Jul 27, 2013, 9:20 pm
Last edit by: pgary
Best welcome bonus is 120,000
120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172
85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend
30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend
85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
_______________________________________________
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus
US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.
U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.
Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.
There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.
Setting up separate website account for business card:
These are the instructions that US Bank emailed me:
To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.
Please follow these instructions to enroll in Online Banking to view or pay your account:
1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.
Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.
Until the end of May 2015: "Bonus Award Night - Redeem Gold Points for two or more consecutive Award Nights and the last night is free. Exclusively for cardmembers.
From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.
"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."
Forex fee is 3%
For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts
Twitter: https://twitter.com/ClubCarlson
USA contact # +1 (888) 288 8889
120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172
85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend
30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend
85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
_______________________________________________
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus
US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.
U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.
Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.
There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.
Setting up separate website account for business card:
These are the instructions that US Bank emailed me:
To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.
Please follow these instructions to enroll in Online Banking to view or pay your account:
1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.
Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.
From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.
"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."
Forex fee is 3%
For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts
Twitter: https://twitter.com/ClubCarlson
USA contact # +1 (888) 288 8889
US Bank Radisson Rewards VISA (discontinued April 2022; cards to be converted)
Jul 22, 2013, 9:12 pm
#1396
Join Date: Jan 2012
Posts: 267
So, I applied for this card back in December and was denied for the “too many new credit cards recently” excuse. I tried calling the reconsideration line, but, as mentioned by others, for USBank they seem to have very little control and it is just a “flat NO” if they decide to decline you for that reason.
It is now 7 months later and I haven’t applied for anything since then. I was thinking of trying again, but don’t want to have another hit on my credit if they are just going to say “nope!” again. Any idea how long I should wait before trying again — and/or how far back they consider “recently” to be when they look at how many new credit cards you have applied for?
Except for the attempt at this one, it has been just over 1 year since I last applied for anything (I did the Chase British Airways Visa back in July of 2012 and got approved for that just fine). My credit score is around 773.
As a person that already has over 100,000 Club Carlson points through other (non-credit card) promos in the past — and Gold Member status — I’d really like to pick up this card for the free night after redeeming 2 award nights and the extra 85,000 points…
Thanks!
- John...
P.S. I did a personal card app before. Maybe I'm better off, at this point, to just try for a business card for now instead?
It is now 7 months later and I haven’t applied for anything since then. I was thinking of trying again, but don’t want to have another hit on my credit if they are just going to say “nope!” again. Any idea how long I should wait before trying again — and/or how far back they consider “recently” to be when they look at how many new credit cards you have applied for?
Except for the attempt at this one, it has been just over 1 year since I last applied for anything (I did the Chase British Airways Visa back in July of 2012 and got approved for that just fine). My credit score is around 773.
As a person that already has over 100,000 Club Carlson points through other (non-credit card) promos in the past — and Gold Member status — I’d really like to pick up this card for the free night after redeeming 2 award nights and the extra 85,000 points…
Thanks!
- John...
P.S. I did a personal card app before. Maybe I'm better off, at this point, to just try for a business card for now instead?
Jul 23, 2013, 6:16 am
#1397
Join Date: Nov 2006
Programs: Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 3,722
So, I applied for this card back in December and was denied for the “too many new credit cards recently” excuse. I tried calling the reconsideration line, but, as mentioned by others, for USBank they seem to have very little control and it is just a “flat NO” if they decide to decline you for that reason.
It is now 7 months later and I haven’t applied for anything since then. I was thinking of trying again, but don’t want to have another hit on my credit if they are just going to say “nope!” again. Any idea how long I should wait before trying again — and/or how far back they consider “recently” to be when they look at how many new credit cards you have applied for?
Except for the attempt at this one, it has been just over 1 year since I last applied for anything (I did the Chase British Airways Visa back in July of 2012 and got approved for that just fine). My credit score is around 773.
As a person that already has over 100,000 Club Carlson points through other (non-credit card) promos in the past — and Gold Member status — I’d really like to pick up this card for the free night after redeeming 2 award nights and the extra 85,000 points…
Thanks!
- John...
P.S. I did a personal card app before. Maybe I'm better off, at this point, to just try for a business card for now instead?
It is now 7 months later and I haven’t applied for anything since then. I was thinking of trying again, but don’t want to have another hit on my credit if they are just going to say “nope!” again. Any idea how long I should wait before trying again — and/or how far back they consider “recently” to be when they look at how many new credit cards you have applied for?
Except for the attempt at this one, it has been just over 1 year since I last applied for anything (I did the Chase British Airways Visa back in July of 2012 and got approved for that just fine). My credit score is around 773.
As a person that already has over 100,000 Club Carlson points through other (non-credit card) promos in the past — and Gold Member status — I’d really like to pick up this card for the free night after redeeming 2 award nights and the extra 85,000 points…
Thanks!
