Jan 2, 2017, 9:16 am
Last edit by: yugi
Ways to get high rewards or bonus on credit card spending:
1. sign-on bonus, miles, UR or MR points, free nights and cash rewards
2. on-going rewards, points or cashback
3. spending bonus for extra points/$ or status, like spending $10,000 to get extra 20k points etc.
Cards with large spending bonus: (alphabetical)
AmEx Delta Skymiles Gold: $25,000 MQD waived for elite status
AmEx HH Ascend: $40,000 to Diamond
Barclay Aviator Red: $25,000 for $3,000 EQD
BofA Merrill +: $50,000 for additional $200 travel credit
Chase Ritz Carlton: $10,000 to renew Gold status. Subject to change from 8/1/2018
Chase United MileagePlus Explorer: $25,000 for 10,000 United miles
A lot more to list...
Cards that earn better than 1 airline mile (or points convertible 1:1 to airline miles) per dollar: (alphabetical)
Amex Blue Business Plus - 2x MRs on up to $50k per year. No AF, FTF.
Amex Blue for Business - 1.3x MRs (Another card needed in order to transfer, such as Amex ED/EDP/PRG/BGR/Plat etc). No AF, FTF. Discontinued, replaced by BBP.
Amex Business Platinum - 1.5x for charges over $5,000 up to 1M extra points ($2M spend) AF $450, no FTF. Many other perks.
Amex EveryDay - 1.2x if you make 20+ charges per cycle. No AF, FTF.
Amex EveryDay Preferred - 1.5x if you make 30+ charges per cycle. AF $95, FTF.
Bank of America Virgin Atlantic MasterCard - 1.5x VS miles, 2x if you spend $15k per year, 2.1x if you spend $25k per year. AF $90, no FTF.
Bank of America Air France KLM Mastercard - 1.5x AF miles. AF $89, no FTF.
Barclaycard Arrival Premier - 1.43x for all partners except JAL, AC (1.18x). You will get 2.14x on all partners except JAL, AC (1.76x), if you spend $15k or $25k per year. AF $150, FYF, no FTF. Discontinued.
Capital One Venture X Visa - 2x on all partners, except Accor and EVA. AF $395, no FTF, many other perks.
Capital One Spark Miles Business Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture One Visa - 1.25x on all partners, except Accor and EVA. no AF, no FTF.
Capital One Spark Miles Select Business Visa - 1.5x on all partners, except Accor and EVA. No AF, no FTF.
Chase Freedom Unlimited Visa - 1.5x URs (Another card needed in order to transfer, such as CSR/CSP/Ink Plus/Ink Bold/Ink Preferred). No AF, FTF.
Chase Ink Unlimited Business Visa - 1.5x URs, Same as Freedom Unlimited
Citi Double Cash MC - 2x TYP. You need a premium Citi card, (Premier, Prestige or Chairman) to transfer to partners other than JetBlue at 1:1 ratio. No AF, FTF.
Cards that earn hotel points
Amex Hilton Honors - 3x HH points, no AF, no FTF
Amex Hilton Honors Surpass - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Business - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Aspire - 3x HH points, AF $450, no FTF, lots of perks.
Amex Bonvoy - 2x Marriott points. AF $95, FYF, no FTF. Discontinued.
Amex Bonvoy Business - same as Amex Bonvoy. AF $125, no FTF.
Amex Bonvoy Brilliant - same as Amex Bonvoy. AF $450
Barclaycard Choice Privileges Visa - 2x on everything. No AF, FTF.
Barclaycard Wyndham Rewards Visa - 2x (grandfathered versions 2x on everything). AF $69/$0, FTF.
Chase Bonvoy Boundless Visa - same as Amex Bonvoy.
Chase IHG Traveler MC - 2x on everything. No AF, no FTF.
Chase IHG Premier/Premier Business MC - 3x on everything. AF $99, no FTF.
Chase Ritz-Carlton Visa Infinite - same as Amex Bonvoy. AF $450, no FTF. Discontinued, but can be obtained via PC from another Chase Bonvoy card.
