Which CC for drugstores?
#18
FlyerTalk Evangelist




Join Date: Jan 2005
Location: home = LAX
Posts: 26,113
You may not be able to get everything there, but you can get the bulk of what you need there, that might pay off (in terms of points earned), compared to sticking with stand-alone drug stores.
#21




Join Date: Jul 2004
Location: Dallas, TX
Programs: Marriott Titanium, Hilton Diamond, Ibotta, Southwest A-List
Posts: 375
I do not really see any listed that go beyond 2% in this thread after Citi Thank You, American Express Hilton HHonors, and Citi Hilton HHonors cards stopped giving their 3x and 5x on these. The only card that really does is the US Bank Cash + ONLY if you have a bank account open with them. I am doing a search for this right now myself because I have a lot of Pharmacy purchases. I have not tried the grocery store pharmacy but doubt that would work when it is an independent drug store owner and not Kroger.
2% cards are a dime a dozen these days with the Arrival card and Spark Cash. I am already getting that on three of my credit cards right now with a full cash back. The credit card issuers should simply bring back the 5% or more than 2% back at drugstores and make it so you can't purchase gift cards and get the 5% back. Those of us buying prescriptions probably need the 5% back more. Plus drugstores have such a high markup already that saving 5% is needed.
2% cards are a dime a dozen these days with the Arrival card and Spark Cash. I am already getting that on three of my credit cards right now with a full cash back. The credit card issuers should simply bring back the 5% or more than 2% back at drugstores and make it so you can't purchase gift cards and get the 5% back. Those of us buying prescriptions probably need the 5% back more. Plus drugstores have such a high markup already that saving 5% is needed.
#22
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,877
Merchant markups are irrelevant, the bonus is paid by the credit card issuers, and the issuers aren't offering a discount prescription drug program. Category bonuses are designed for only one purpose: to keep the card on your person. This makes it likely that the card will be used more often. The convergence of the supermarket and pharmacy retail categories means that the issuers don't need to target both to accomplish this objective.
#23
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I think the additional bonus for having a US Bank account is expiring next month. 2% is pretty much the best we can do, unless Chase does it as a category again.
#24

Join Date: Nov 2011
Posts: 1,945
#25
Join Date: Oct 2012
Posts: 299
which CC for drugstores
do what I do, find a huge supermarket and buy all your drugstore needs there. Not only are they cheaper than CVS/Walgreens etc, you get 6% with the Amex preferred. My wife and I have separate cards for 12k total spend. Example: 24 pk CVS water on sale last week for 2.88 last week Shoprite 24 pack water 2.79 plus 6% off.. Also wife bought Covergirl Lipstick for 6.44 at Shoprite-- same lipstick 8.49 @ CVS and no 6%. For years I wasted $ in drugstores. Screw their extra bucks Most times you can lose the small slips..
#26
Join Date: Apr 2010
Location: Houston
Programs: Southwest CP/A & Hyatt Globalist - love both of these companies!
Posts: 60
BUMP - 2 questions
So I am doing the Vanilla Visa thing. CVS is still letting me buy the Vanilla reloads with my SWA Card for 1x points, but I have not found another retailer willing to let me use a CC to buy Vanilla Reloads.
I will sign up for any CC that pays a good bonus in a given category. I know all the pitfalls - so don't bother restating them (please
).
Q#1) As of Feb 2014 are there any cards that pay more than 2% (or more than 2 points for $1) for DRUGSTORE purchases?
Q#2) Has anyone found a better solution? My local Office Depots will not let me use my CC to buy Vanilla Reloads (I tried again this week to confirm).
Just shopping for 2014 options. WORST CASE I pay my rent via CVS and settle for 1 point per dollar.
I will sign up for any CC that pays a good bonus in a given category. I know all the pitfalls - so don't bother restating them (please
).Q#1) As of Feb 2014 are there any cards that pay more than 2% (or more than 2 points for $1) for DRUGSTORE purchases?
Q#2) Has anyone found a better solution? My local Office Depots will not let me use my CC to buy Vanilla Reloads (I tried again this week to confirm).
Just shopping for 2014 options. WORST CASE I pay my rent via CVS and settle for 1 point per dollar.
#27

Join Date: Nov 2011
Posts: 1,945
2) Wells Fargo Rewards (3 cards). 5% at drugstores/gas/groceries for 6 months.
#29

Join Date: Jul 2013
Location: Austin, Texas
Posts: 400
AMEX and Citi Hiltons are 3x for drugstores, I think
Is my math correct for the WF cash back for the 6 months:
503.95 (one VR) x 10 (BB max per month) x 5 (cash back) x 6 (months) = 151185 --> $1511.85
$1511.85 - [$39.50 (monthly VR fee) x 6 (months)] = $1274.85 cash back
503.95 (one VR) x 10 (BB max per month) x 5 (cash back) x 6 (months) = 151185 --> $1511.85
$1511.85 - [$39.50 (monthly VR fee) x 6 (months)] = $1274.85 cash back
Last edited by JWEMTX; Feb 6, 2014 at 7:37 am
#30
Join Date: Apr 2010
Location: Houston
Programs: Southwest CP/A & Hyatt Globalist - love both of these companies!
Posts: 60
Awesome follow up as usual folks. TY.
Your math in the post above was perfect, but 6 months isn't long enough for me. Of course credit card promos can change (al la Hilton Card), but I want something that has a shot at lasting longer.
Hunted that AMEX Cash. Here's the link and the fine print. I still don't think that's a winner for me. 1x points for me til I find a home run
https://www304.americanexpress.com/c...rch:RecomLink1
"Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 in purchases in a reward year, you will earn 1% on Everyday Purchases (5% thereafter), and 0.5% on other purchases (then 1%)."
Your math in the post above was perfect, but 6 months isn't long enough for me. Of course credit card promos can change (al la Hilton Card), but I want something that has a shot at lasting longer.
Hunted that AMEX Cash. Here's the link and the fine print. I still don't think that's a winner for me. 1x points for me til I find a home run

https://www304.americanexpress.com/c...rch:RecomLink1
"Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 in purchases in a reward year, you will earn 1% on Everyday Purchases (5% thereafter), and 0.5% on other purchases (then 1%)."