- John...
P.S. I did a personal card app before. Maybe I'm better off, at this point, to just try for a business card for now instead?
Jul 23, 2013, 10:03 am
#1399
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,457
20 day approval odyssey
Approximately 20 days ago, my wife applied for the business card. What an epic journey it was...
She has excellent credit and few recent applications, so I didn't bother freezing ARS/IDA. Big mistake. She got the 7-10 day notice, then the next day the automated line said she was denied.
I called in, had a brief chat with a very cordial agent, who said the entire reason for the denial was either ARS or IDA (can't remember which). After discussing the prior applications she offered to put this application back in for manual review. Figured that would do it...
The next week, the original denial letter showed up, indicating several reasons that had nothing to do with ARS/IDA. Then two days later, a letter asking to call in to verify information within 10 business days.
Then 4 days later, before I could call, another letter saying the application was denied:
"We regret that we are unable to establish an account for you at this time because we are unable to verify the following:
- All of the information on your application"
About a week after that, I called in and answered a few general verification questions that amounted to "do you really want this card? did you put the right address on your app?"
And a few days after that, the new card appeared in her online account. (Tho I'm going to temper my excitement until the actual card gets here......)
Lesson: Kind of a broken process but it's manageable. Freezing would have made all of this easier, obviously.
She has excellent credit and few recent applications, so I didn't bother freezing ARS/IDA. Big mistake. She got the 7-10 day notice, then the next day the automated line said she was denied.
I called in, had a brief chat with a very cordial agent, who said the entire reason for the denial was either ARS or IDA (can't remember which). After discussing the prior applications she offered to put this application back in for manual review. Figured that would do it...
The next week, the original denial letter showed up, indicating several reasons that had nothing to do with ARS/IDA. Then two days later, a letter asking to call in to verify information within 10 business days.
Then 4 days later, before I could call, another letter saying the application was denied:
"We regret that we are unable to establish an account for you at this time because we are unable to verify the following:
- All of the information on your application"
About a week after that, I called in and answered a few general verification questions that amounted to "do you really want this card? did you put the right address on your app?"
And a few days after that, the new card appeared in her online account. (Tho I'm going to temper my excitement until the actual card gets here......)
Lesson: Kind of a broken process but it's manageable. Freezing would have made all of this easier, obviously.
Jul 23, 2013, 11:26 am
#1402
Join Date: Mar 2010
Programs: United 1K MM, Marriott Gold
Posts: 417
I'll take this question. It's not difficult at all.
The Club Carlson Premier Rewards Visa Signature Card gives 40,000 renewal bonus points each year when you renew your card.
For a complete list of benefits, see:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
The Club Carlson Premier Rewards Visa Signature Card gives 40,000 renewal bonus points each year when you renew your card.
For a complete list of benefits, see:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
Jul 23, 2013, 1:41 pm
#1403
Suspended
Join Date: May 2009
Location: DFW
Programs: AAdvantage Platinum, Hilton HHonors Gold
Posts: 2,863
I'll take this question. It's not difficult at all.
The Club Carlson Premier Rewards Visa Signature Card gives 40,000 renewal bonus points each year when you renew your card.
For a complete list of benefits, see:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
The Club Carlson Premier Rewards Visa Signature Card gives 40,000 renewal bonus points each year when you renew your card.
For a complete list of benefits, see:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
Jul 24, 2013, 2:40 pm
#1404
Join Date: Jul 2013
Posts: 1,872
Mine has been pending for 12 days or 8 business days. No email still. I didn't call.
Jul 24, 2013, 3:22 pm
#1405
Join Date: May 2006
Location: Melbourne, Florida, USA
Posts: 2,983
Jul 25, 2013, 1:03 am
#1407
Join Date: Nov 2011
Location: SFO/SJC
Programs: whatever comes with CCs
Posts: 1,082
sorry I didnt mention that I called the automated line.. no emails or phone calls or letter in the mail from them for a while. I got it eventually but it was atleast 2 weeks later than other cards in my churn.
Jul 25, 2013, 9:09 am
#1409
Join Date: Nov 2003
Location: LAX
Posts: 650
I love club carlson as I just came from a UK trip, where I got amazing value (>1CPP). I was planning my trips in the US today and realized first hand (after reading many times) that this is hardly a worthwhile program in the US.
I would suggest people who apply think through their redemption beforehand.
I would suggest people who apply think through their redemption beforehand.
Jul 25, 2013, 3:35 pm
#1410
Join Date: Aug 2011
Location: LAX
Programs: UA, AA, BA
Posts: 162
As someone else had done, we wrote a letter after a denial letter to the address listed and got approval within 1 week. This was after initial letter to call to verify, which seemed to go well, followed by a denial letter 10 days later. If the phone calls fail, try a letter!