Originally Posted by
phdtomd
Yup, also was able to convince them to let a friend who had 3 yrs of credit, only 1 card with 4,000 limit and a 30,000 income a CSP. He was originally denied for income and not having a card over 5,000 ( I lectured him for an hour about the dangers of credit and he PIF every month, so I am not worried about him getting in over his head). That was a longer and more stressful conversation than the one for my mom.
Anyway, IIRC the CO was from 2002 and it was for 1,200.
okay my charge off was at least 3x that