The original PGGM was to purchase DL airline tickets, then make a separate purchase of $200 in seat upgrade fees, then cancel all transactions within 24 hours. The $200 Amex travel credit would often post before the airline refund transactions as airlines are well known for slow refunds. IMO this is borderline fraudulent as you are receiving a credit for a transaction that was cancelled. And ultimately it appears that Amex eliminated this loophole and the original PGGM died circa 2016
In the present tense, you can refer to the Wiki for legitimate transactions that qualify for the $200 travel credit on the CNB card. IMO it is not wise to process multiple large transactions (particularly in the same amount) on the same day as these may be rejected as duplicate transactions or worse. Similarly I don't find it wise to utilize PGGM for these transactions as it may draw additional scrutiny to your account and potentially shut down this benefit. YMMV
Be smart, not greedy. This is a great card with great perks including unlimited Priority Pass guests and other perks. Don't ruin it by abusing the system. Mahalo
PGGM refers to an old Dan's deal thread where poster Platinum Guy first posted his idea for scoring a travel rebate on an Amex card. "Grand Mehalach" means "great idea" - from what I gather there are quite a few posters in that forum that enjoy yiddish references. The original PGGM was to purchase DL airline tickets, then make a separate purchase of $200 in seat upgrade fees, then cancel all transactions within 24 hours. The $200 Amex travel credit would often post before the airline refund transactions as airlines are well known for slow refunds. IMO this is borderline fraudulent as you are receiving a credit for a transaction that was cancelled. And ultimately it appears that Amex eliminated this loophole and the original PGGM died circa 2016
In the present tense, you can refer to the Wiki for legitimate transactions that qualify for the $200 travel credit on the CNB card. IMO it is not wise to process multiple large transactions (particularly in the same amount) on the same day as these may be rejected as duplicate transactions or worse. Similarly I don't find it wise to utilize PGGM for these transactions as it may draw additional scrutiny to your account and potentially shut down this benefit. YMMV
Be smart, not greedy. This is a great card with great perks including unlimited Priority Pass guests and other perks. Don't ruin it by abusing the system. Mahalo
Dec 10, 2018, 2:53 pm
#1916
Join Date: Dec 2018
Programs: UA
Posts: 1
May I ask did you see the credit posted on Dec 06 or Dec 04? I purchased $250 AA eGC on Dec 03 but have not yet seen the credit. I am afraid I will not get the credit since the account is quite new.
Dec 12, 2018, 1:23 pm
#1920
Join Date: Apr 2018
Posts: 8
Can someone tell me how long it takes to receive the card after approval? My banker is adamant the card cannot be expedited and will take 10 business days. However, I live in LA where I believe they are headquartered.
I have to submit my AUs upon approval, anyone have any datapoints on how long it takes for AU cards to be mailed?
Thank you.
I have to submit my AUs upon approval, anyone have any datapoints on how long it takes for AU cards to be mailed?
Thank you.