FlyerTalk Forums - View Single Post - Are the big miles offers gone?

Jul 3, 2012 | 5:36 pm

#27

jatink129

Join Date: Jun 2012

Location: In CT,left my heart in Leicester.

Programs: Work in progress.

Posts: 1,237

[QUOTE=metoo;18866303]

Quote:

Originally Posted by jatink129

Chase almost exclusively pulls Experian. So if one froze the experian report, would Chase automatically use the other agencies?

No, Chase would not automatically use the other agencies. You need to call the reconsideration number and let them know you had a freeze and if they can check the other credit bureau.

I have done this several times with success. I have frozen all accounts and only release one when I apply for a CC. Reason for frozen accounts is fraud many years ago.

Thanks a lot. Would they ask me the reason for the freeze? And if they did, would saying "suspicion of fraud" be enough?

Also- Once frozen, they would not have access to that report AT ALL...?

So, basically the only reason to do this is to avoid too many inquired on one report. It doesn't help in anyway to get many credit cards. Right?

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