Jul 27, 2013, 9:20 pm
Last edit by: pgary
Best welcome bonus is 120,000
120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172
85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend
30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend
85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
_______________________________________________
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus
US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.
U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.
Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.
There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.
Setting up separate website account for business card:
These are the instructions that US Bank emailed me:
To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.
Please follow these instructions to enroll in Online Banking to view or pay your account:
1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.
Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.
Until the end of May 2015: "Bonus Award Night - Redeem Gold Points for two or more consecutive Award Nights and the last night is free. Exclusively for cardmembers.
From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.
"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."
Forex fee is 3%
For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts
Twitter: https://twitter.com/ClubCarlson
USA contact # +1 (888) 288 8889
120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172
85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend
30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend
85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
_______________________________________________
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus
US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.
U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.
Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.
There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.
Setting up separate website account for business card:
These are the instructions that US Bank emailed me:
To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.
Please follow these instructions to enroll in Online Banking to view or pay your account:
1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.
Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.
From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.
"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."
Forex fee is 3%
For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts
Twitter: https://twitter.com/ClubCarlson
USA contact # +1 (888) 288 8889
US Bank Radisson Rewards VISA (discontinued April 2022; cards to be converted)
Aug 14, 2013, 4:55 pm
#1441
Join Date: Sep 2011
Location: USA
Posts: 1,179
I wonder if I should apply now. Got denied in March due to too many recent inqueries. Since then I've had 2 inqueries on the bureau it pulls from, but it's been 5 months.
The thing is I want to use the points for a future Europe trip, but don't plan to visit Europe within the next year. So if I apply now, I would be paying the annual fee and sitting on ~100k points hoping to use it someday.
I hear devaluation is expected.
Is there any reason I should not apply now?
The thing is I want to use the points for a future Europe trip, but don't plan to visit Europe within the next year. So if I apply now, I would be paying the annual fee and sitting on ~100k points hoping to use it someday.
I hear devaluation is expected.
Is there any reason I should not apply now?
If you want to improve your chances, block AR/IDA before you apply. I was denied at first for the very same reason and was approved 4 months later after the block.
If you don't need the card right away, then wait. But, if you anticipate even dome upcoming domestic trips, the card could come handy if you stay in CC hotels.
Aug 14, 2013, 11:20 pm
#1442
Join Date: Mar 2012
Location: Boulder
Programs: AA Plat, CX Silver
Posts: 2,361
Thank You
zhengqiji
Thank you for choosing U.S. Bank for your financial needs. Your Club Carlson Premier Rewards Visa Signature® Card
will be mailed to you via the U.S. Postal Service within the next 7-10 business days. Your card has a revolve limit of
$9,000.00. Your variable rate is Prime + 19.74%. The current APR is 22.99%. Your purchases can be signed by zhengqiji
Please note that your application may be subject to further review. In the event there is a change to the status of your
application, you will be notified via U.S. Mail in 7-10 days.
Do I get chance being turn down during 'further review'?
zhengqiji
Thank you for choosing U.S. Bank for your financial needs. Your Club Carlson Premier Rewards Visa Signature® Card
will be mailed to you via the U.S. Postal Service within the next 7-10 business days. Your card has a revolve limit of
$9,000.00. Your variable rate is Prime + 19.74%. The current APR is 22.99%. Your purchases can be signed by zhengqiji
Please note that your application may be subject to further review. In the event there is a change to the status of your
application, you will be notified via U.S. Mail in 7-10 days.
Do I get chance being turn down during 'further review'?
Aug 18, 2013, 11:41 am
#1444
Join Date: Jul 2009
Location: World
Posts: 1,647
Just got approved for the Personal card today (8/18) after being approved for the business card back in March (3/28). Left Club Carlson account number blank so I'm expecting a new account to be created as others have mentioned in this thread.
Can I link this new card to my main Club Carlson account after receiving the card and get my stay credits / points added to my existing account? Would this risk making me ineligible for the 50/35k new cardholder bonuses?
Can I link this new card to my main Club Carlson account after receiving the card and get my stay credits / points added to my existing account? Would this risk making me ineligible for the 50/35k new cardholder bonuses?