FNBO Best Western Rewards Premium MC - 2x BW points. AF $59, no FTF
FNBO Best Western Rewards MC - 2x BW points. No AF, no FTF
2%+ Cashback Cards: (by % amount)
US Bank Altitude Reserve Visa - 4.5% towards travel (cashout possible), if you use Android Pay, Samsung Pay, Apple Pay or LG Pay for in-person, in-app or online purchases. AF $400, no FTF, many other perks.
Barclaycard Priceline Rewards Visa (grandfathered 2x/5x version) - 3.33% if redeemed against Priceline or travel purchases, 2% if redeemed for everything else. No AF, no FTF.
AOD CU Visa Signature - 3% on everything. No AF, no FTF. Discontinued.
Synchrony Paypal Cashback Mastercard - 3% if paid with Paypal, 2% everywhere else, no AF, FTF.
Barclaycard Arrival Premier MC - 3% if you spend exactly $15k or $25k, 2%, if you spend less than $15k. AF $150, FYF, no FTF, some perks. Discontinued.
Bank of America Travel Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. No AF, no FTF.
Bank of America Premium Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $95, no FTF, some perks.
Bank of America Premium Rewards Elite Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $550, no FTF, many other perks.
USAA Limitless Cashback Rewards Visa - 2.5% (must be USAA member, with $1k direct deposit per month). no AF. Discontinued.
Alliant Cashback Visa Signature - 2.5% up to $10k per cycle, if you have $1k on your checking account. No AF, no FTF.
Barclaycard Arrival Plus MasterCard - 2.1% if you redeem for travel purchases. AF $89, no FTF. Discontinued.
Discover it Miles - 3% (first year only, 1.5% after that). No AF, no FTF.
Exactly 2% Cashback Cards: (alphabetical)
Amex Blue Business Cash - 2% on up to $50k per year. No AF, FTF.
BBVA Compass Rewards Visa - 2%, if you receive $1000 in direct deposits per month to checking account. No AF.
Blispay Visa - 2%. No AF.
Citi Double Cash MasterCard - 2%. No AF, FTF.
Capital One Spark Cash Business Visa - 2%. AF $95, FYF, no FTF.
Capital One Spark Miles Business Visa - 2% if redeemed for travel. AF $95, FYF, no FTF.
Capital One Venture Visa - 2% if you redeem for travel purchases. AF $95, FYF, no FTF.
Capital One Venture X Visa - 2% if you redeem for travel purchases. AF $395, no FTF, many other perks.
Fidelity Rewards Visa - 2%. No AF.
PenFed Power Cash Rewards Visa (with Honors Advantage) - 2%. No AF, no FTF.
PNC Premier Traveler Visa - 2% if you redeem for travel purchases. AF $85, FYF, no FTF.
State Department Federal CU Premium Cashback+ Visa - 2%, no AF, no FTF.
Synchrony Paypal Cashback MC - 2% for non-PayPal purchases, no AF, FTF.
Too many to list.
1. sign-on bonus, miles, UR or MR points, free nights and cash rewards
2. on-going rewards, points or cashback
3. spending bonus for extra points/$ or status, like spending $10,000 to get extra 20k points etc.
Cards with large spending bonus: (alphabetical)
AmEx Delta Skymiles Gold: $25,000 MQD waived for elite status
AmEx HH Ascend: $40,000 to Diamond
Barclay Aviator Red: $25,000 for $3,000 EQD
BofA Merrill +: $50,000 for additional $200 travel credit
Chase Ritz Carlton: $10,000 to renew Gold status. Subject to change from 8/1/2018
Chase United MileagePlus Explorer: $25,000 for 10,000 United miles
A lot more to list...
Cards that earn better than 1 airline mile (or points convertible 1:1 to airline miles) per dollar: (alphabetical)
Amex Blue Business Plus - 2x MRs on up to $50k per year. No AF, FTF.
Amex Blue for Business - 1.3x MRs (Another card needed in order to transfer, such as Amex ED/EDP/PRG/BGR/Plat etc). No AF, FTF. Discontinued, replaced by BBP.
