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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 2, 2015, 5:21 pm
  #91  
 
Join Date: Oct 2015
Posts: 12
Originally Posted by SanDiego1K
I don't see a requirement to specify the carrier. It seems that I can have charges reimbursed at more than one carrier.
This is one advantage I see over the Amex Plat card.
nickelanddimeman is offline  
Old Nov 2, 2015, 8:48 pm
  #92  
 
Join Date: Apr 2015
Posts: 24
How long did it take to apply at the bank?
needmref is offline  
Old Nov 2, 2015, 9:00 pm
  #93  
 
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
Got a letter that now groceries are also 3x
particlemn is offline  
Old Nov 2, 2015, 11:20 pm
  #94  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Paid Southwest fees, received reimbursement in 3 days. This is for international flight.

Last edited by yugi; Nov 2, 2015 at 11:26 pm
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Old Nov 3, 2015, 9:09 am
  #95  
Community Director Emerita
 
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,747
Originally Posted by yugi
Paid Southwest fees, received reimbursement in 3 days. This is for international flight.
Were taxes reimbursed?
SanDiego1K is offline  
Old Nov 3, 2015, 10:46 am
  #96  
 
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
has anyone tried the mileage plus X app to see if purchases are reimbursed
?
particlemn is offline  
Old Nov 3, 2015, 11:50 am
  #97  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Originally Posted by SanDiego1K
Were taxes reimbursed?
Yes. I paid a few more WN fees yesterday.
yugi is offline  
Old Nov 3, 2015, 12:44 pm
  #98  
 
Join Date: Sep 2011
Location: World
Programs: Alaska, AA, UA, DL, SPG, AMEX
Posts: 278
Originally Posted by yugi
Yes. I paid a few more WN fees yesterday.
Just looking to be more clear. Their T&C mentions no reimbursement for award fees. Was the WN reimbursement related to award redemption?
murtuza is offline  
Old Nov 3, 2015, 3:38 pm
  #99  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Originally Posted by murtuza
Just looking to be more clear. Their T&C mentions no reimbursement for award fees. Was the WN reimbursement related to award redemption?
Yes, I paid for a flight with points, and for fees with City CC. Yesterday I added companion, and paid two more fees for that. They post as follows:
Merchant Information SOUTHWES 34834545543
800-435-9792 ,TX 75235
Country Code US -UNITED STATES
Transaction Date 10/26/2015
Posted On 10/28/2015
Transaction Type Purchase
Amount $25.32
Currency US Dollar (USD)
Reference Number 328947325907825930
Original Account Number XXXX-XXXX-XXXX-4540
MCC Description SOUTHWEST AIRLINES

And then the reimbursement came:

Merchant Information TRAVEL FEE REBATE
THANK YOU , 00 00000
Country Code
Transaction Date 10/29/2015
Posted On 11/02/2015
Transaction Type Miscellaneous Credit
Amount $25.32
Currency US Dollar (USD)
Reference Number 567567867867867
Original Account Number XXXX-XXXX-XXXX-4540
MCC Description
yugi is offline  
Old Nov 3, 2015, 4:35 pm
  #100  
 
Join Date: Sep 2011
Location: World
Programs: Alaska, AA, UA, DL, SPG, AMEX
Posts: 278
Originally Posted by yugi
Yes, I paid for a flight with points, and for fees with City CC.
Thanks!
murtuza is offline  
Old Nov 4, 2015, 5:48 pm
  #101  
 
Join Date: Apr 2015
Posts: 24
Has anyone tried to see if airline gift cards get reimbursed?
needmref is offline  
Old Nov 4, 2015, 6:07 pm
  #102  
 
Join Date: Jun 2014
Posts: 87
Met spending 10/25 . Bonus and spending points posted on 11/03 . 105000 points for 1k visa gift card . It is good deal .
bayareas is offline  
Old Nov 4, 2015, 8:35 pm
  #103  
 
Join Date: Sep 2012
Posts: 4,431
I wanted to apply for this but thought it was good until later. DoC says dead.
DaveInLA is offline  
Old Nov 4, 2015, 11:46 pm
  #104  
 
Join Date: Dec 2007
Posts: 118
Originally Posted by DaveInLA
I wanted to apply for this but thought it was good until later. DoC says dead.
It is not dead. You have to go in branch, and you need to meet their their ballerness quotient. I have been referring a bunch of people to a specific branch and my relationship manager is very happy.
gmangg is offline  
Old Nov 5, 2015, 11:26 am
  #105  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Originally Posted by bayareas
Met spending 10/25 . Bonus and spending points posted on 11/03 . 105000 points for 1k visa gift card . It is good deal .
Me too. Received 100k, ordered $1k visa GC.
yugi is offline  


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