Aug 19, 2013, 5:32 am
#1445
Join Date: Apr 2011
Posts: 111
i applied and was approved for the premier rewards signature and got confirmation by email. I have quite a few recent inquiries this year and also borderline 700 score depending on the credit bureau with some balance on cards too.
anyways, despite the email approval which clearly said "congrats, you are approved for the premier visa signature", i got the platinum rewards visa with lower spend, lower annual fee and lower bonus in the mail.
so i called them and after much trouble spoke with a supervisor and then I am going to fax a copy of email etc.
anyone had similar experience. what are the chances of getting the premier rewards visa signature instead now....btw prior to application i did block AR/IDA, but only one of them was blocked the other i got a letter asking for some more documents.
anyways, despite the email approval which clearly said "congrats, you are approved for the premier visa signature", i got the platinum rewards visa with lower spend, lower annual fee and lower bonus in the mail.
so i called them and after much trouble spoke with a supervisor and then I am going to fax a copy of email etc.
anyone had similar experience. what are the chances of getting the premier rewards visa signature instead now....btw prior to application i did block AR/IDA, but only one of them was blocked the other i got a letter asking for some more documents.
Aug 19, 2013, 6:38 am
#1446
Join Date: Jan 2012
Posts: 267
Just got approved for the Personal card today (8/18) after being approved for the business card back in March (3/28). Left Club Carlson account number blank so I'm expecting a new account to be created as others have mentioned in this thread.
Can I link this new card to my main Club Carlson account after receiving the card and get my stay credits / points added to my existing account? Would this risk making me ineligible for the 50/35k new cardholder bonuses?
Can I link this new card to my main Club Carlson account after receiving the card and get my stay credits / points added to my existing account? Would this risk making me ineligible for the 50/35k new cardholder bonuses?
Aug 19, 2013, 7:51 am
#1447
Join Date: Jul 2009
Location: World
Posts: 1,647
New Account Bonus: To earn the one-time First Purchase Bonus of 50,000 Gold Points, you must first make a purchase with your Club Carlson Premier Rewards Visa Signature credit card ("Card") within 90 days after your Account was opened. You may earn an additional one-time Spend Bonus of 35,000 Gold Points (10,000 Gold Points for Platinum Rewards) if you spend at least $2,500 ($1,500 for Platinum Rewards) in Net Purchases on your Card within 90 days after your Account was opened. Once you qualify for either the First Purchase Bonus or the Spend Bonus (collectively referred to as a "New Account Bonus"), please allow 6 to 8 weeks for the Gold Points to appear in your Club Carlson account. Neither New Account Bonus is available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months. If your Account is not open for at least 6 months, Club Carlson and U.S. Bank reserve the right to deduct the New Account Bonus Gold Points from your Club Carlson account.
Maybe I could wait until after the bonus posts to be safe?
Aug 19, 2013, 5:23 pm
#1450
Join Date: Jul 2013
Programs: AA Executive Platinum, IHG Spire, Marriott Silver, Hyatt Platinum, HHonors Diamond
Posts: 308
With the Club Carlson card, I would not mind paying the fee the second year. But I think the first year fee should be waived.
Aug 19, 2013, 5:48 pm
#1451
Join Date: Mar 2010
Programs: United 1K MM, Marriott Gold
Posts: 417
I agree. I've got so much out this card that it was easy to swallow the first year AF, and I did pay it.
Aug 20, 2013, 9:38 am
#1452
Join Date: Sep 2011
Location: USA
Posts: 1,179
I know that I can combine accounts - my question is whether or not combining accounts after approval will affect my eligibility for the new cardholder bonus. From the terms:
New Account Bonus: To earn the one-time First Purchase Bonus of 50,000 Gold Points, you must first make a purchase with your Club Carlson Premier Rewards Visa Signature credit card ("Card") within 90 days after your Account was opened. You may earn an additional one-time Spend Bonus of 35,000 Gold Points (10,000 Gold Points for Platinum Rewards) if you spend at least $2,500 ($1,500 for Platinum Rewards) in Net Purchases on your Card within 90 days after your Account was opened. Once you qualify for either the First Purchase Bonus or the Spend Bonus (collectively referred to as a "New Account Bonus"), please allow 6 to 8 weeks for the Gold Points to appear in your Club Carlson account. Neither New Account Bonus is available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months. If your Account is not open for at least 6 months, Club Carlson and U.S. Bank reserve the right to deduct the New Account Bonus Gold Points from your Club Carlson account.