Amex Business Platinum - 1.5x for charges over $5,000 up to 1M extra points ($2M spend) AF $450, no FTF. Many other perks.
Amex EveryDay - 1.2x if you make 20+ charges per cycle. No AF, FTF.
Amex EveryDay Preferred - 1.5x if you make 30+ charges per cycle. AF $95, FTF.
Bank of America Virgin Atlantic MasterCard - 1.5x VS miles, 2x if you spend $15k per year, 2.1x if you spend $25k per year. AF $90, no FTF.
Bank of America Air France KLM Mastercard - 1.5x AF miles. AF $89, no FTF.
Barclaycard Arrival Premier - 1.43x for all partners except JAL, AC (1.18x). You will get 2.14x on all partners except JAL, AC (1.76x), if you spend $15k or $25k per year. AF $150, FYF, no FTF. Discontinued.
Capital One Venture X Visa - 2x on all partners, except Accor and EVA. AF $395, no FTF, many other perks.
Capital One Spark Miles Business Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture Visa - 2x on all partners, except Accor and EVA. AF $95, FYF, no FTF.
Capital One Venture One Visa - 1.25x on all partners, except Accor and EVA. no AF, no FTF.
Capital One Spark Miles Select Business Visa - 1.5x on all partners, except Accor and EVA. No AF, no FTF.
Chase Freedom Unlimited Visa - 1.5x URs (Another card needed in order to transfer, such as CSR/CSP/Ink Plus/Ink Bold/Ink Preferred). No AF, FTF.
Chase Ink Unlimited Business Visa - 1.5x URs, Same as Freedom Unlimited
Citi Double Cash MC - 2x TYP. You need a premium Citi card, (Premier, Prestige or Chairman) to transfer to partners other than JetBlue at 1:1 ratio. No AF, FTF.
Cards that earn hotel points
Amex Hilton Honors - 3x HH points, no AF, no FTF
Amex Hilton Honors Surpass - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Business - 3x HH points, AF $95, no FTF, some perks
Amex Hilton Honors Aspire - 3x HH points, AF $450, no FTF, lots of perks.
Amex Bonvoy - 2x Marriott points. AF $95, FYF, no FTF. Discontinued.
Amex Bonvoy Business - same as Amex Bonvoy. AF $125, no FTF.
Amex Bonvoy Brilliant - same as Amex Bonvoy. AF $450
Barclaycard Choice Privileges Visa - 2x on everything. No AF, FTF.
Barclaycard Wyndham Rewards Visa - 2x (grandfathered versions 2x on everything). AF $69/$0, FTF.
Chase Bonvoy Boundless Visa - same as Amex Bonvoy.
Chase IHG Traveler MC - 2x on everything. No AF, no FTF.
Chase IHG Premier/Premier Business MC - 3x on everything. AF $99, no FTF.
Chase Ritz-Carlton Visa Infinite - same as Amex Bonvoy. AF $450, no FTF. Discontinued, but can be obtained via PC from another Chase Bonvoy card.
FNBO Best Western Rewards Premium MC - 2x BW points. AF $59, no FTF
FNBO Best Western Rewards MC - 2x BW points. No AF, no FTF
2%+ Cashback Cards: (by % amount)
US Bank Altitude Reserve Visa - 4.5% towards travel (cashout possible), if you use Android Pay, Samsung Pay, Apple Pay or LG Pay for in-person, in-app or online purchases. AF $400, no FTF, many other perks.
Barclaycard Priceline Rewards Visa (grandfathered 2x/5x version) - 3.33% if redeemed against Priceline or travel purchases, 2% if redeemed for everything else. No AF, no FTF.
AOD CU Visa Signature - 3% on everything. No AF, no FTF. Discontinued.
Synchrony Paypal Cashback Mastercard - 3% if paid with Paypal, 2% everywhere else, no AF, FTF.
Barclaycard Arrival Premier MC - 3% if you spend exactly $15k or $25k, 2%, if you spend less than $15k. AF $150, FYF, no FTF, some perks. Discontinued.
