Churnable cards
Aug 13, 2012 | 12:14 pm
#1
Original Poster
Join Date: Nov 2011
Posts: 645
Churnable cards
I currently hold BOA Hawaiian airlines, Bank of Hawaiian airlines, and BOA Virgin Atlantic credit cards since Nov 2011. Can I re-apply for these cards and get approved?
ALso, I want to reapply for US airways card. I already have the personal one.
What are your thoughts? ^
I currently hold since Nov 2011, all personal cards:
amex spg
citi hilton
amex hilton
boa virgin atlantic
bank of hawaii
boa hawaiian airlines
bbarclay us aireways
Tryign to see which cards I should apply for next since it's long overdue. ( I can't apply for Chase products due to stupid history with them about 20 years ago!)
I was thinking SPG Business, us airways again, boa alaska
ALso, I want to reapply for US airways card. I already have the personal one.
What are your thoughts? ^
I currently hold since Nov 2011, all personal cards:
amex spg
citi hilton
amex hilton
boa virgin atlantic
bank of hawaii
boa hawaiian airlines
bbarclay us aireways
Tryign to see which cards I should apply for next since it's long overdue. ( I can't apply for Chase products due to stupid history with them about 20 years ago!)
I was thinking SPG Business, us airways again, boa alaska
Last edited by FAllWay; Aug 13, 2012 at 12:32 pm
Aug 13, 2012 | 12:21 pm
#2
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
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Moderator action
Thread moved to Credit Card Programs. Please see this Announcement for guidance:
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Aug 13, 2012 | 6:46 pm
#3
Join Date: Dec 2003
Location: Brooklyn, NY, United States
Programs: AA, BA, UA, Spirit, Delta, PC Plat, SPG Gold, HHonors Diamond, Club Carlson Gold, Marriott Gold
Posts: 1,735
I currently hold BOA Hawaiian airlines, Bank of Hawaiian airlines, and BOA Virgin Atlantic credit cards since Nov 2011. Can I re-apply for these cards and get approved?
ALso, I want to reapply for US airways card. I already have the personal one.
What are your thoughts? ^
I currently hold since Nov 2011, all personal cards:
amex spg
citi hilton
amex hilton
boa virgin atlantic
bank of hawaii
boa hawaiian airlines
bbarclay us aireways
Tryign to see which cards I should apply for next since it's long overdue. ( I can't apply for Chase products due to stupid history with them about 20 years ago!)
I was thinking SPG Business, us airways again, boa alaska
ALso, I want to reapply for US airways card. I already have the personal one.
What are your thoughts? ^
I currently hold since Nov 2011, all personal cards:
amex spg
citi hilton
amex hilton
boa virgin atlantic
bank of hawaii
boa hawaiian airlines
bbarclay us aireways
Tryign to see which cards I should apply for next since it's long overdue. ( I can't apply for Chase products due to stupid history with them about 20 years ago!)
I was thinking SPG Business, us airways again, boa alaska
As to your next app-o-Rama, before applying for anything else, I would consider the new U.S. Bank Flex Perks card that gives you over $700 after meeting their $2,500 spend requirement. U.S. Bank doesn't like churners, so they'll likely like you since it's been a while since your last one.
Other than that, I would through SPG Biz in the mix, since their 30,000 offer expires on Sep 4, then try to churn the ones you mention. I personally don't like to apply for more than 5-6 cards at a time, but it's just a matter of your personal comfort level, not an exact science.
Aug 14, 2012 | 1:11 pm
#5
Join Date: Aug 2006
Posts: 756
Not sure if you can apply for a 2nd Barclay US Air card as some have posted getting turned down for 2nd card no matter what excuses are given for the 2nd application. Think they are shutting it down as a churnable card like most of the other banks.
Aug 14, 2012 | 8:08 pm
#6
Join Date: Oct 2006
Posts: 216
I applied for all three of these last week:
BOA Hawaiian airlines, Bank of Hawaiian airlines, and BOA Virgin Atlantic
After applying online I was told "we'll get back to you" on all 3. The next morning, I received a call and it turns out that BofH and BofA have some kind of affiliation and they didn't understand why I wanted all 3. I told them it was for the miles and I was moving my spending to new cards. They made me pick one of the Hawaii cards, I could not have both. Virgin was OK.
