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Thread: Churnable cards
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Old Aug 13, 2012 | 6:46 pm
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mnscout
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Join Date: Dec 2003
Location: Brooklyn, NY, United States
Programs: AA, BA, UA, Spirit, Delta, PC Plat, SPG Gold, HHonors Diamond, Club Carlson Gold, Marriott Gold
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Originally Posted by Bloodshot2k
I currently hold BOA Hawaiian airlines, Bank of Hawaiian airlines, and BOA Virgin Atlantic credit cards since Nov 2011. Can I re-apply for these cards and get approved?

ALso, I want to reapply for US airways card. I already have the personal one.

What are your thoughts? ^

I currently hold since Nov 2011, all personal cards:
amex spg
citi hilton
amex hilton
boa virgin atlantic
bank of hawaii
boa hawaiian airlines
bbarclay us aireways

Tryign to see which cards I should apply for next since it's long overdue. ( I can't apply for Chase products due to stupid history with them about 20 years ago!)

I was thinking SPG Business, us airways again, boa alaska
Yes to all your churning questions, although as always, YMMV. Also be prepared to receive a pending decision note, so most likely you will have to call.

As to your next app-o-Rama, before applying for anything else, I would consider the new U.S. Bank Flex Perks card that gives you over $700 after meeting their $2,500 spend requirement. U.S. Bank doesn't like churners, so they'll likely like you since it's been a while since your last one.

Other than that, I would through SPG Biz in the mix, since their 30,000 offer expires on Sep 4, then try to churn the ones you mention. I personally don't like to apply for more than 5-6 cards at a time, but it's just a matter of your personal comfort level, not an exact science.
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