Bank of America Travel Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. No AF, no FTF.
Bank of America Premium Rewards Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $95, no FTF, some perks.
Bank of America Premium Rewards Elite Visa (with Platinum (Honors) Preferred Rewards) - 2.25/2.625%. AF $550, no FTF, many other perks.
USAA Limitless Cashback Rewards Visa - 2.5% (must be USAA member, with $1k direct deposit per month). no AF. Discontinued.
Alliant Cashback Visa Signature - 2.5% up to $10k per cycle, if you have $1k on your checking account. No AF, no FTF.
Barclaycard Arrival Plus MasterCard - 2.1% if you redeem for travel purchases. AF $89, no FTF. Discontinued.
Discover it Miles - 3% (first year only, 1.5% after that). No AF, no FTF.
Exactly 2% Cashback Cards: (alphabetical)
Amex Blue Business Cash - 2% on up to $50k per year. No AF, FTF.
BBVA Compass Rewards Visa - 2%, if you receive $1000 in direct deposits per month to checking account. No AF.
Blispay Visa - 2%. No AF.
Citi Double Cash MasterCard - 2%. No AF, FTF.
Capital One Spark Cash Business Visa - 2%. AF $95, FYF, no FTF.
Capital One Spark Miles Business Visa - 2% if redeemed for travel. AF $95, FYF, no FTF.
Capital One Venture Visa - 2% if you redeem for travel purchases. AF $95, FYF, no FTF.
Capital One Venture X Visa - 2% if you redeem for travel purchases. AF $395, no FTF, many other perks.
Fidelity Rewards Visa - 2%. No AF.
PenFed Power Cash Rewards Visa (with Honors Advantage) - 2%. No AF, no FTF.
PNC Premier Traveler Visa - 2% if you redeem for travel purchases. AF $85, FYF, no FTF.
State Department Federal CU Premium Cashback+ Visa - 2%, no AF, no FTF.
Synchrony Paypal Cashback MC - 2% for non-PayPal purchases, no AF, FTF.
Too many to list.
Which card(s) to use for high spend or large purchases? [Consolidated]
Aug 14, 2023, 12:05 pm
#526
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,606
Am I reading correctly: it gives 3x on "transactions made directly with merchants who classify their business as a travel category transaction (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies)", which is essentially the same as the CSR travel categories, only gives 1x on restaurants unless paid by mobile wallet (so not online orders or those which want to swipe the card). It has trip insurance, but I'll have to read the terms carefully to see how they compare to CSR. The net annual fee is much lower ($400 - $325 credit).
Like many card issuers, US Bank also has offers -- which first need to be activated -- for cash back on purchases from an ever-changing list of merchants. And many cardholders -- myself included -- have received generous annual retention bonuses, which can bring the net annual cost down to $0 -- or less.
If you expect to spend a lot at restaurants which do not accept mobile-wallet payments, I would get a second card for your dining purchases. The US Bank Altitude Go card -- which has no annual fee -- pays a straight 4% cash back for dining, take-out, and restaurant delivery.
Aug 14, 2023, 12:36 pm
#527
Join Date: Dec 2003
Location: NYC
Posts: 6,436
Yes, you are reading it right. Note that each point is worth 1.5¢ when redeemed as a credit for "travel" purchases using the RTR (Real Time Rewards) feature. So you essentially earn 4.5% cash back on "travel" and all mobile-wallet purchases (including those at supermarkets, pharmacies, dentist offices, as well as on apps which accept mobile-wallet payments), as long as you redeem the points for travel....
The US Bank Altitude Go card -- which has no annual fee -- pays a straight 4% cash back for dining, take-out, and restaurant delivery.
The US Bank Altitude Go card -- which has no annual fee -- pays a straight 4% cash back for dining, take-out, and restaurant delivery.
Does the US Bank Altitude Go card earn rewards which can be transferred to the main account so you'd have a single combined total?
