Apr 10, 2014, 10:55 am
Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
Sep 23, 2015, 9:48 pm
#1546
Join Date: Oct 2011
Posts: 54
Sep 23, 2015, 10:21 pm
#1547
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
exactly, we can't see the cumulative numbers, only the incremental ones. the new update is a piece of crap.
Sep 25, 2015, 10:34 pm
#1548
Join Date: Feb 2011
Location: CVG
Programs: Hyatt Giraffe
Posts: 1,664
This limit can change as your account seasons and as you use the feature. I started out with $6K a month and now can do ~$50K.
Sep 27, 2015, 3:43 pm
#1551
Join Date: Jul 2015
Posts: 26
Have those of you with the rewards version of the card (the one that can be redeemed toward airfare for 1.5 cents per point) consistently had the redemption rate increase to 1.75 cents per point toward airfare after spending $50K? I have seen a few reports of this, but not widely reported. I need to book a ticket to St Croix for Labor Day weekend and am wondering if I should wait (I should hit $50K this billing cycle). Thanks in advance
Also, do we know if that 50K spend has to be done in the first year?
Sep 29, 2015, 7:46 am
#1552
Join Date: Dec 2011
Posts: 253
I have the cashback card and my promotional period recently ended. I am thinking of cancelling and applying for the 5x Rewards Card to take advantage of another 6 month promo period.
Is there any practical difference between the value of the rewards versus cashback? Do the rewards post in the same timeframe as cashback (i.e. end of each month; the terms say two to three billing periods)?
Is there any practical difference between the value of the rewards versus cashback? Do the rewards post in the same timeframe as cashback (i.e. end of each month; the terms say two to three billing periods)?
Sep 29, 2015, 5:38 pm
#1553
Join Date: Mar 2010
Posts: 1,173
currency vs points that can be turned to cash...same timeframe, end of each statement.
I'm curious if you can get the bonus on both cards. I doubt it, that's why after my wife's 6 months ended on the cash card, I signed up for the points card. It would be awesome if we could switch products and get another year....let us know what happens.
I'm curious if you can get the bonus on both cards. I doubt it, that's why after my wife's 6 months ended on the cash card, I signed up for the points card. It would be awesome if we could switch products and get another year....let us know what happens.
Sep 29, 2015, 9:23 pm
#1554
Join Date: Oct 2009
Location: SFO
Posts: 515
Can anyone else confirm they received the bump-up to 1.75 cents after 50K spend? My 6-month bonus period is over, and I've done about 43K spend, so I'm wondering if it's worth going for 50K and hoping it kicks in for me. Frequent Miler mentioned a 30K threshold, but that was a while ago, and I'm still stuck at 1.5 cents.
Also, do we know if that 50K spend has to be done in the first year?
Also, do we know if that 50K spend has to be done in the first year?
Oct 1, 2015, 8:19 am
#1556
Join Date: Oct 2011
Posts: 54
Oct 11, 2015, 7:25 am
#1557
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
my 6 month promotion ended on 9/18 and all the rewards showed pending Expected Redeemable Date 10/11/2015. my statement closed on 10/09...I just checked the pending rewards, they become Pending - Expected Redeemable Date 11/11/2015. not sure that the heck is going on with wells fargo.
Oct 11, 2015, 8:23 am
#1558
Join Date: Jan 2012
Programs: united 1k
Posts: 186
can i ask how do you know "my 6 month promotion ended on 9/18"?
you start counting from receipt of your card ?
you start counting from receipt of your card ?
my 6 month promotion ended on 9/18 and all the rewards showed pending Expected Redeemable Date 10/11/2015. my statement closed on 10/09...I just checked the pending rewards, they become Pending - Expected Redeemable Date 11/11/2015. not sure that the heck is going on with wells fargo.
Oct 11, 2015, 8:39 am
#1559
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Oct 11, 2015, 3:25 pm
#1560
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
my 6 month promotion ended on 9/18 and all the rewards showed pending Expected Redeemable Date 10/11/2015. my statement closed on 10/09...I just checked the pending rewards, they become Pending - Expected Redeemable Date 11/11/2015. not sure that the heck is going on with wells fargo.