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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Jan 12, 2023, 6:51 pm
  #3661  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,863
Originally Posted by EasternTraveler
I did the purchases on December 29th.
Annual Fee posted December 30th.
No reimbursement as of today the 6th.
Still nothing as of the 12th
EasternTraveler is offline  
Old Jan 13, 2023, 12:31 am
  #3662  
 
Join Date: Jan 2014
Posts: 286
Hope they can still reimburse after having to pay $31m
https://www.npr.org/2023/01/12/11487...doj-settlement
crapz1 is offline  
Old Jan 13, 2023, 10:43 am
  #3663  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,863
Originally Posted by crapz1
Hope they can still reimburse after having to pay $31m
https://www.npr.org/2023/01/12/11487...doj-settlement
I saw that this morning and thought, oh my, how will I end up paying for this?
EasternTraveler is offline  
Old Jan 14, 2023, 1:14 pm
  #3664  
 
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Originally Posted by EasternTraveler
Still nothing as of the 12th
I purchased some cheap AS tickets on Dec 30 that previously had always triggered the credit. Nothing as of Jan 14. Looks like I need to downgrade to the no AF card.
milypan is offline  
Old Jan 16, 2023, 5:19 am
  #3665  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,863
Originally Posted by milypan
I purchased some cheap AS tickets on Dec 30 that previously had always triggered the credit. Nothing as of Jan 14. Looks like I need to downgrade to the no AF card.
Yes, I am still waiting.
EasternTraveler is offline  
Old Jan 18, 2023, 7:08 am
  #3666  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,863
Good grief! How long is it going to take this time? TWENTY-ONE days and counting. At what point should I call? ANY DP'S OUT THERE FOLKS?
EasternTraveler is offline  
Old Jan 18, 2023, 7:21 am
  #3667  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,863
Originally Posted by milypan
I purchased some cheap AS tickets on Dec 30 that previously had always triggered the credit. Nothing as of Jan 14. Looks like I need to downgrade to the no AF card.
Did you call to get the rebate?
EasternTraveler is offline  
Old Jan 20, 2023, 1:20 pm
  #3668  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,863
Is anyone left in this thread? Do any of you have any DP's for the end of last year or the first of this year?
EasternTraveler is offline  
Old Jan 22, 2023, 7:50 am
  #3669  
 
Join Date: Apr 2002
Posts: 2,948
There is always a transition period of a few weeks when the new year begins and reimbursements occur.
TTT103 is offline  
Old Jan 23, 2023, 5:10 pm
  #3670  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,863
Originally Posted by TTT103
There is always a transition period of a few weeks when the new year begins and reimbursements occur.
I pulled the trigger and called in for a ticket to get it done. They said done, give it a few days. We will see.
TTT103 likes this.
EasternTraveler is offline  
Old Jan 23, 2023, 5:11 pm
  #3671  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,863
Does anyone use their Lounge Membership reimbursement benefit?
EasternTraveler is offline  
Old Jan 25, 2023, 5:53 pm
  #3672  
 
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Originally Posted by EasternTraveler
Did you call to get the rebate?
No, since I've done this for years (and it's always automatically credited), I'd prefer not to draw attention to any of the previous rebates. I was already on the fence about keeping this card anyway.
milypan is offline  
Old Jan 26, 2023, 5:30 pm
  #3673  
 
Join Date: Apr 2002
Posts: 2,948
Originally Posted by EasternTraveler
Does anyone use their Lounge Membership reimbursement benefit?
Yes, I used it the last few years, with the last $550 reimbursement being in July of 2022.

However, except for the $5K promo that they ran a few months ago, I don't plan on spending $50K on the card this year. I need to rid myself of my points over the next few years and downgrade the card.
TTT103 is offline  
Old Jan 27, 2023, 10:54 am
  #3674  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,863
Originally Posted by TTT103
Yes, I used it the last few years, with the last $550 reimbursement being in July of 2022.

However, except for the $5K promo that they ran a few months ago, I don't plan on spending $50K on the card this year. I need to rid myself of my points over the next few years and downgrade the card.
Is the $550 based on a certain amount of spend? I did not see that in the T&C.
EasternTraveler is offline  
Old Jan 30, 2023, 10:04 pm
  #3675  
 
Join Date: Apr 2022
Posts: 2
any update?
My Data points
  • 12/2 purchase: rebated back
  • 12/16 purchase: not reimbursed
  • 12/20 purchase: not reimbursed
  • Maybe they changed something around 12/16
Leefrank is offline  


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