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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 10, 2015, 5:25 pm
  #121  
 
Join Date: Aug 2009
Location: NYC
Programs: UA Gold, Delta Gold, AA Plat
Posts: 1,269
Do online orders at places like Orbitz or Expedia receive the 3 points per 1 USD?
flyinghigh77 is offline  
Old Nov 11, 2015, 1:36 pm
  #122  
 
Join Date: Nov 2015
Posts: 1
Has anyone tried using this card to fund a citigold account?
faffing is offline  
Old Nov 12, 2015, 7:11 am
  #123  
 
Join Date: Dec 2014
Location: RNO
Posts: 89
just adding a data point that I used the card to fund Visa Buxx. Initially came through as a cash advance but changed to code as purchase.
Smileycj1 is offline  
Old Nov 12, 2015, 8:01 am
  #124  
 
Join Date: Mar 2015
Posts: 7
Originally Posted by Smileycj1
just adding a data point that I used the card to fund Visa Buxx. Initially came through as a cash advance but changed to code as purchase.
Same for me.
cletus_cassidy is offline  
Old Nov 12, 2015, 8:03 am
  #125  
 
Join Date: Mar 2015
Posts: 7
Originally Posted by cletus_cassidy
Did a $50 test purchase at United. Posted as:

UNITED 0160905595045
800-932-2732 ,TX 77002

No credit yet but will report back.
I can confirm that I received a $50 credit for the purchase via United gift registry.
cletus_cassidy is offline  
Old Nov 12, 2015, 8:17 am
  #126  
 
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
Originally Posted by particlemn
I did a test purchase thru the mileage plus X app and pending showed up under merchant code 5999 not united 3000 so looks like it wont get credited.
posted as specialty merchant, so looks like a nogo on mpx
particlemn is offline  
Old Nov 12, 2015, 9:17 am
  #127  
Community Director Emerita
 
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,755
Originally Posted by cletus_cassidy
I can confirm that I received a $50 credit for the purchase via United gift registry.
That's good news. How long did it take between purchase and credit?
SanDiego1K is offline  
Old Nov 12, 2015, 9:37 am
  #128  
 
Join Date: Mar 2015
Posts: 7
Originally Posted by SanDiego1K
That's good news. How long did it take between purchase and credit?
Two days.
cletus_cassidy is offline  
Old Nov 12, 2015, 9:37 am
  #129  
 
Join Date: Dec 2014
Location: RNO
Posts: 89
I also just bought a $50 southwest gift cert so I'll let you guys know.
Smileycj1 is offline  
Old Nov 12, 2015, 1:23 pm
  #130  
 
Join Date: Sep 2012
Posts: 4,431
Just applied at my local branch. I see previous applicants here got their approval notice the following day. Is that what I should expect? The banker said up to 5 days.
DaveInLA is offline  
Old Nov 12, 2015, 1:25 pm
  #131  
Community Director Emerita
 
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,755
Originally Posted by DaveInLA
Just applied at my local branch. I see previous applicants here got their approval notice the following day. Is that what I should expect? The banker said up to 5 days.
It took a week for mine; a couple days less for my husband.
SanDiego1K is offline  
Old Nov 12, 2015, 2:16 pm
  #132  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Another 2 Southwest fee rebates posted. This time it took a week.
Also CLEAR membership rebate posted.
CLEAR is a joke, and they want $179 per year for it. Global Entry/TSA Pre is much better and cheaper option.
yugi is offline  
Old Nov 12, 2015, 3:24 pm
  #133  
Community Director Emerita
 
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,755
Remember to sign up for your free 12 GoGo passes. You have to create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. Passes are good on North American flights for these airlines.
SanDiego1K is offline  
Old Nov 12, 2015, 3:31 pm
  #134  
 
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
Has anyone tried to add a second global entry purchase on the same card to see if it might come up as airline reimbursement. I saw TSA precheck is an option for part of the 250 fee but its not needed if one has global entry. I need to purchase one more GE and though I would see if any one else had tried.
particlemn is offline  
Old Nov 14, 2015, 8:10 pm
  #135  
 
Join Date: Sep 2012
Posts: 35
does PGGM work for the $250 airline credit?
bernardcyc is offline  


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