Are the big miles offers gone?
#16
In memoriam
Join Date: Jan 2006
Posts: 4,020
It was late last year when, as was posted then, for a few wonderful days Chase would match a targeted 100K Saph Pref offer to those of us who had recently gotten the card with a "mere" 50K bonus.
A quick email to Chase got me the additional 50K.
A quick email to Chase got me the additional 50K.
#18
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
#19
Join Date: Dec 2010
Posts: 1,860
There are just enough to keep everyones credit scores down 
100k BA
70k Marriot
75k Amex
80k Priority Club
2 nights Hyatt anywhere in the world
50k UA card
I think SPG has their like 25k card still available, maybe it is 30k?
There are just enough offers to keep everyone busy and planning things out. Like others have said the requirements are more difficult to hit as well. I don't follow non-hotel/airline cards but there are tons of those around too. With that being said I remain busy planning my credit cards out and how to spend my points/miles.
I myself am taking a moment to strategize where I can go with what I have (and what I need to acquire to get me to the places I want to go). Nailing down specific cities/airports and hotels I want to stay at. So this is forcing me to consider things like the 25k SPG card.......the 70k marriot......or the 2 hyatt nights.

100k BA
70k Marriot
75k Amex
80k Priority Club
2 nights Hyatt anywhere in the world
50k UA card
I think SPG has their like 25k card still available, maybe it is 30k?
There are just enough offers to keep everyone busy and planning things out. Like others have said the requirements are more difficult to hit as well. I don't follow non-hotel/airline cards but there are tons of those around too. With that being said I remain busy planning my credit cards out and how to spend my points/miles.
I myself am taking a moment to strategize where I can go with what I have (and what I need to acquire to get me to the places I want to go). Nailing down specific cities/airports and hotels I want to stay at. So this is forcing me to consider things like the 25k SPG card.......the 70k marriot......or the 2 hyatt nights.
#21
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,891
#22
Join Date: Mar 2012
Posts: 117
I think the issue is that once you exhaust Chase and potentially the Citi AA offers everything else is a bit flat now...
I'm looking for other cards to apply for outside of Chase (and the ones I already own) and it's been a bit hard deciding on that.
I'm looking for other cards to apply for outside of Chase (and the ones I already own) and it's been a bit hard deciding on that.
#23
Join Date: Dec 2010
Posts: 1,860
I have to agree with that. If you exhaust Citi/Chase you are left with some weird options. You have your occasional Amex bonus to go for, but for the most part you are applying for stuff like the Barclays cards then. But Chase especially has a TON of offers. Too many for me to exhaust.
#24
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
I have to agree with that. If you exhaust Citi/Chase you are left with some weird options. You have your occasional Amex bonus to go for, but for the most part you are applying for stuff like the Barclays cards then. But Chase especially has a TON of offers. Too many for me to exhaust.
Just got a targetted AMEX platinum 100k offer in the mail. Took it.
#25
FlyerTalk Evangelist