Aug 14, 2023, 1:13 pm
#528
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,606
4.5% is great! I see "Real-Time Rewards is only available for transactions with U.S. merchants". We likely spend enough on US airlines that this isn't a concern, although most of our travel is to Europe. Can you do a combination of cash and RTR? Any chance you earn 3x on travel purchased using RTR?
Does the US Bank Altitude Go card earn rewards which can be transferred to the main account so you'd have a single combined total?
Does the US Bank Altitude Go card earn rewards which can be transferred to the main account so you'd have a single combined total?
Points earned with the Altitude Go are only redeemable (at a penny apiece) for credits to your Altitude Go account; they cannot be combined with Altitude Reserve points, and cannot be redeemed for 1.5¢ apiece.
I just mentioned the Altitude Go card as one example of a high-earning card for dining. You might well find similar good deals for dining cards from other issuers.
Aug 14, 2023, 2:16 pm
#529
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,147
What would be the best card to get for someone with very high travel spend who doesn't use most card benefits?
For example, the CSR offers a $300 travel benefit off a $595 annual fee, bringing the effective fee down to $295. Compared to a 2% cash back card, this means that you're better off with the CSR if you spend more than $30,000 on travel, based on the ability to redeem points at $0.01. You could do better booking travel through their portal, but the customer service from the portal seems a mess if plans change, etc. The other major value of the CSR is the trip insurance.
Amex Plat offer 5x on flights, but not on hotels booked direct or through your own travel agent, but no obvious way to redeem points for cash. It also offers a variety of other things that don't seem useful to me, such as a hotel benefit that requires prepaying.
BofA offers a card that would be attractive, but it requires leaving a large balance with BofA.
Is there another card to consider?
For example, the CSR offers a $300 travel benefit off a $595 annual fee, bringing the effective fee down to $295. Compared to a 2% cash back card, this means that you're better off with the CSR if you spend more than $30,000 on travel, based on the ability to redeem points at $0.01. You could do better booking travel through their portal, but the customer service from the portal seems a mess if plans change, etc. The other major value of the CSR is the trip insurance.
Amex Plat offer 5x on flights, but not on hotels booked direct or through your own travel agent, but no obvious way to redeem points for cash. It also offers a variety of other things that don't seem useful to me, such as a hotel benefit that requires prepaying.
BofA offers a card that would be attractive, but it requires leaving a large balance with BofA.
Is there another card to consider?
Aug 15, 2023, 3:14 pm
#530
Original Member
Join Date: May 1998
Posts: 2,506
Compare to cards that offer 2% cash back on everything. You can find 12 of them in the Credit Cards > Free Cards > Cash Back Cards section of my website below. I use the
State Department Federal Credit Union Visa credit card, because it has no foreign transaction fees.
State Department Federal Credit Union Visa credit card, because it has no foreign transaction fees.
Sep 26, 2023, 2:04 am
#531
Join Date: Jan 2006
Location: Chicago, IL., U.S.A.
Programs: Global Entry · WN, UA, AS, DL, NH; IHG, Wyndham, Hilton, Best Value Inn, Marriott, Starwood, Ramada
Posts: 513
What I _almost_ got.
[edit]
If you expect to spend a lot at restaurants which do not accept mobile-wallet payments, I would get a second card for your dining purchases. The US Bank Altitude Go card -- which has no annual fee -- pays a straight 4% cash back for dining, take-out, and restaurant delivery.
If you expect to spend a lot at restaurants which do not accept mobile-wallet payments, I would get a second card for your dining purchases. The US Bank Altitude Go card -- which has no annual fee -- pays a straight 4% cash back for dining, take-out, and restaurant delivery.
I do not do much home cooking here at the abode. I probably take out or visit restaurants six days a week. This card gives me 4x the points on these purchases.
Groceries get 2x the points. Family Dollar however only pays 1x.
Perplexingly, I am hamstrung by a $500 credit limit per statement period, which requires careful and judicious late-period credit charges. There is a 20,000 point bonus for spending $1,000 in the first 90 days. My first month on the card spent $500.02, and the second month was approved for $502.24, so I got the 20,000 points already. It has no foreign transaction fee; but the $500 limit is going to be a Herculean obstacle to using it in Japan [e.g.].
