Moderator: Credit, Debit and Prepaid Card Programs category
Join Date: Jun 2003
Location: Miami & London
Programs: AA 2MM Perpetual Platinum; HH & SPG Gold
Posts: 17,032
Not targeted but note:
Quote:
Welcome bonus offer not available to applicants who have had this product or any Business Gold, Green or Platinum Card® account within the last 12 months.
So what is the deal with AMEX's new language? Has anyone spoken to or gotten info on what this new language means? Are cards now churnable as long as you haven't had the same rewards product type in the last 12 months? Or do you get locked out of that bonus again indefinitely?
Does this effectively mean you can get the Biz Gold card today for 75k points, canceling 6 months from now and then apply again 12 months after canceling?
So what is the deal with AMEX's new language? Has anyone spoken to or gotten info on what this new language means? Are cards now churnable as long as you haven't had the same rewards product type in the last 12 months? Or do you get locked out of that bonus again indefinitely?
Does this effectively mean you can get the Biz Gold card today for 75k points, canceling 6 months from now and then apply again 12 months after canceling?
Technically, that is what it means... churnable every 12 mos.
Welcome bonus offer not available to applicants who have had this product or any Business Gold, Green or Platinum Card® account within the last 12 months.
So if I have a Personal Platinum Card account that is currently open, but NOT a Business Gold, Business Green or Business Platinum Card account, I should still qualify for these points?
Anyone know the rule on getting 2 AMEX cards at once? Thinking about signing up for this one (business card) and then I got an offer mailed to me for a personal card with 50k bonus points w/ 1k spend and no first year annual fee.
Will AMEX generally approve a personal and business card? Any strategies? Apply both back to back or wait a few days between apps?
Anyone know the rule on getting 2 AMEX cards at once? Thinking about signing up for this one (business card) and then I got an offer mailed to me for a personal card with 50k bonus points w/ 1k spend and no first year annual fee.
Will AMEX generally approve a personal and business card? Any strategies? Apply both back to back or wait a few days between apps?
Thanks in advance!
Generally Yes, YMMV, I like to apply at the same time and hit the submit button at the same time. Many people have reported that it doesn't matter. Call me superstitious.
Programs: US Chairman, Delta Platinum, Hilton Diamond, Hyatt Diamond, National Executive Elite, Avis First
Posts: 312
Quote:
Originally Posted by mia
Not targeted but note: Welcome bonus offer not available to applicants who have had this product or any Business Gold, Green or Platinum Card® account within the last 12 months.
I currently have the Platinum Business CREDIT card. I would assume I still qualify since I have CREDIT and not charge card currently on the business side.
My credit card version has $0 annual fee and is no longer offered - I have had it for about 10 years.
It currently is branded on the web site as Business Membership Rewards® Card with a $75 / annual fee but when I login to my account it says "Platinum Business Credit Card". I have been grandfathered in.
Thoughts? Their wording specifically says "Platinum Card®" so I take that as they are specifically referring to their charge card which goes by that name.