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How Current is Cerdit Karma?

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Old Apr 18, 2012 | 2:22 pm
  #1  
gwar69
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Join Date: Aug 2011
Location: STL
Programs: US Silver, AA Gold
Posts: 509
How Current is Cerdit Karma?
I want to do a mini app-o-rama, but I'm waiting for my balances to be reported as zero. When I pulled Transunion from annualcreditreport.com earlier this month, I noticed that the info is updated on the statement closing date. One of my cards' statement closing date was the 15th, but as of today credit karma still shows a balance of about $1000. Does anybody know how often their info is updated? While I can wait to apply, I don't really want to.
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Old Apr 18, 2012 | 5:28 pm
  #2  
scwam
 
Join Date: Mar 2010
Location: Tokyo
Posts: 586
Originally Posted by gwar69
I want to do a mini app-o-rama, but I'm waiting for my balances to be reported as zero. When I pulled Transunion from annualcreditreport.com earlier this month, I noticed that the info is updated on the statement closing date. One of my cards' statement closing date was the 15th, but as of today credit karma still shows a balance of about $1000. Does anybody know how often their info is updated? While I can wait to apply, I don't really want to.
I've noticed with most of my accounts CK/TU is the last to update; Day 1 = Ex, Day 2 = EQ, Day 3 = CK/TU. Day 0 would be the night the statement prints on whatever account it is.
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Old Apr 18, 2012 | 5:44 pm
  #3  
dchoe
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Join Date: Dec 2007
Location: TX
Posts: 217
I believe the update date in the report is the date reported to TU, not necessarily the date TU made the actual change to your report. But just give it a couple days and it should update.
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Old Apr 18, 2012 | 5:47 pm
  #4  
T.J. Bender
 
Join Date: Oct 2011
Programs: Ham Sandwich Medallion
Posts: 889
My four-month-old mortgage is still not showing up in CK. I've lost all faith in it.
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Old Apr 19, 2012 | 9:27 am
  #5  
Dr_wanderlust
 
Join Date: Oct 2006
Location: USA
Programs: DL PM, Hyatt Globalist
Posts: 2,369
CK is as up to date as TU.

reports are pulled in real time. If TU has something, CK will display it.
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Old Apr 19, 2012 | 10:36 am
  #6  
scwam
 
Join Date: Mar 2010
Location: Tokyo
Posts: 586
Originally Posted by T.J. Bender
My four-month-old mortgage is still not showing up in CK. I've lost all faith in it.
Sound like your lender's problem. As state above TU/CK report at the same time. However I've always noticed they are last to show any updates of the 3 bureaus.
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