Jul 27, 2013, 9:20 pm
Last edit by: pgary
Best welcome bonus is 120,000
120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172
85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend
30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend
85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
_______________________________________________
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus
US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.
U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.
Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.
There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.
Setting up separate website account for business card:
These are the instructions that US Bank emailed me:
To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.
Please follow these instructions to enroll in Online Banking to view or pay your account:
1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.
Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.
Until the end of May 2015: "Bonus Award Night - Redeem Gold Points for two or more consecutive Award Nights and the last night is free. Exclusively for cardmembers.
From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.
"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."
Forex fee is 3%
For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts
Twitter: https://twitter.com/ClubCarlson
USA contact # +1 (888) 288 8889
120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172
85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend
30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend
85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
_______________________________________________
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus
US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.
U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.
Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.
There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.
Setting up separate website account for business card:
These are the instructions that US Bank emailed me:
To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.
Please follow these instructions to enroll in Online Banking to view or pay your account:
1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.
Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.
From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.
"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."
Forex fee is 3%
For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts
Twitter: https://twitter.com/ClubCarlson
USA contact # +1 (888) 288 8889
US Bank Radisson Rewards VISA (discontinued April 2022; cards to be converted)
Feb 28, 2014, 6:49 pm
#2192
Join Date: Dec 2011
Location: East or West
Posts: 388
Approved!
Here's my timeline:
Background: This is my first US Bank card. Churned pretty heavily last year, but almost all banks pulled EX. I froze IDA/ARS last year sometime.
US Bank pulled EQ, and I had 0 pulls in the last 3 months, 2 in the last 6 months, and 4 in the last 12 months with them. EQ does show all my new accounts from other banks: 4 in the last 3 months, another 4 in the last 6 months.
2/10: Applied for Club Carlson Premier, online says instantly approved.
2/14: Called in to app status on phone, and get "unable to be approved at this time." Spoke with CSR and they say it has nothing to do with the underwriting, but that the verification dept wants me to fax over ID and verification of income. I fax it over the next day.
2/18: Documents received after the long weekend. Phone system now says application is under review. Rep says at this point if the documents match what I reported on the application, it should be approved.
2/20: Phone system says I'm approved. Rep says it will take an additional 24-48 hours to finalize the approval.
2/28: Finally get the card in the mail. I also get a a snail mail with my EQ score the day of the application.
Background: This is my first US Bank card. Churned pretty heavily last year, but almost all banks pulled EX. I froze IDA/ARS last year sometime.
US Bank pulled EQ, and I had 0 pulls in the last 3 months, 2 in the last 6 months, and 4 in the last 12 months with them. EQ does show all my new accounts from other banks: 4 in the last 3 months, another 4 in the last 6 months.
2/10: Applied for Club Carlson Premier, online says instantly approved.
2/14: Called in to app status on phone, and get "unable to be approved at this time." Spoke with CSR and they say it has nothing to do with the underwriting, but that the verification dept wants me to fax over ID and verification of income. I fax it over the next day.
2/18: Documents received after the long weekend. Phone system now says application is under review. Rep says at this point if the documents match what I reported on the application, it should be approved.
2/20: Phone system says I'm approved. Rep says it will take an additional 24-48 hours to finalize the approval.
2/28: Finally get the card in the mail. I also get a a snail mail with my EQ score the day of the application.
Feb 28, 2014, 6:59 pm
#2193
Join Date: Dec 2011
Location: East or West
Posts: 388
Mar 1, 2014, 4:15 am
#2194
Join Date: Dec 2009
Location: RDU
Posts: 1,498
Denied for personal Club Carlson CC even after conf. of ARS/ID security freezes
Rejected even after freezing both ARS/IDA security freezes, waiting until receiving freeze confirmations by postal mail. Must be the # of inquiries. Will have to wait on the postal mail rejection.
No other rejections from any other CC apps. So this is one tough cookie. Perhaps I'd need to go on a 6 month No Hard Pull / no app fast. Not sure the card is worth it. Perhaps when I'm in Maintenance Mode, applying for only one card per quarter.