Dec 2, 2023, 8:54 pm
#532
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,722
What card would you use for $20k in non-bonus spend?
Have some unexpected bills coming up (some will be reimbursed) and need to decide which card to use. No bonus categories, no CC surcharge or cash discounts. No current SUBs (need to wait a month to clear 5/24)
Considering the following options:
Update 2: Ended up going with a combo of Amex Blue+, Cap1 and CFU to max the transferrable points. The timing was unfortunate as any bonus EQP from spend won't help me with 2023 and is too early for 2024. But may have 2nd thoughts about not doing AA...
Considering the following options:
- Amex Blue Biz Plus = 40k Amex points
- Cap1 Venture/Spark Miles = 40k Cap1 points
- Chase Hyatt = 20k Hyatt + 8 EQN toward elite status
- CitiAA = 20k AA + 20k LP towards elite status
- Chase WN = 20k WN + 20k towards CP
- Don't need UA, DL or B6 status, nor do I care about 75k Amex Plat waiver.
Update 2: Ended up going with a combo of Amex Blue+, Cap1 and CFU to max the transferrable points. The timing was unfortunate as any bonus EQP from spend won't help me with 2023 and is too early for 2024. But may have 2nd thoughts about not doing AA...
Last edited by Boraxo; Dec 19, 2023 at 5:16 pm
Dec 2, 2023, 9:26 pm
#534
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,722
Dec 2, 2023, 9:37 pm
#536
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,606
The US Bank Altitude Reserve Visa awards three points per dollar on both "travel" purchases and mobile-wallet purchases. Each point is worth 1.5¢ when redeemed against "travel" purchases made directly from the travel provider (airline, hotel, rental-car company, cruise line).
So $20,000 in mobile-wallet purchases would yield $900 in credits towards future travel.
The card's $400 annual fee is offset with a $325 credit towards travel purchases, and frequently generous retention bonuses, which can bring the net annual fee down to $0 -- or less.
So $20,000 in mobile-wallet purchases would yield $900 in credits towards future travel.
The card's $400 annual fee is offset with a $325 credit towards travel purchases, and frequently generous retention bonuses, which can bring the net annual fee down to $0 -- or less.
Dec 2, 2023, 11:43 pm
#537
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA Plat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 16,859
If so, perhaps an AA credit card to earn LPs and maybe even giftcards from giftcards.com if you can pay in $250 chunks
Dec 17, 2023, 7:59 am
#539
Join Date: Dec 2015
Posts: 206
Big expenses coming; which card to get….
I have about 45K in expenses coming - need to purchase in the next 6 weeks. Want to maximize applications for SUBs
Im currently 1/24 (so proud)
Currently meeting:
10K on Chase Biz
3K on SW Biz (will get the personal SW card to get CP)
What else to get..(can’t really do anything on Amex)
Spouse and I have all 4 Chase Ink Cards each.
Could do Alaskas BofA for personal for me and both for spouse.
Any other ones I shouldn’t miss with this opportunity (it doesn’t happen often)
Thanks!
Im currently 1/24 (so proud)
Currently meeting:
10K on Chase Biz
3K on SW Biz (will get the personal SW card to get CP)
What else to get..(can’t really do anything on Amex)
Spouse and I have all 4 Chase Ink Cards each.
Could do Alaskas BofA for personal for me and both for spouse.
Any other ones I shouldn’t miss with this opportunity (it doesn’t happen often)
Thanks!
Dec 18, 2023, 3:12 pm
#540
Join Date: Jul 2002
Posts: 3,643
Not sure I agree with moving this the Manufactured Spend as you aren't manufacturing anything but rather maximizing SUB value. In any event, you don't note any hotel cards. You are getting Chase points which can be transferred to Hyatt, is Hyatt of interest? Chase Hyatt Bus is currently 60K for $5k spend. The personal card has a 2 phase bonus with 30K for $3k spend followed by a bonus period. Not sure what I think about the personal card option. IHG card gets 140K bonus after 3K spend.