Mini-App-O-Ramas
Jan 15, 2013 | 9:35 am
#1
Original Poster
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
Mini-App-O-Ramas
Just completed 4 successful applications over the last couple days.
1/14 HHilton Honors Amex 50K after $750 spend
1/14 Citi Hilton Reserve - 2 Free weekend Nights after $2500 spend
1/14 Hawaiian Airlines BOH - 35K Miles --> 70K HHonors Points $1K spend
1/14 Hawaiian Airlines BOA - 35K Miles --> 70K HHonors Points $1K spend
****Last Year
9/2012 - 2 X Citi AA Visa/Amex -100K AA miles already met spend
12/2012- 80K PC - Chase - Denied
*blacklisted*
12/2012 - Citi Biz - $3k spend 50K AA miles - Currently working to meet spend
Not a bad haul, I wish Chase would take a chance with me. Its been over 12 years since my charge off.
1/14 HHilton Honors Amex 50K after $750 spend
1/14 Citi Hilton Reserve - 2 Free weekend Nights after $2500 spend
1/14 Hawaiian Airlines BOH - 35K Miles --> 70K HHonors Points $1K spend
1/14 Hawaiian Airlines BOA - 35K Miles --> 70K HHonors Points $1K spend
****Last Year
9/2012 - 2 X Citi AA Visa/Amex -100K AA miles already met spend
12/2012- 80K PC - Chase - Denied
*blacklisted*12/2012 - Citi Biz - $3k spend 50K AA miles - Currently working to meet spend
Not a bad haul, I wish Chase would take a chance with me. Its been over 12 years since my charge off.
Jan 15, 2013 | 3:17 pm
#3
Join Date: Apr 2012
Location: MKE
Programs: Hyatt Diamond, SPG Plat, Hilton Gold, Club Carlson Gold,
Posts: 639
Why only one Citi Hilton, no 2 browser trick.
Also, I successfully got my mom a SW card from chase for 50K after a Charge Off (times were tough) and a repo (idiot father didn't pay his bill and mom was a cosigner). Took like 10 mins. Did you not call reconsideration
Also, I successfully got my mom a SW card from chase for 50K after a Charge Off (times were tough) and a repo (idiot father didn't pay his bill and mom was a cosigner). Took like 10 mins. Did you not call reconsideration
Jan 15, 2013 | 9:21 pm
#4
Original Poster
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
Wha! Wha! Whaat!!! You got your mom approved after a chargeoff and a repo? The credit gods must have been smiling upon you that day. I did call the consideration line, not once but two times and no dice. What is the age of your charge off? Perhaps the amount played a deciding factor. I wonder if its easier to get approved for one chase card over the other??
Jan 15, 2013 | 9:22 pm
#5
Original Poster
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
[QUOTE=phdtomd;20053624]Why only one Citi Hilton, no 2 browser trick.
I was a bit skiddish and didn't think I was going to be approved, besides I've really been hitting up Citi for lots of cards recently. If I had gone for the 2BM on the Hilton, that would have been 5 cards in less than 6 months.
I was a bit skiddish and didn't think I was going to be approved, besides I've really been hitting up Citi for lots of cards recently. If I had gone for the 2BM on the Hilton, that would have been 5 cards in less than 6 months.
Jan 15, 2013 | 9:24 pm
#6
Original Poster
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
I had to call on the Citi Biz and send proof and that took a few weeks. The AA Citi cards I was able to chat online and then had to call in to get approved.
Jan 15, 2013 | 11:13 pm
#7
Join Date: Apr 2012
Location: MKE
Programs: Hyatt Diamond, SPG Plat, Hilton Gold, Club Carlson Gold,
Posts: 639
Wha! Wha! Whaat!!! You got your mom approved after a chargeoff and a repo? The credit gods must have been smiling upon you that day. I did call the consideration line, not once but two times and no dice. What is the age of your charge off? Perhaps the amount played a deciding factor. I wonder if its easier to get approved for one chase card over the other??
Anyway, IIRC the CO was from 2002 and it was for 1,200.
Jan 15, 2013 | 11:19 pm
#8
Original Poster
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
Yup, also was able to convince them to let a friend who had 3 yrs of credit, only 1 card with 4,000 limit and a 30,000 income a CSP. He was originally denied for income and not having a card over 5,000 ( I lectured him for an hour about the dangers of credit and he PIF every month, so I am not worried about him getting in over his head). That was a longer and more stressful conversation than the one for my mom.
Anyway, IIRC the CO was from 2002 and it was for 1,200.
Anyway, IIRC the CO was from 2002 and it was for 1,200.
Jan 17, 2013 | 3:15 pm
#9
Join Date: Dec 2000
Location: Chicago, IL
Programs: AA EXP (LT Plat 2MM), Marriott Plat, IHG Plat, HHonors Diamond, Hyatt Plat, SPG Plat75, UA1K
Posts: 1,269
Just completed 4 successful applications over the last couple days.
1/14 HHilton Honors Amex 50K after $750 spend
1/14 Citi Hilton Reserve - 2 Free weekend Nights after $2500 spend
1/14 Hawaiian Airlines BOH - 35K Miles --> 70K HHonors Points $1K spend
1/14 Hawaiian Airlines BOA - 35K Miles --> 70K HHonors Points $1K spend
1/14 HHilton Honors Amex 50K after $750 spend
1/14 Citi Hilton Reserve - 2 Free weekend Nights after $2500 spend
1/14 Hawaiian Airlines BOH - 35K Miles --> 70K HHonors Points $1K spend
1/14 Hawaiian Airlines BOA - 35K Miles --> 70K HHonors Points $1K spend
May 16, 2014 | 12:48 pm
#10
Original Poster
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
I'm glad to announce that after almost 14 years the 'Black Cloud' has been lifted from my Chase file. Just got approved for two cards within the last couple days. Marriott Premier Rewards and the Amazon Visa. I'll be on my best behavior this time around.