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City National Bank Crystal Visa Infinite (USA); NY, DE, GA, TN, NV, CA.

City National Bank Crystal Visa Infinite (USA); NY, DE, GA, TN, NV, CA.

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Old Mar 6, 18, 8:36 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: SanDiego1K
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***** #1502 - New signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

Past bonuses were:

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE, DC (in 2018), GA, TN, MN, NV and CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee free the first year, then $400 annually.

Register your card for online access (Cnb.com/creditcardonline) and register separately for the award page (www.cnbrewards.com). Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees

What doesn't work
AS: Award ticket fees, $130ish
DL:GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
WN: GC

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016 and 2017 airline incidental credits did not start posting until the third week of January.

For further information, see this
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Old Dec 7, 17, 10:27 pm
  #1471  
 
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AS MVPG 75K
Posts: 614
Originally Posted by jediwho View Post
I got the same letter. Metal is interesting but the $550 for lounge membership is not that exciting as it's per account and not card. Essentially they are giving you 1% more as cash back if you spend $50K a year. They need to make their rewards program more interesting before I start spending on this card.
Yup. Maybe if I bought way more groceries than I do...
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Old Dec 8, 17, 4:58 am
  #1472  
 
Join Date: Jul 2014
Location: LAX
Programs: AS 75K, Hilton Diamond, SPG Gold, IHG Platinum
Posts: 1,118
Originally Posted by milypan View Post
Yup. Maybe if I bought way more groceries than I do...
There too I end up putting most of my spending on Amex EDP. Sometimes I feel that the product managers running these credit card programs don't really know what competition is offering. Essentially, what CNB is offering is a high end Discover or City 2% cash back cards and they want high spending customers who travel a lot for this card. You will get high spending customers, just that they want spend on this card.
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Old Dec 8, 17, 7:04 am
  #1473  
 
Join Date: May 2014
Posts: 33
Ugh another metal card. Who told these people that you cannot be a luxury card unless it's made out of metal?? Give us real benefits please!
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Old Dec 8, 17, 10:13 am
  #1474  
 
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AS MVPG 75K
Posts: 614
Originally Posted by aerialfish View Post
Ugh another metal card. Who told these people that you cannot be a luxury card unless it's made out of metal?? Give us real benefits please!
I am very pleased with the current CNB Crystal benefits package. When I first saw the lounge credit announcement I was afraid that it was replacing the airline incidentals credit.
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Old Dec 8, 17, 12:03 pm
  #1475  
 
Join Date: Mar 2011
Location: NY, NY
Posts: 496
Originally Posted by milypan View Post
I am very pleased with the current CNB Crystal benefits package. When I first saw the lounge credit announcement I was afraid that it was replacing the airline incidentals credit.
Agreed, I really like the benefits on this card, though I do wish the points could be redeemed to offset charges to the card at say 1.25cpp
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Old Dec 8, 17, 3:18 pm
  #1476  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH & HY
Posts: 2,795
Originally Posted by mackaikai View Post
finally got my 70k sign up bonus points. opened the account back in 4/2017. Reached purchase requirement within 3 weeks. Called reward departments 5 times without any help. Finally had my banker call his credit card department guy and was finally given the 70k sign up bonus.
Is there any sign up bonus right now?
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Old Dec 9, 17, 10:19 am
  #1477  
 
Join Date: May 2011
Location: CT
Programs: HHonors Silver
Posts: 420
Anyone know the timeline for signup bonus posting? I've met the spending for a couple weeks now, haven't got the signup bonus.
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Old Dec 9, 17, 7:46 pm
  #1478  
 
Join Date: Aug 2012
Posts: 168
What is the minimum age for an authorized user? Thanks.
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Old Dec 10, 17, 8:53 am
  #1479  
 
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AS MVPG 75K
Posts: 614
Originally Posted by junks2010 View Post
What is the minimum age for an authorized user? Thanks.
15.
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Old Dec 10, 17, 10:30 am
  #1480  
 
Join Date: Apr 2010
Location: SFO
Programs: A3 *G; HH Diamond;
Posts: 1,493
Originally Posted by junks2010 View Post
What is the minimum age for an authorized user? Thanks.
Originally Posted by milypan View Post
15.
Interesting. My banker made me wait until AU is 18 to add.
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Old Dec 11, 17, 9:22 am
  #1481  
 
Join Date: Jul 2017
Posts: 25
I have a huge 8k transaction that is stil in pending for almost 2 weeks. Usually transaction take 3 days to post. Did anyone run into this before?
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Old Dec 12, 17, 11:15 am
  #1482  
 
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AS MVPG 75K
Posts: 614
Originally Posted by geclub1 View Post
Interesting. My banker made me wait until AU is 18 to add.
My banker quoted me 15. I did not test it (all my AUs are adults).
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Old Dec 12, 17, 11:18 am
  #1483  
mia
FlyerTalk Evangelist, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA 2MM Perpetual Platinum; HH, Marriott & SPG Gold
Posts: 34,494
Originally Posted by misenlai View Post
... transaction that is still in pending for almost 2 weeks. ...
In general, the merchant controls the posting time, not the card issuer.
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Old Dec 14, 17, 7:34 pm
  #1484  
 
Join Date: Mar 2003
Location: Los Altos, CA
Posts: 17
My renewal is coming up in a couple weeks and I'm really torn on whether to renew or not. I have been surprised by how much I used CLEAR (they are at almost all the airports I fly out of) but that benefit is gone. United's Gift Registry seems permanently unavailable. United no longer offers Gogo on its planes (at least none of the flights I've taken this past year). I already have a United Club Card (can you tell that I'm shackled to United?), although I'm curious about maybe ditching that and using the new lounge credit to pay for that instead. I've used the Priority Pass benefit a few times as well as the $100 Visa discount.

The Gift Registry is really what made this card pay for itself. Are there any other ways to, um, leverage that incidentals credit with United (other than, you know, incidentals which I never have)?
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Old Dec 15, 17, 10:22 am
  #1485  
 
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AS MVPG 75K
Posts: 614
Originally Posted by pmarcos View Post
My renewal is coming up in a couple weeks and I'm really torn on whether to renew or not. I have been surprised by how much I used CLEAR (they are at almost all the airports I fly out of) but that benefit is gone. United's Gift Registry seems permanently unavailable. United no longer offers Gogo on its planes (at least none of the flights I've taken this past year). I already have a United Club Card (can you tell that I'm shackled to United?), although I'm curious about maybe ditching that and using the new lounge credit to pay for that instead. I've used the Priority Pass benefit a few times as well as the $100 Visa discount.

The Gift Registry is really what made this card pay for itself. Are there any other ways to, um, leverage that incidentals credit with United (other than, you know, incidentals which I never have)?
They might reimburse super cheap tickets (i.e. $40-50). So in theory you could try buying a very cheap ticket and then canceling it within 24 hours, but ask for a voucher instead of a refund to the original form of payment. Would be a pretty significant PITA though, especially if you had to get an agent involved (I forget if you can get a voucher for online cancellation). Sounds more like it’s probably not the card for you.

Edit: I should also note that to fully use the credit you’d have to do this many times (especially if you have AUs too). Eventually there is some risk on the UA side that they come after your miles/status because you are “purchasing with the intent to cancel.”
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