My credit scores are great. Never been denied for any of the various Visa Signature products folks say you need a high score for. # of hard pulls within last 9-12 months, I believe, must the issue here.
Will freeze wife's ARS/IDA accounts and possibly put her on a very sparse and convservative app round. Perhaps even applying for Club Carlson first, of course, then waiting several weeks if no instant approval before applying for a second card of any kind.
No other rejections from any other CC apps. So this is one tough cookie. Perhaps I'd need to go on a 6 month No Hard Pull / no app fast. Not sure the card is worth it. Perhaps when I'm in Maintenance Mode, applying for only one card per quarter.
My credit scores are great. Never been denied for any of the various Visa Signature products folks say you need a high score for. # of hard pulls within last 9-12 months, I believe, must the issue here.
Will freeze wife's ARS/IDA accounts and possibly put her on a very sparse and convservative app round. Perhaps even applying for Club Carlson first, of course, then waiting several weeks if no instant approval before applying for a second card of any kind.
Mar 1, 2014, 12:17 pm
#2195
Join Date: Feb 2013
Location: ORD
Posts: 57
My snail mail bonus: receive 1 additional point per $1 spend in any category, up to 2,000 pts, AFTER spending $700, between 3/1 and 4/30. So in order to get an additional 2k pts, must spend $2700. Seems they are really testing the waters with their marketing promos.
Mar 1, 2014, 6:50 pm
#2196
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
My snail mail bonus: receive 1 additional point per $1 spend in any category, up to 2,000 pts, AFTER spending $700, between 3/1 and 4/30. So in order to get an additional 2k pts, must spend $2700. Seems they are really testing the waters with their marketing promos.
Yet the most annoying part is, whenever the cards are not being used for big purchase longer than a few weeks, the next purchase would always be a decline!
If not for the 2-4-1 benefit, this card is worthless. My husband's anniversary was in January, we paid the AF a week after it was billed. His pending reward still shows 0 as of today March 1st. Of course SM function is non-existent with US Bank. You sent via a generic form and then a generic reply telling you it would take 3 biz days to reply. Last time I used such function, it took 10 biz days before I heard from them for a non-reply in all reality.
Mar 3, 2014, 9:19 am
#2198
Join Date: Jun 2004
Posts: 90
(I am nearly at 2 months right now...)
Mar 3, 2014, 9:44 am
#2199
Join Date: Sep 2012
Posts: 217
Does this post on the 2nd statement after the one with the fee, or exactly 2 months after the date the fee is charged?
Mar 3, 2014, 10:36 am
#2200
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,489
You should still call the number posted in the Wiki to check your app status as apparently being instantly approved online by USBank doesn't actually mean you are approved.
Mar 3, 2014, 5:05 pm
#2201
Join Date: Dec 2013
Posts: 234
Mar 3, 2014, 7:48 pm
#2202
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
My fee was billed in December. My anniversary bonus was finally on my Feb statement.
Husband's fee was billed in January. There is still NO pending Reward points on his account which statement is on the 4th of each month.
A message sent to US Bank on Thursday has not been answered, yet.
Mar 4, 2014, 8:55 am
#2203
Join Date: Aug 2012
Posts: 30
I was a little frustrated about the delay between my annual fee hitting and receiving the bonus points, so I went through US Bank's twitter account to try and get some help. Although they are quite responsive, after a week of inquiries, the US Bank rep basically confirmed that this is a Club Carlson decision and US Bank has no ability to push the points to your account any faster. I don't know if this is true, but this is the response I received. As it looks like my points will not post until after the devaluation, I am probably going to cancel my card.
Mar 5, 2014, 5:21 am
#2205
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,407
Looking to ramp up MS on this card for a stay in Phuket. I've noticed a lot of fraud issues with CVS throughout the thread. Has anyone called beforehand to let them know of a large purchase?
I don't mind doing the phone call after, but I plan to do this and was hoping someone else had success!
I don't mind doing the phone call after, but I plan to do this and was hoping someone else had success!