Maybe I could wait until after the bonus posts to be safe?
New Account Bonus: To earn the one-time First Purchase Bonus of 50,000 Gold Points, you must first make a purchase with your Club Carlson Premier Rewards Visa Signature credit card ("Card") within 90 days after your Account was opened. You may earn an additional one-time Spend Bonus of 35,000 Gold Points (10,000 Gold Points for Platinum Rewards) if you spend at least $2,500 ($1,500 for Platinum Rewards) in Net Purchases on your Card within 90 days after your Account was opened. Once you qualify for either the First Purchase Bonus or the Spend Bonus (collectively referred to as a "New Account Bonus"), please allow 6 to 8 weeks for the Gold Points to appear in your Club Carlson account. Neither New Account Bonus is available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months. If your Account is not open for at least 6 months, Club Carlson and U.S. Bank reserve the right to deduct the New Account Bonus Gold Points from your Club Carlson account.
Maybe I could wait until after the bonus posts to be safe?
Personal and business cc's are considered diff products
Aug 20, 2013, 2:49 pm
#1453
Join Date: Apr 2011
Location: LGA
Programs: DL Gold, AA Plat
Posts: 51
Applied for me and wife. She was approved. A week later I got letter to call with verification info. I called. Got rejection letter a week later. "Numerous historic apps using ssn".
730ish Experian score, maybe one late payment ever. and yes I churn actively.
I am now freezing ARS and IDA. plan to call US Bank rocon Wednesday. I have collected a few different tacks for the call:
1) I want to move all banking to USB and this denial is making me rethink.
2) I have great credit score and record - just needed some different cards for differnet business/I am a travel consultant need cards for various programs.
Any others I missed?
730ish Experian score, maybe one late payment ever. and yes I churn actively.
I am now freezing ARS and IDA. plan to call US Bank rocon Wednesday. I have collected a few different tacks for the call:
1) I want to move all banking to USB and this denial is making me rethink.
2) I have great credit score and record - just needed some different cards for differnet business/I am a travel consultant need cards for various programs.
Any others I missed?
Aug 21, 2013, 8:31 am
#1454
Join Date: Jul 2009
Location: World
Posts: 1,647
Neither New Account Bonus is available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months.
(1) Can anyone who has applied for the personal/biz at separate times confirm if they received bonuses for both?
(2) Has anyone successfully rolled points / stay credits from a USBank generated Carlson account into an older one?
I think this info would be relevant to a large number of folks following this thread.
(1) Can anyone who has applied for the personal/biz at separate times confirm if they received bonuses for both?
(2) Has anyone successfully rolled points / stay credits from a USBank generated Carlson account into an older one?
I think this info would be relevant to a large number of folks following this thread.
Aug 22, 2013, 10:41 am
#1455
Join Date: Jun 2013
Posts: 2,363
Applied for me and wife. She was approved. A week later I got letter to call with verification info. I called. Got rejection letter a week later. "Numerous historic apps using ssn".
730ish Experian score, maybe one late payment ever. and yes I churn actively.
I am now freezing ARS and IDA. plan to call US Bank rocon Wednesday. I have collected a few different tacks for the call:
1) I want to move all banking to USB and this denial is making me rethink.
2) I have great credit score and record - just needed some different cards for differnet business/I am a travel consultant need cards for various programs.
Any others I missed?
730ish Experian score, maybe one late payment ever. and yes I churn actively.
I am now freezing ARS and IDA. plan to call US Bank rocon Wednesday. I have collected a few different tacks for the call:
1) I want to move all banking to USB and this denial is making me rethink.
2) I have great credit score and record - just needed some different cards for differnet business/I am a travel consultant need cards for various programs.
Any others I missed?