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4 Hard pulls!

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4 Hard pulls!

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Old Dec 27, 2013 | 11:02 pm
  #16  
jeremywight
 
Join Date: Jun 2012
Location: GSP, BOI, KBV
Programs: I'll take whatever points I can get...
Posts: 255
Originally Posted by orbit1
With my last churn of 3 cards I went from 1 hard pull to 4 hard pulls and dropped my credit score from 759 to 742 (good)! I am in the planning process to take 6 to Hawaii in May and I need to start building hilton points. I have the points for the flights. How long before my credit recovers the 8 points I need to get back to excellent? I've researched this forum but haven't gotten a feel for how long it takes for these hard pulls to drop off....Thank you!
I don't know about how long it takes for them to drop off, but I do my rounds every 90 days and my score rebounds typically to a point or two higher than 3 months earlier. If you're not using Credit Sesame or Credit Karma yet check them out, you can see a graph of your score which is fun to watch the valleys and peaks when you apply and then rebound. That is if you like graphs like me
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Old Dec 28, 2013 | 6:32 am
  #17  
orbit1
Original Poster
 
Join Date: Jul 2013
Posts: 29
Jeremy, I DO use creditKarma. That's where I'm getting my numbers! And you are right I enjoy watching my credit rebound, but I have not experienced this "hard pull" bringing my credit down
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Old Dec 28, 2013 | 7:40 am
  #18  
mbece
 
Join Date: May 2013
Location: Austin, TX
Programs: AA ExPlat, UA Silver, Marriott Lifetime Gold
Posts: 715
Originally Posted by orbit1
Jeremy, I DO use creditKarma. That's where I'm getting my numbers! And you are right I enjoy watching my credit rebound, but I have not experienced this "hard pull" bringing my credit down
If you're relying on CK for your numbers, you may be in for a surprise. Remember CK is not a true IICO score.
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Old Dec 28, 2013 | 11:42 am
  #19  
johnnie198x
 
Join Date: Nov 2008
Programs: SPG Gold, Hilton Diamon, IHG Spire
Posts: 374
Originally Posted by orbit1
I had a suggestion from a travel blogger to build hilton points with citi cards but that might not be the best suggestion!
It was a good suggestion until earlier this year when Hilton devalued.
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