Join Date: Jan 2005
Location: home = LAX
Posts: 26,113

http://www.flyertalk.com/forum/miles...nors-visa.html
Ok, that's not 500k per offer, but that card is churnable, and at least for some people two-at-a-time -- using the same two-browser-type-trick as for Citi AA -- every 65ish days, so dividing 365 by 65 I get 5 double apps per year theoretically possible, while means 10 apps, which means 500k total per year if you can churn this card to the maximum. And even if two-at-time doesn't work for you, 250k per year is not so bad, is it?
Doesn't churnability have to be taken into account to determine how good an offer is?
Last edited by sdsearch; Jul 3, 2012 at 1:43 pm Reason: formatting
#26
Join Date: Nov 2006
Location: LAX
Posts: 2,851
[QUOTE=jatink129;18861301]Chase almost exclusively pulls Experian. So if one froze the experian report, would Chase automatically use the other agencies?
No, Chase would not automatically use the other agencies. You need to call the reconsideration number and let them know you had a freeze and if they can check the other credit bureau.
I have done this several times with success. I have frozen all accounts and only release one when I apply for a CC. Reason for frozen accounts is fraud many years ago.
No, Chase would not automatically use the other agencies. You need to call the reconsideration number and let them know you had a freeze and if they can check the other credit bureau.
I have done this several times with success. I have frozen all accounts and only release one when I apply for a CC. Reason for frozen accounts is fraud many years ago.
#27
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
[QUOTE=metoo;18866303]
Thanks a lot. Would they ask me the reason for the freeze? And if they did, would saying "suspicion of fraud" be enough?
Also- Once frozen, they would not have access to that report AT ALL...?
So, basically the only reason to do this is to avoid too many inquired on one report. It doesn't help in anyway to get many credit cards. Right?
Chase almost exclusively pulls Experian. So if one froze the experian report, would Chase automatically use the other agencies?
No, Chase would not automatically use the other agencies. You need to call the reconsideration number and let them know you had a freeze and if they can check the other credit bureau.
I have done this several times with success. I have frozen all accounts and only release one when I apply for a CC. Reason for frozen accounts is fraud many years ago.
No, Chase would not automatically use the other agencies. You need to call the reconsideration number and let them know you had a freeze and if they can check the other credit bureau.
I have done this several times with success. I have frozen all accounts and only release one when I apply for a CC. Reason for frozen accounts is fraud many years ago.
Also- Once frozen, they would not have access to that report AT ALL...?
So, basically the only reason to do this is to avoid too many inquired on one report. It doesn't help in anyway to get many credit cards. Right?
#28




Join Date: Dec 2011
Programs: Hyatt Globalist, Marriott Titanium, Hilton Diamond, Wyndham Diamond, IHG Diamond, Omni Platinum
Posts: 230
Here's a WSJ article from yesterday that may be of interest:
http://online.wsj.com/article/SB1000...E_Video_second
http://online.wsj.com/article/SB1000...E_Video_second
#29
Join Date: Jan 2012
Location: Rust belt
Posts: 300
Well in Ohio Chase pulls TU. I purchased myfico tu report and it seems Chase and Citi pull from there.I also dont think the big offers will be gone,but the spend will be higher to make sure the CC offers are better targeted towards more affluent spenders who will continue using their cards well after the intro bonus.
Last edited by snugglening; Jul 28, 2012 at 7:31 am Reason: added more
#30
Join Date: Nov 2006
Location: LAX
Posts: 2,851
[QUOTE=jatink129;18866344]
Thanks a lot. Would they ask me the reason for the freeze? And if they did, would saying "suspicion of fraud" be enough?
Also- Once frozen, they would not have access to that report AT ALL...?
So, basically the only reason to do this is to avoid too many inquired on one report. It doesn't help in anyway to get many credit cards. Right?
1. When I apply online, I would call Reconsideration number within 15 minutes to half hour and ask if they receive my application form and can pull up the credit report. If not, then I tell them to pull up (the one I want CSR to see) and let him/her know I don't want to pay for all 3 to unfreeze so I unfroze one. I tell them I have had credit card fraud years ago so I have a freeze on credit reports
2. once froze, no access to the reports for ANYONE except yourself
3. Chase will know how many credit cards you have with them...I usually apply for a new one when i know there will be an annual fee coming up and I want to cancel. For example, i applied for the PC 80k not too long ago. My Southwest will have the annual fee coming up next monthso I asked to have the CL of 10k or 12k (can't remember) to be split up with the Chase freedom I already have and rest go to PC card. Yes, to avoid too many inquiries from one credit bureau.
Thanks a lot. Would they ask me the reason for the freeze? And if they did, would saying "suspicion of fraud" be enough?
Also- Once frozen, they would not have access to that report AT ALL...?
So, basically the only reason to do this is to avoid too many inquired on one report. It doesn't help in anyway to get many credit cards. Right?
2. once froze, no access to the reports for ANYONE except yourself
3. Chase will know how many credit cards you have with them...I usually apply for a new one when i know there will be an annual fee coming up and I want to cancel. For example, i applied for the PC 80k not too long ago. My Southwest will have the annual fee coming up next monthso I asked to have the CL of 10k or 12k (can't remember) to be split up with the Chase freedom I already have and rest go to PC card. Yes, to avoid too many inquiries from one credit bureau.


