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-   -   Best 0% APR CC (https://www.flyertalk.com/forum/credit-card-programs/1470602-best-0-apr-cc.html)

paramount May 27, 2013 3:00 pm

Best 0% APR CC
 
Whats the best 0% apr CC out there?

I have a wedding coming up and I need a solid card with a solid 18 months plus.

CK: 748
CS: 740

ddallas May 27, 2013 3:09 pm

As far as I know there are currently three cards that offer 0% APR for 18 months on purchases:
Citi diamond preferred
Citi simplicity
Capital One platinum prestige

KennyBSAT May 27, 2013 3:18 pm

Of course you can use manufactured spending to transfer the balance from a card with better rewards to a 0% card as you go...

Or Chase Slate with 0% for 15 months and no balance transfer fees.

cabby Jun 3, 2013 12:03 pm


Originally Posted by ddallas (Post 20819681)
As far as I know there are currently three cards that offer 0% APR for 18 months on purchases:
Citi diamond preferred
Citi simplicity
Capital One platinum prestige

Can I apply for both of the Citi cards on the same day for a mini AOR?
I need a free loan for about a year.

I have:

11 year average age of accounts
2 new cards in past 3 months (only 2 total in past 2 years)
$25k Chase Sapphire
$10K Amex Blue
$8K Chase Freedom
770 Fico

ddallas Jun 3, 2013 4:06 pm


Originally Posted by cabby (Post 20858475)
Can I apply for both of the Citi cards on the same day for a mini AOR?
I need a free loan for about a year.

I have:

11 year average age of accounts
2 new cards in past 3 months (only 2 total in past 2 years)
$25k Chase Sapphire
$10K Amex Blue
$8K Chase Freedom
770 Fico

I don't think Citi will currently let you do two applications in one day. But you could do one today and one tomorrow.


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