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Old May 27, 2013 | 3:00 pm
  #1  
paramount
Original Poster
 
Join Date: Dec 2009
Location: Knoxville
Posts: 280
Best 0% APR CC
Whats the best 0% apr CC out there?

I have a wedding coming up and I need a solid card with a solid 18 months plus.

CK: 748
CS: 740
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Old May 27, 2013 | 3:09 pm
  #2  
ddallas
 
Join Date: Jan 2010
Posts: 1,708
As far as I know there are currently three cards that offer 0% APR for 18 months on purchases:
Citi diamond preferred
Citi simplicity
Capital One platinum prestige
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Old May 27, 2013 | 3:18 pm
  #3  
KennyBSAT
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Of course you can use manufactured spending to transfer the balance from a card with better rewards to a 0% card as you go...

Or Chase Slate with 0% for 15 months and no balance transfer fees.
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Old Jun 3, 2013 | 12:03 pm
  #4  
cabby
 
Join Date: Apr 2013
Posts: 71
Originally Posted by ddallas
As far as I know there are currently three cards that offer 0% APR for 18 months on purchases:
Citi diamond preferred
Citi simplicity
Capital One platinum prestige
Can I apply for both of the Citi cards on the same day for a mini AOR?
I need a free loan for about a year.

I have:

11 year average age of accounts
2 new cards in past 3 months (only 2 total in past 2 years)
$25k Chase Sapphire
$10K Amex Blue
$8K Chase Freedom
770 Fico
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Old Jun 3, 2013 | 4:06 pm
  #5  
ddallas
 
Join Date: Jan 2010
Posts: 1,708
Originally Posted by cabby
Can I apply for both of the Citi cards on the same day for a mini AOR?
I need a free loan for about a year.

I have:

11 year average age of accounts
2 new cards in past 3 months (only 2 total in past 2 years)
$25k Chase Sapphire
$10K Amex Blue
$8K Chase Freedom
770 Fico
I don't think Citi will currently let you do two applications in one day. But you could do one today and one tomorrow.
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