BOA Hawaiian airlines, Bank of Hawaiian airlines, and BOA Virgin Atlantic
After applying online I was told "we'll get back to you" on all 3. The next morning, I received a call and it turns out that BofH and BofA have some kind of affiliation and they didn't understand why I wanted all 3. I told them it was for the miles and I was moving my spending to new cards. They made me pick one of the Hawaii cards, I could not have both. Virgin was OK.
Aug 15, 2012 | 8:04 am
#7
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,857
Bank of Hawaii does not issue credit cards. In common with many regional banks they long ago outsourced this function to a credit card specialist bank MBNA which used the name "FIA" for it's private label card business. MBNA was subsequently acquired by Bank of America, with the result that the FIA subsidiary of Bank of America is the issuer of cards for many other banks, brokerage companies (e.g. Fidelity) etc.
Aug 15, 2012 | 11:31 am
#8
Suspended
Join Date: May 2010
Posts: 2,998
Not to hyjack here, but does anyone know the acceptable frequency of BoA applications?
I applied for both the BoA and BoH Hawaiian Air cards on 07/17 (approved for both) and now I'm wondering how long I should wait before I go after the BoA Virgin Atlantic card.
Thx!
I applied for both the BoA and BoH Hawaiian Air cards on 07/17 (approved for both) and now I'm wondering how long I should wait before I go after the BoA Virgin Atlantic card.
Thx!
Aug 16, 2012 | 12:40 am
#9
Join Date: Dec 2003
Location: Brooklyn, NY, United States
Programs: AA, BA, UA, Spirit, Delta, PC Plat, SPG Gold, HHonors Diamond, Club Carlson Gold, Marriott Gold
Posts: 1,735
I applied for all three of these last week:
BOA Hawaiian airlines, Bank of Hawaiian airlines, and BOA Virgin Atlantic
After applying online I was told "we'll get back to you" on all 3. The next morning, I received a call and it turns out that BofH and BofA have some kind of affiliation and they didn't understand why I wanted all 3. I told them it was for the miles and I was moving my spending to new cards. They made me pick one of the Hawaii cards, I could not have both. Virgin was OK.
BOA Hawaiian airlines, Bank of Hawaiian airlines, and BOA Virgin Atlantic
After applying online I was told "we'll get back to you" on all 3. The next morning, I received a call and it turns out that BofH and BofA have some kind of affiliation and they didn't understand why I wanted all 3. I told them it was for the miles and I was moving my spending to new cards. They made me pick one of the Hawaii cards, I could not have both. Virgin was OK.
Aug 16, 2012 | 12:42 am
#10
Join Date: Dec 2003
Location: Brooklyn, NY, United States
Programs: AA, BA, UA, Spirit, Delta, PC Plat, SPG Gold, HHonors Diamond, Club Carlson Gold, Marriott Gold
Posts: 1,735
about 4 months ago, I did receive the second US Air card on reconsideration. Had to split the credit line, though.
Aug 17, 2012 | 3:00 pm
#11
Join Date: Aug 2006
Posts: 756
problem is your application was 4 months ago, several recent posts have many being turned down even when calling for reconsideration and willing to split credit line or using another card to track separate transactions.
Aug 18, 2012 | 1:44 am
#12
Join Date: Oct 2010
Posts: 115
I was approved for a 2nd mastercard this past wednesday, I called recon twice to get it approved, they split my cl. worked for me and my wife, so I can confirm it it still churnable
Aug 18, 2012 | 1:18 pm
#13
Join Date: Oct 2011
Posts: 23
I also got a 2nd card approved yesterday, 1st card still open, easy phone call, no need to split credit lines. So it works for some at least.
Aug 22, 2012 | 8:32 am
#14
Join Date: Aug 2006
Posts: 756
So, may need to call more than once to get the approval.