Apr 10, 2014, 10:55 am
Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
Sep 6, 2015, 5:20 pm
#1517
Join Date: Apr 2005
Location: NYC
Posts: 1,756
Read the thread and did not see a definite answer. Anyone figured out how to find the accurate statement close date? It is not listed anywhere online or in the previous statement. I was told by one CSR that statements are generated every 30 days (regardless of weekends, holidays) and by other CSR that it is always 5th day after the previous statement's min. due date. Trying to figure out when and how much to pay before the close without overpaying it. My history is also too short to figure out a pattern. Thanks.
Sep 7, 2015, 11:33 am
#1518
Join Date: Aug 2013
Posts: 415
Read the thread and did not see a definite answer. Anyone figured out how to find the accurate statement close date? It is not listed anywhere online or in the previous statement. I was told by one CSR that statements are generated every 30 days (regardless of weekends, holidays) and by other CSR that it is always 5th day after the previous statement's min. due date. Trying to figure out when and how much to pay before the close without overpaying it. My history is also too short to figure out a pattern. Thanks.
17th in months with 30 days
18th for 31 month days
15th for Feb.
You get the idea. If you haven't had a close yet call up the 1800 number and find out what yours is. They should be able to tell you for your current billing cycle.
Sep 7, 2015, 12:38 pm
#1519
Join Date: Aug 2010
Location: CLT
Programs: AA, UA, BA, Hilton Diamond, Marriott Gold, IHG Platinum
Posts: 2,074
Read the thread and did not see a definite answer. Anyone figured out how to find the accurate statement close date? It is not listed anywhere online or in the previous statement. I was told by one CSR that statements are generated every 30 days (regardless of weekends, holidays) and by other CSR that it is always 5th day after the previous statement's min. due date. Trying to figure out when and how much to pay before the close without overpaying it. My history is also too short to figure out a pattern. Thanks.
Sep 8, 2015, 6:49 am
#1520
Join Date: Jan 2015
Posts: 14
If I have had a WF Platinum card since about 5+ years ago (no idea if it even had a 5x promo), do I need to close it before going for the CB card? Would you change your answer if I told you my Platinum recently expired and the new card they sent me said CB on it (as if they're phasing out the Platinum)?
Sep 10, 2015, 10:08 pm
#1523
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,644
I went back into my reward history and double checked. I can confirm that's what happened in my account.
Sep 15, 2015, 11:04 pm
#1525
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
I found the best approach is to just write a check to yourself , then deposit the check into your wells fargo checking account. I did it yesterday morning and the money was available this morning. I was wondering if there will be a holding to my check and it turned out to be no holding for my case. (11k check deposit).
Sep 15, 2015, 11:14 pm
#1526
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
My experience is as follows. When WF posts charge into your account, it back dates to the transaction date. Therefore, I think you will get all bonus for transactions made on the last day of the promotion.
I went back into my reward history and double checked. I can confirm that's what happened in my account.
I went back into my reward history and double checked. I can confirm that's what happened in my account.
Trans Date Posting Date
09/08/15 09/10/15 WALGREENS
09/09/15 09/10/15 ALGREENS
since statement closed 9/9, those 2 transaction couldn't be processed before the closing date, so they were not back dated.
Sep 16, 2015, 3:16 am
#1527
Join Date: Mar 2014
Posts: 148
Fraud alert!
Both my Wells Fargo credit card and Checking/Debit card have been hacked. They only did $25 transactions each day for 4 days on my signature card via "Paypal Gifts". Then tonight I activated my new signature card they sent me via Fedex to find out that a transaction of $2999.99 was auto deducted from my checking account on 9/15 from "VENMO PAYMENT 99576523 MAZAHIR HUSAIN"
I called Wells Fargo Fraud Department and they opened a case and gave me the phone number and transaction ID to call. I called the number and its a voicemail to Venmo Support. Has anyone else had this happen to them???
I called Wells Fargo Fraud Department and they opened a case and gave me the phone number and transaction ID to call. I called the number and its a voicemail to Venmo Support. Has anyone else had this happen to them???
Sep 17, 2015, 10:04 am
#1529
Join Date: Aug 2013
Posts: 714
Sep 17, 2015, 11:42 am
#1530
Join Date: Dec 2013
Posts: 80
first add the external account inside your wells fargo account ( 2 trial deposits for verification). there is a $6k limit for 30 days limit for ACH pull ( no fee). it takes 3 business days for money to show up after initiating the ACH pull in your wells fargo account.
I found the best approach is to just write a check to yourself , then deposit the check into your wells fargo checking account. I did it yesterday morning and the money was available this morning. I was wondering if there will be a holding to my check and it turned out to be no holding for my case. (11k check deposit).
I found the best approach is to just write a check to yourself , then deposit the check into your wells fargo checking account. I did it yesterday morning and the money was available this morning. I was wondering if there will be a holding to my check and it turned out to be no holding for my case. (11k check deposit).